Hapo Community Credit Union Vancouver WA | Best Auto Loans & Personal Banking

Introduction

Welcome to Hapo Community, your trusted partner in financial growth and community support! Located at 13909 Se Mill Plain Blvd, Vancouver, WA 98684, we have been serving our members since 1953. With a strong commitment to personal banking, business services, and community involvement, we proudly boast a membership of over 208,696 individuals. At Hapo Community, we understand that your financial journey is unique. That's why we offer a diverse range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With total assets exceeding $2.36 billion, our solid financial foundation empowers us to provide competitive rates and exceptional service. As a member-focused credit union, we prioritize your satisfaction. With $250 million in deposits and a net worth of $267 million, you can trust that your money is in safe hands. Our CEO, Scott Mitchell, alongside Board President Ken Hohenberg, leads a dedicated team of 513 employees who are here to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 13909 SE Mill Plain Blvd, Vancouver, WA 98684. If you have any questions or need assistance, feel free to call us at 360-605-1010. We invite you to explore our website at hapo.org to discover more about our services or apply for a loan today! Join us as we continue to make a positive impact in our community because when you thrive, we all thrive!

Branch History & Mission

Welcome to Hapo Community, a credit union that has proudly served the Vancouver community in Washington since 1953. Our journey began with a simple goal: to provide our members with accessible financial services and to foster a sense of community. Over the decades, we have grown significantly, now boasting a membership of over 208,000 individuals who trust us for their banking needs. Located at 13909 Se Mill Plain Blvd in Vancouver, WA, our branch is easily accessible for all residents. You can find us near local landmarks that make our community vibrant and welcoming. While you can visit us at this address, any official correspondence should be sent to our mailing address at the same location. From the beginning, our mission has been clear: to empower our members through financial education and support while giving back to the communities we serve. We strive not only to offer personal banking services such as checking and savings accounts but also to provide loans for vehicles, mortgages, and personal needs. We believe that every member's financial journey matters, and we are dedicated to making it as smooth as possible. In today's fast-paced world, we understand that convenience is key. That's why we offer various digital banking options including online banking and mobile payments, ensuring you can manage your finances from anywhere. Our commitment to accessibility extends beyond technology; we also ensure our facilities are ADA compliant so everyone can comfortably access our services. Hapo Community doesn't just stop at providing financial products; we actively engage in partnerships and outreach programs aimed at strengthening our local community. Through various initiatives, we support local events and charities that make a difference in the lives of those around us. Our branch operates Monday through Friday from 9:00 AM to 5:30 PM, with extended hours until 6:00 PM for our drive-thru service on weekdays and open until 1:00 PM on Saturdays. If you need assistance or have questions about your accounts or services, feel free to reach out at 360-605-1010. Join us at Hapo Community and discover how we can assist you in achieving your financial goals while being part of a caring community. Experience firsthand the benefits of membership where your needs come first!

Branch Location & Accessibility

Welcome to Hapo Community's Vancouver branch! Conveniently located at 13909 SE Mill Plain Blvd in beautiful Vancouver, WA, our branch is easily accessible for all your banking needs. Whether you're stopping by for personal banking, loans, or just a friendly chat, we're here to serve you in the heart of Clark County. Our location is right near local landmarks that make it easy to find us. If you're coming from the nearby shopping centers or parks, you'll be happy to know that we have ample parking available right outside the branch. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. When it comes to convenience, we've got you covered! Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM to 1:00 PM. For those who prefer quick service, our drive-thru banking operates until 6:00 PM on weekdays perfect for busy schedules. Need cash? We have an ATM available for your convenience too! Whether you need to check your balance or make a quick withdrawal, you can rely on us for efficient service. While members can visit us at our branch address, official correspondence should be sent to the same location at 13909 SE Mill Plain Blvd, Vancouver, WA 98684. If you have any questions or need assistance, feel free to give us a call at 360-605-1010. We invite you to stop by and discover how Hapo Community can support your financial journey. We look forward to welcoming you!

