Hapo Community Credit Union Pasco WA | Affordable Auto Loans & Drive-Thru Banking

Introduction

At Hapo Community, we believe that strong relationships are the foundation of our success. Located at 4902 Road 68, Pasco, WA 99301, our branch has been serving the community since 1953. With a dedicated team of 513 employees, we are proud to support over 208,696 members with personalized financial solutions tailored to their needs. While members can visit us at our Pasco location, official correspondence should be sent to the same address. Our commitment goes beyond just banking; we aim to foster a sense of belonging and community for everyone who walks through our doors. With total assets exceeding $2.36 billion and total deposits reaching $250 million, Hapo Community stands as a reliable partner in your financial journey. We offer a variety of services including personal banking, auto loans, mortgage refinancing, and business loans. This range allows us to meet the diverse needs of our members effectively. Under the leadership of CEO Scott Mitchell and Board President Ken Hohenberg, we focus on making banking accessible and straightforward. Our robust offerings include online and mobile banking options, ensuring you can manage your finances whenever you need. Whether you're looking for an auto loan or simply need assistance with your checking account, we're here for you. Feel free to reach out to us at (509) 943-5676 or visit our website at hapo.org for more information. We look forward to helping you achieve your financial goals!

Branch History & Mission

Welcome to Hapo Community in Pasco, WA, where our legacy of service and commitment to the community has flourished since we first opened our doors in 1953. Over the years, we have grown not just in numbers but in the hearts of the people we serve. Today, with a proud total membership of over 208,000 and total assets exceeding $2.36 billion, Hapo Community stands as a beacon of financial support and guidance for our members. Located at 4902 Road 68, our branch is conveniently situated for easy access from various parts of Pasco. Our operating hours are designed to accommodate your busy lifestyle: our lobby welcomes you Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays until 1:00 PM. Our drive-thru service offers extended hours until 6:00 PM on weekdays, ensuring that your banking needs are met promptly. At Hapo Community, our mission is clear: we strive to empower individuals and families by providing exceptional financial services while fostering community growth. We understand that financial well-being is crucial for personal success and happiness. That's why we offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment extends beyond just transactions; we actively engage with local organizations and initiatives to uplift our community. While members can visit us at 4902 Road 68, official correspondence should be sent to 4902 Road 68, Pasco, WA 99301-8904 if needed. We also ensure accessibility through modern digital platforms such as online banking and mobile payments designed to meet the diverse needs of all members. The journey of Hapo Community reflects not only our growth but also our dedication to inclusivity. We take pride in being ADA compliant and offering essential services that cater to everyone. Whether it's through our ATMs or drive-thru facilities for straightforward transactions, we're here to make banking easy for you. As we look ahead, we remain committed to serving our members with integrity and respect while continuing to enhance our outreach efforts within the community. Join us today at Hapo Community and discover how we can help you achieve your financial goals while being part of a supportive network. If you're ready to take the next step toward financial empowerment or learn more about becoming a member, don't hesitate to reach out! Call us at 509-943-5676 or visit Hapo Community online. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We prioritize your convenience and accessibility. Our branch is equipped with ADA-compliant features, including ramps for easy access. Ample parking is available right outside, making it simple for you to drop in for your banking needs.

Operating Hours

Our lobby hours are designed to fit into your busy schedule: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. If you prefer drive-thru service, we've got you covered until 6:00 PM on weekdays. This flexibility means you can bank when it's convenient for you!

Services Offered

At Hapo Community, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need assistance? Our team is ready to help with all your banking queries, whether it's through our drive-thru or inside the branch. While members can visit us at 4902 Road 68, official correspondence should be sent to our mailing address at 4902 Road 68, Pasco, WA 99301-8904. If you have any questions or need assistance before your visit, feel free to call us at 509-943-5676. We look forward to welcoming you soon at Hapo Community!

