Hapo Community Credit Union Pasco WA | Affordable Auto Loans & Business Banking

Introduction

At Hapo Community, we understand that financial decisions shape your life. That's why we're committed to providing personalized banking solutions tailored to your unique needs. Located at 2701 N 20th Ave, Pasco, WA 99301, our branch has been serving the community since 1953. With a proud membership of over 208,000 and total assets reaching an impressive $2,367,011,447, we strive to empower our members with the tools they need for financial success. While you can visit us in person at our Pasco location, please note that all official correspondence should be sent to the same address: 2701 N 20th Ave, Pasco, WA 99301. Our dedicated team of 513 employees, led by CEO Scott Mitchell and Board President Ken Hohenberg, is here to ensure you receive exceptional service every time you visit or call us at 509-943-5676. With total loans amounting to 113,523 and deposits of $250,311,667, we are well-equipped to help you achieve your financial goals. Whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant solutions and business loans, Hapo Community has you covered. Explore our website at hapo.org to discover how we can support your financial journey. We invite you to experience the difference a community-focused credit union can make in your life. Come visit us today!

Branch History & Mission

At Hapo Community, we take pride in our rich history and unwavering commitment to the Pasco community. Founded in 1953, our branch has been a cornerstone for financial support and community engagement for over seven decades. Located at 2701 N 20th Ave, Pasco, WA 99301, our branch is easily accessible for all your banking needs. Throughout the years, Hapo Community has evolved significantly, growing from a small credit union into a trusted financial institution with a total membership of 208,696 and total assets exceeding $2.3 billion. Our journey has been marked by key milestones, including the expansion of services that cater to both personal and business banking needs. We are proud to offer a wide range of services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our mission at Hapo Community is clear: to empower our members through exceptional financial services while making a positive impact in our community. We believe that strong financial health leads to stronger communities. That's why we not only focus on providing excellent financial products but also invest in local initiatives and partnerships that uplift those around us. While members can visit us at 2701 N 20Th Ave Pasco Wa 99301, official correspondence should be sent to 2701 N 20th Ave, Pasco, WA 99301. We also understand the importance of convenience in today's world; therefore, we offer various digital advancements such as online banking and mobile applications to ensure that our members have access to their finances anytime, anywhere. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 9:00 AM to 5:30 PM for the lobby and until 6:00 PM for drive-thru services. Additionally, we provide ATM availability for quick cash withdrawals whenever you need them. As part of our commitment to accessibility, we ensure ADA compliance so that everyone can benefit from our services. The drive-thru facility allows for easy transactions without leaving your vehicle. Join us in this journey! If you're looking for a credit union that prioritizes its members and values community involvement, consider becoming part of the Hapo Community family today. Visit hapo.org or call us at 509-943-5676 to learn more about how we can serve you better!

Branch Location & Accessibility

Getting Here

Parking is ample and designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can visit us comfortably. If you prefer to use our drive-thru service, it's open Monday through Friday until 6 PM, making it easy for you to bank on the go. We also have an ATM available for quick cash withdrawals and balance checks, so you can manage your finances with ease.

Operating Hours

Our lobby hours are equally welcoming open Monday through Friday from 9 AM to 5:30 PM. We understand that life can get busy, so we offer extended hours for our drive-thru service to accommodate your schedule.

Services Offered

At Hapo Community, we provide a range of services tailored to fit your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our friendly staff is always on hand to help you navigate through loans or even set up online and mobile banking for your convenience. While members can visit us at 2701 N 20th Ave, official correspondence should be sent to the same address since our mailing address remains unchanged. If you have any questions or need assistance, don't hesitate to give us a call at 509-943-5676. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Hapo Community is like joining a welcoming family that supports your financial journey. If you live, work, or attend school in the areas we serve, you're already on the path to membership! We believe that everyone deserves access to affordable financial services, and our community-oriented approach ensures you'll feel right at home. For more detailed eligibility criteria, feel free to check out our website at https://www.hapo.org/hapo-about/membership/join-online. Joining us is simple and straightforward. You can start your membership journey by visiting us at 2701 N 20Th Ave Pasco Wa 99301 or giving us a call at (509) 943-5676. We're excited to help you open an account and take advantage of all the great benefits we offer! Whether it's personal banking, auto loans, or credit cards with rewards, being part of Hapo Community means having a partner in your financial success. To learn more about how to open an account, visit http://www.hapo.org/loans/apply-for-a-loan.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Whether you run a retail shop or a service-based business, our tools help you accept payments easily and efficiently. Picture this: a busy Saturday afternoon where customers are ready to buy, and your checkout process runs smoothly thanks to our reliable merchant solutions. Located conveniently at 2701 N 20Th Ave Pasco Wa 99301, Pasco, WA 99301, our team is ready to partner with you on your journey toward success. For more information or assistance, give us a call at (509) 943-5676. Let's work together to take your business to the next level!

