Hapo Community Credit Union West Richland WA | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Hapo Community at our West Richland branch, conveniently located at 6185 Kenne Rd, West Richland, WA 99353. Since our establishment in 1953, we have been committed to serving our community and ensuring that our members have access to quality financial services. With a strong membership base of over 208,696 individuals, we take pride in being a trusted partner for families and businesses alike. At Hapo Community, we understand that financial decisions can be overwhelming. That's why our team is dedicated to providing personalized service tailored to your needs. Under the leadership of our CEO, Scott Mitchell, and Board President Ken Hohenberg, we strive to create an environment where you feel valued and supported. Our branch boasts impressive financial strength with total assets of $2,367,011,447, and total deposits reaching $250,311,667. We have also extended over 113,523 loans and leases to help our members achieve their goals. With a net worth of $267,102,119 and cash reserves of $71,891,131, you can trust that your money is safe with us. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans or mortgages, we are here for you. Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM, with drive-thru services available until 6:00 PM. While members can visit us at our physical location for all their banking needs, any official correspondence should be sent to the same address: 6185 Kenne Rd, West Richland, WA 99353. We invite you to explore the range of services we offer by visiting our website at hapo.org or give us a call at 509-452-4276. Let Hapo Community be your partner in achieving financial success!

Branch History & Mission

At Hapo Community, our roots run deep in the West Richland area. Established in 1953, we have grown from a small financial institution into a robust credit union that proudly serves over 208,000 members. Our branch is located at 6185 Kenne Rd, West Richland, WA 99353, a convenient spot for our community members to access a range of services designed with their needs in mind. Over the years, we have achieved remarkable milestones that reflect our commitment to our members and the community. Today, Hapo Community boasts total assets of approximately $2.37 billion, highlighting our strong financial foundation and ability to provide exceptional service. We are dedicated to making banking easier and more accessible for everyone, which is why we offer services like personal checking accounts, auto loans, mortgages, and business banking options. Our commitment extends beyond just financial products; we aim to foster growth and support within our local community through various outreach programs. Our mission is simple yet profound: we strive to empower our members by providing them with the tools they need to achieve their financial goals while supporting the communities we serve. We believe that when our members thrive, so does our community. This guiding principle drives us every day as we work to create meaningful relationships with each member. In addition to traditional banking services, we understand the importance of digital advancements in today's world. We offer online and mobile banking options that allow members to manage their finances conveniently from anywhere. With ATM availability and drive-thru service at our branch location, accessing your funds or completing transactions has never been easier. While members can visit us at 6185 Kenne Rd, official correspondence should be sent to the same address for convenience. Our friendly staff is here during lobby hours from Monday through Friday between 9:00 AM and 5:30 PM, and you can reach us at (509) 452-4276 for any inquiries or assistance. As we look ahead to the future, Hapo Community remains committed to enhancing member experiences through innovative solutions and community engagement initiatives. We invite you to join us on this journey become part of a thriving community that values you as an individual. Experience the benefits of membership today! Visit Hapo Community to learn more about how we can support your financial needs.

Branch Location & Accessibility

Welcome to Hapo Community at our Belmont branch, conveniently located at 6185 Kenne Rd in beautiful West Richland, WA. We pride ourselves on being easily accessible for all our members and the surrounding community. Whether you're coming from nearby landmarks like the West Richland City Hall or enjoying a day at the local parks, you'll find us right where you need us. At our branch, we offer ample parking and are committed to making your visit as easy as possible. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can enjoy our services without hassle. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, while our drive-thru service is available until 6:00 PM on weekdays. This ensures you have plenty of opportunities to take care of your banking needs at a time that suits you best. If you're in a hurry or prefer a quick transaction, our drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. For your convenience, we also have an ATM available on-site, providing easy access to cash and balance checks whenever you need them. While members can visit us at 6185 Kenne Rd for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 509-452-4276. We look forward to welcoming you at Hapo Community your trusted partner in personal banking!

