Hapo Community Credit Union Kennewick WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hapo Community, your trusted financial partner in Kennewick, WA. Located at 4851 W Hildebrand Blvd, we are dedicated to providing exceptional banking services tailored to meet the needs of our members. Since our establishment in 1953, we have proudly served over 208,000 members, helping them achieve their financial goals with confidence. At Hapo Community, we understand that every member's journey is unique. That's why we offer a wide range of services, from personal and auto loans to business banking solutions. Our total assets of $2,367,011,447 and total deposits of $250,311,667 reflect our commitment to stability and growth for our community. With a net worth of $267,102,119, you can trust that your finances are in capable hands. Under the leadership of our CEO Scott Mitchell and Board President Ken Hohenberg, our team of 513 employees is dedicated to making banking convenient and accessible. We provide various services including online and mobile banking options so you can manage your accounts anytime, anywhere. While members can visit us at 4851 W Hildebrand Blvd, official correspondence should be sent to 4851 W Hildebrand Rd, Kennewick, WA 99337-2511. If you have questions or need assistance, don't hesitate to call us at 509-943-5676. Join us at Hapo Community where your financial well-being is our priority! Visit our website at hapo.org or stop by today to discover how we can support you on your financial journey.

Branch History & Mission

Commitment to Community

Our history is not just about numbers; it's about people. We've partnered with various local organizations to support initiatives that uplift our community. From educational programs to financial literacy workshops, we are committed to making a difference where it matters most. In addition to our community outreach efforts, we offer amenities like ATM availability and drive-thru banking for your convenience. Our operating hours are designed with your schedule in mind our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, with drive-thru service available until 6:00 PM.

Join Us Today

As we continue this journey together, we invite you to experience the benefits of membership at Hapo Community. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Visit us today or call us at (509) 943-5676 to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Our Mission

At Hapo Community, our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting our community. We believe in putting people first whether it's through personalized banking options like checking and savings accounts, auto loans, or credit cards with rewards. We strive to make banking accessible for everyone by offering online and mobile banking solutions, ensuring you can manage your finances on your terms. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 4851 W Hildebrand Rd, Kennewick, WA 99337-2511.

Branch Location & Accessibility

Accessibility Features

At Hapo Community, we prioritize your convenience and comfort. Our branch features accessible parking and ADA-compliant entrances to ensure all members of our community can bank with ease. Plus, with ample parking available right outside the door, you won't have to worry about finding a spot.

Conveniently Located

Our branch is nestled near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the nearby parks or grabbing a bite to eat, you can easily fit your banking needs into your day.

Operating Hours

We know that life can get busy! That's why our lobby hours are designed with your schedule in mind. You can visit us Monday through Friday from 9:00 AM to 5:30 PM. For those who prefer drive-thru banking, we're here for you until 6:00 PM on weekdays. This way, you can manage your banking needs even after a long day.

Services Available

At Hapo Community's Southridge branch, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You'll also find convenient ATM access and drive-thru services for quick transactions. If you have any questions or need assistance, don't hesitate to give us a call at 509-943-5676. Our friendly team is ready to help you with anything you need! We invite you to visit us today and experience the difference of being part of the Hapo Community family!

Member Eligibility

At Hapo Community, we believe that joining our credit union is like becoming part of a close-knit family that supports one another through every financial journey. If you're wondering about eligibility, it's simpler than you might think! We welcome individuals who live, work, worship, or attend school in the areas we serve. This means whether you're a lifelong resident of Kennewick or just starting your adventure here, there's a place for you in our community. Plus, once you become a member, you'll enjoy benefits like lower loan rates and personalized service tailored to your needs. Getting started is easy! You can check out the detailed eligibility criteria at this link. When you're ready to open an account, just visit us at 4851 W Hildebrand Blvd, Kennewick, WA 99337, or give us a call at 509-943-5676 for more information. We're excited to welcome you to Hapo Community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

In addition to loans, we provide essential merchant services that streamline your daily operations. Imagine easily accepting payments from customers through various platforms be it in-store or online allowing you to focus on what truly matters: running your business. Our services ensure that transactions are smooth, letting you serve your customers better. Visit us at 4851 W Hildebrand Blvd, Kennewick, WA 99337, or call us at 509-943-5676 to learn more about how Hapo Community can partner with you for success. Together, let's build a stronger business community!

Comprehensive List Of Services

Convenient Access & Support

At Hapo Community, we prioritize convenience without sacrificing quality service. Our branch features basic drive-thru banking for quick deposits and withdrawals as well as ATM services for balance checks and cash withdrawals. With just a few taps on your smartphone using our mobile app, you can complete transactions on the go. We also pride ourselves on offering exceptional member support through all channels whether in-person at our branch or via phone at 509-943-5676.

Join Us Today!

With all these services under one roof, Hapo Community is committed to helping you achieve your financial goals. Visit us today at 4851 W Hildebrand Blvd, Kennewick, WA 99337, or explore more about what we offer online at hapo.org. Let us partner with you in building a brighter financial future!

Loans Made Simple

Need extra cash? Our personal loans and debt consolidation services allow you to consolidate bills into one easy payment or fund important life events like weddings or vacations. Additionally, our credit cards come with rewards that can turn everyday purchases into exciting benefits. For those venturing into entrepreneurship, our business banking services offer merchant services and business loans designed to help your company thrive. We know how vital it is to have financial support when launching or expanding your business.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts designed for your lifestyle. Imagine having easy access to your funds through our online and mobile banking services. You can manage your accounts from anywhere whether it's checking balances during lunch or transferring funds while waiting in line. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options make it simple. Picture driving away in your dream car with manageable monthly payments that fit your budget. We also provide mortgage loans and refinancing solutions that help you secure the home you've always wanted.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills on your schedule. You can enjoy the convenience of e-statements, which are not only environmentally friendly but also help you keep track of your financial records without cluttering your mailbox. Plus, if you ever need to sign documents quickly, our electronic signature authorization feature means you can do it all online no need for paper or in-person visits. For those who prefer mobile banking, our dedicated mobile application brings the branch right to your pocket. You can make mobile payments easily and securely, ensuring you're always ready to handle transactions on the go. Want to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your phone.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information while you bank online. Our system is designed to be intuitive and easy to navigate, ensuring that even those who may not be tech-savvy can manage their accounts with confidence. Whether you're using a computer or a smartphone, you'll find it straightforward to access all the features we offer. In short, Hapo Community provides a comprehensive suite of digital banking services that cater to your busy lifestyle. From easy account management to secure transactions, we've got everything you need at your fingertips!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at an impressive 382,867, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $2,134,829, we're well-equipped to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 4851 W Hildebrand Blvd Kennewick Wa 99337 or call 509-943-5676 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $263,266,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $44,509 in used auto loans and a total of $1,875,688,371 in loans and leases.

Member-Centric Savings

Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easy for you to drive away in the car you want.

Credit Lines

In addition to our other offerings, we have credit lines available totaling $585,922,225. This provides members with access to funds whenever they need them without having to take out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. We aim to guide you through every step of the mortgage process with clear terms and flexible repayment options. Whether you're a first-time buyer or looking to refinance your current mortgage, we're here to help.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can assist you with that as well. Our team is ready to discuss eligibility options tailored specifically for your financial situation. If you're interested in any of our loan products or would like more information about eligibility requirements and application processes, feel free to reach out at 509-943-5676 or visit us at our branch located at 4851 W Hildebrand Blvd Kennewick WA 99337. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hapo Community, we're committed to offering financial solutions that work for you!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that cater to your lifestyle while providing the financial flexibility you need.

Loan Aggregator

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Hapo Community