Comprehensive List Of Services

Accessible Services

At Hapo Community, we also value personal interaction. Our basic drive-thru banking allows members to make deposits, withdrawals, and other simple transactions quickly and efficiently perfect for those on the go! If you're ready to take control of your finances or have any questions about our services, please don't hesitate to reach out at (509) 943-5676 or visit us at our branch located at 2701 N 20Th Ave Pasco Wa 99301 in beautiful Pasco, WA. Join us today at Pasco, where we're committed to being more than just a credit union; we're your partner in achieving financial success!

Business Banking Services

For small business owners, we have specialized services tailored just for you. Our Business Banking solutions include Merchant Services & Business Loans, which can help streamline operations and support growth. We know how vital it is for businesses to manage cash flow effectively, so we're here to provide the tools you need.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Plus, enjoy easy access to an ATM for cash withdrawals and balance checks without the hassle.

Personal Banking Solutions

We offer various personal banking options to suit your lifestyle. Whether you need a checking or savings account, our accounts come with competitive rates and features that make managing your money simple. For those looking to purchase a new vehicle, our Auto Loans & Vehicle Financing provide flexible terms and low rates, making it easier for you to hit the road in style. If you're thinking about buying a home, explore our Mortgage Loans & Refinancing options designed to fit your budget and goals.

Smart Borrowing Options

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. We work with you to create a repayment plan that suits your situation, helping you regain control over your finances. Additionally, if you're looking to earn rewards while spending, consider applying for our Credit Cards with Rewards, which offer benefits for every purchase you make.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://www.hapo.org/, you can take control of your accounts with just a few clicks. Check your balances, view transactions, and transfer funds whenever it suits you. Our 24/7 online banking service ensures that you have access to your financial information whenever you need it, giving you peace of mind.

E-Statements and Person-to-Person Transfers

Say goodbye to paper clutter! With e-statements readily available, you'll receive important documents digitally and securely. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds directly from your account without any hassle. In summary, Hapo Community offers a comprehensive set of digital banking tools that make managing your finances straightforward and secure. Explore all these features today by visiting https://www.hapo.org/ and experience the convenience of modern banking at your fingertips!

Secure Transactions

Your security is our top priority. We provide electronic signature authorization for transactions, ensuring that your sensitive information remains protected. You can trust that your banking activities are safe with us.

User-Friendly Mobile Application

Stay connected on the go with our mobile application. Whether you're making payments or checking your account status, our app is designed for ease of use. Plus, with mobile payments enabled, sending money has never been simpler. Just tap and go!

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your funds are safe while providing you with excellent services tailored to your needs. Our financial strength is evident in various metrics. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is backed by substantial undivided earnings of $263,266,217, which we reinvest in innovative banking tools and stronger lending options to serve our members better. We also support your financial goals with $44,509 in used auto loans and a total of $1,877,688,371 in loans and leases. While our current net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 505 full-time employees and 8 part-time employees who are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $2,134,829, along with an impressive total of 382,867 deposit accounts, our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 2701 N 20Th Ave Pasco Wa 99301 or call (509) 943-5676 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $220,185,617 provide the capital needed to grow and expand your business operations. We understand how vital it is for businesses to have access to funds when they need them most.

Credit Lines

Additionally, our total credit lines amount to $585,922,225, offering flexibility for various personal and business expenses. This can be particularly useful for those who may face unexpected costs or require additional funds for larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634. This is an excellent opportunity for those looking to settle down in their dream home.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to help guide you through the process. We aim to make borrowing straightforward and accessible. For any inquiries or assistance with applications, feel free to reach out to us at 509-943-5676. Our friendly staff is available during lobby hours from Monday through Friday from 9:00 AM to 5:30 PM and drive-thru services until 6:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hapo Community, we're committed to supporting you every step of the way on your financial journey!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. These credit cards are designed to give you the purchasing power you need while providing peace of mind through easy repayment options.

Loan Aggregator

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Hapo Community