Member Eligibility

At Hapo Community, we believe that everyone deserves a chance to be part of something special. Joining our credit union is like becoming a member of a close-knit family where your financial well-being is our top priority. If you live, work, or go to school in the area, you're likely eligible to become a member! We welcome individuals from various backgrounds, and even if you don't meet specific criteria right now, there may still be ways for you to join us. To learn more about the detailed eligibility requirements, please visit this link. Getting started is simple! Once you've confirmed your eligibility, opening an account at Hapo Community is an easy process. You can apply online or visit us at our branch located at 6185 Kenne Rd, West Richland, WA 99353. Our friendly team is here to assist you every step of the way. If you have any questions or need assistance, feel free to call us at 509-452-4276. We're excited to help you take this important step towards better banking!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your daily operations without the hassle of complicated payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Whether it's accepting credit cards or managing online payments, we provide straightforward solutions that fit your business needs. If you're ready to take your business further, visit us at 6185 Kenne Rd West Richland Wa 99353 in West Richland, WA, or call us at (509) 452-4276. Let's work together to unlock your business's potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs, we understand how crucial it is to have reliable financial support. That's why we offer tailored Business Banking services, including merchant services and business loans designed to help your business thrive.

Convenient Transaction Options

Need to make a quick deposit or withdrawal? Our basic drive-thru banking allows you to handle simple transactions without leaving your vehicle. And with our ATM access, you can easily withdraw cash or check your balance on-the-go. At Hapo Community, we strive to create an environment where all members feel supported and empowered in their financial journey. Whether you're visiting us at our branch located at 6185 Kenne Rd West Richland Wa 99353 or calling us at (509) 452-4276, we're here for you every step of the way. Ready to take control of your financial future? Visit us online at Belmont or come see us in person! Your path to better banking starts here.

Digital Banking Features

In today's fast-paced world, managing your money should be simple. Our Online & Mobile Banking services allow you to check your balance, transfer funds, and pay bills anytime and anywhere using your smartphone or computer. You can also take advantage of our ATM & Cash Withdrawal Services, ensuring you have access to cash when you need it most.

Personal Banking Services

Imagine waking up knowing that your finances are well taken care of. With our Personal Banking options, including checking and savings accounts, you can easily manage your day-to-day transactions. Need extra funds for a new car? Our Auto Loans & Vehicle Financing services are here to help you hit the road without breaking the bank. If you're thinking about buying a home, our Mortgage Loans & Refinancing can guide you through the process smoothly. For those unexpected expenses or dreams that need funding, our Personal Loans & Debt Consolidation options provide flexible solutions. Plus, don't forget about our Credit Cards with Rewards, which offer fantastic perks for your everyday purchases.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. If you're on the go, our mobile application gives you the power of banking right in your pocket. You can also enjoy the convenience of mobile payments, making transactions quick and hassle-free. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few taps on your screen. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Security and Accessibility

Your security is our top priority. We employ advanced encryption technologies to keep your information safe while you bank online. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements. At Hapo Community, we strive to provide services that are user-friendly and accessible for everyone. Whether you're managing personal finances or handling business transactions, our digital banking options ensure you have real-time access to your accounts when you need it most. Experience the ease of modern banking at Hapo Community today! Visit us online at https://www.hapo.org/ to learn more about how we can help simplify your financial journey.

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which showcases our commitment to providing safe and reliable services. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $263,266,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $44,509 in used auto loans and an impressive total of $1,877,688,371 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to focus on delivering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,134,829. Total Share Accounts: 382,867, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 6185 Kenne Rd West Richland Wa 99353 or call 509-452-4276 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Services

Our commitment doesn't stop at just lending; we also offer refinancing options to help you lower your monthly payments or secure better rates on existing loans. If you're unsure about eligibility or need guidance through the application process, our knowledgeable staff is ready to assist you at our branch located at 6185 Kenne Rd West Richland WA 99353. You can reach us at (509) 452-4276 for any inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore all that Hapo Community has to offer by visiting us online at Hapo Community. We're here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible options to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $220,185,617 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational expenses, our team is here to support your business journey.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. We aim to provide competitive rates and personalized service to help you navigate the path to owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive is both current and reliable.

Hapo Community