Member Eligibility

At Hapo Community, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also extend membership to family members of existing members, creating a network of support for your loved ones. Not only will you gain access to our wide range of financial services, but you'll also enjoy the unique benefits of being part of a cooperative that puts its members first. For more detailed eligibility information, feel free to check out our resource page at https://www.hapo.org/hapo-about/membership/join-online. Ready to take the next step? Opening an account at Hapo Community is easy! Just give us a call at (509) 943-5676 or visit our website for more information on how to get started: http://www.hapo.org/loans/apply-for-a-loan. We look forward to welcoming you into our community at 4902 Road 68 Pasco Wa 99301!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced marketplace, efficient payment processing can set your business apart. Our merchant services enable you to accept payments easily, whether online or in-person. Imagine serving customers with quick transactions that enhance their shopping experience while keeping your cash flow steady. Located conveniently at 4902 Road 68 Pasco Wa 99301, Pasco, WA 99301, we invite you to explore how our business banking solutions can elevate your enterprise. Reach out to us at (509) 943-5676 to learn more about our offerings and how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

We also offer credit cards with rewards, allowing you to earn while you spend. Whether it's cashback on groceries or travel points for your next adventure, our credit card options are designed with your spending habits in mind. If you're a business owner, you'll appreciate our dedicated business banking services, which include merchant services and business loans. We know how important it is for businesses to thrive, so we aim to support local entrepreneurs in making their dreams a reality.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize accessibility through our online and mobile banking platforms. You can easily check balances, transfer funds, and pay bills anytime, anywhere all from the palm of your hand. Our digital features also include ATM access for cash withdrawals and balance checks without hassle. Need quick service? Our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. It's just one more way we aim to make your banking experience smoother.

Get Started Today!

At Hapo Community, we're here to support all your financial needs with warmth and expertise. Whether you're interested in opening an account or learning more about our loan options, don't hesitate to reach out at (509) 943-5676 or visit us at 4902 Road 68 Pasco Wa 99301 in Pasco, WA. Explore our full range of services by visiting our website at West Pasco. Join us today as we work together towards achieving your financial aspirations!

Personal Banking

Our personal banking services make it easy for you to manage your everyday finances. We offer various checking and savings accounts tailored to fit different lifestyles, ensuring you have the right tools at your disposal. If you're considering purchasing a vehicle, our auto loans and vehicle financing options come with competitive rates to help get you behind the wheel without breaking the bank. For those looking to invest in a home or refinance their current mortgage, our mortgage loans and refinancing options provide flexible solutions that align with your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can help ease the burden.

Digital & Online Banking

Accessible Online Services

Our online banking platform, which you can access at https://www.hapo.org/, allows you to check your account balances, transfer funds, and pay bills anytime, day or night. With 24/7 online banking services, you have the flexibility to manage your money when it's most convenient for you.

Go Paperless with E-Statements

We offer e-statements for those who prefer a paperless option. Not only does this help the environment, but it also makes it easier for you to keep track of your financial history without clutter.

Mobile Banking at Your Fingertips

For even greater convenience, our mobile application allows you to manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money or paying for purchases has never been simpler or quicker. Whether you're on the bus or relaxing at home, Hapo Community ensures that banking is not just accessible but also effortless. Join us today and experience the future of banking securely and conveniently.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization, ensuring that your transactions are safe and protected. You can rest easy knowing that your financial information is secure as you navigate through your online activities.

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to sound financial practices, we ensure that our members' needs come first. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $263,266,217 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $44,509 in used auto loans and a total of $1,875,688,371 in loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,134,829. Total Share Accounts: 382,867, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 4902 Road 68 Pasco Wa 99301 or call 509-943-5676 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a new or used vehicle, our flexible terms and competitive rates make it easier for you to drive away with your desired automobile.

Credit Lines and Personal Loans

For those looking for additional flexibility, we also offer credit lines totaling $585,922,225. This option allows you to access funds when needed without the burden of high-interest rates. Additionally, we provide unsecured credit card loans with a total amount of $127,474,342 available to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, ensuring that your dream home is within reach. Our knowledgeable staff is ready to guide you through the mortgage process so you can feel secure in your investment.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team can assist you in exploring eligibility options that might save you money over time. We believe in empowering our members with choices that suit their financial situations. In summary, Hapo Community offers a variety of loan products designed to support your journey toward financial stability and success. For more details about our services or to apply for a loan online, visit us at Hapo Community or call us at 509-943-5676. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh provides an accurate reflection of available loan options in the market.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure a loan, using LendMesh can streamline your search and potentially save you money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Hapo Community