Member Eligibility

Joining the Hapo Community feels like stepping into a family that truly cares about your financial well-being. If you're looking to become a member, you'll be glad to know that eligibility is quite simple and welcoming! Generally, anyone who lives, works, or worships in Clark County, Washington can join us. This means that if you're part of our vibrant community, we'd love for you to experience the benefits of membership from personalized banking services to competitive loan rates and more. For those interested in the specifics of our eligibility criteria, please feel free to check out our detailed guidelines at this link. Opening an account with Hapo Community is straightforward! Just visit us at 13909 Se Mill Plain Blvd, Vancouver, WA 98684, or give us a call at 360-605-1010 for any questions. You can even start the process online by following this link. We're here to help you every step of the way as you embark on this journey with us!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services tailored for your daily operations. Picture this: quick payment processing so you can focus on serving customers instead of worrying about transactions. Our services help streamline your cash flow, making it easier for you to manage your finances effectively. Visit us at 13909 Se Mill Plain Blvd Vancouver Wa 98684 in Vancouver, WA, or call us at (360) 605-1010 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs and business owners, we understand the challenges of managing finances. That's why we offer Business Banking services including merchant services to help facilitate transactions and business loans to support growth. Your business is important to us, and we're here to help it thrive.

Credit Cards

Our Credit Cards with Rewards are perfect for members who enjoy earning perks while they spend. With every purchase, you can accumulate rewards that translate into travel, cash back, or other benefits making it easier to treat yourself just for using your card responsibly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, accessing your accounts has never been easier. You can check balances, transfer money, and pay bills right from your smartphone or computer anytime, anywhere. Plus, our ATM & Cash Withdrawal Services allow you quick access to your funds when you're on the go.

Drive-Thru and ATM Services

We also cater to those who prefer face-to-face interactions with our basic drive-thru banking services for deposits, withdrawals, and simple transactions. If you're in a hurry, our ATMs are available for quick withdrawals and balance checks without needing to step inside. At Hapo Community, we're dedicated to providing comprehensive services that fit into your life seamlessly. Our team is here to assist you every step of the way. To learn more about how we can serve you better or if you have any questions about our offerings, please don't hesitate to call us at (360) 605-1010. Ready to take the next step? Visit us online at https://www.hapo.org/ or stop by our branch today!

Loans and Financing

If you're dreaming of owning a new vehicle or need funds for a home, our Auto Loans & Vehicle Financing make it easy to hit the road without breaking the bank. We also offer Mortgage Loans & Refinancing options that can help you find the perfect home loan or lower your current mortgage payments. For those unexpected expenses or projects, consider our Personal Loans & Debt Consolidation, which provide flexibility and peace of mind.

Personal Banking

For individuals seeking straightforward banking solutions, we provide Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses effortlessly while earning interest on your savings. Our accounts are designed with your needs in mind, allowing you to focus on what matters most.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, available at https://www.hapo.org/, you can view your account balances, transfer funds, and pay bills with ease. Our 24/7 online banking services ensure that your financial needs are met whenever they arise. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more printing or mailing! Keeping track of your financial activity is simpler than ever with e-statements available for all members. Say goodbye to paper clutter and enjoy the convenience of accessing your statements online. For those who prefer using their smartphones, our mobile application makes banking even easier. You can check balances, deposit checks remotely, and take advantage of our mobile payments feature allowing you to make secure transactions right from your phone.

Stay Connected with Person-to-Person Transfers

Need to send money to a friend? With our person-to-person transfer service, you can quickly and securely send funds to anyone using just their email or phone number. It's perfect for sharing expenses or helping out family and friends. At Hapo Community, we prioritize your security while ensuring ease of use throughout all our digital services. Our systems are built with advanced security measures to keep your information safe as you manage your finances in real-time. Experience banking made easy at Hapo Community today! Access all these features through our website at https://www.hapo.org/ and start enjoying a more convenient way to handle your money.

Financial Strength

A Trusted Partner

Total Share Accounts: 382,867 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Hapo Community is your trusted partner. Visit us at 13909 Se Mill Plain Blvd Vancouver WA 98684 or call 360-605-1010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $263,266,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our total loans and leases amount to $1,877,688,371, which showcases our commitment to supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $220,185,617 provide the capital needed to grow and expand. We understand that having access to funds is crucial for any business's success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. These cards come with features that allow you to control your spending while earning rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. We are committed to guiding you through every step of the mortgage process to make it as smooth as possible.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for our various products, we're here to help. Our team at Hapo Community can assist you in finding the best solution tailored to your financial situation. We pride ourselves on being a trusted financial partner in our community. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at 360-605-1010 or visit us at 13909 Se Mill Plain Blvd, Vancouver WA 98684. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Hapo Community