Hapo Community Credit Union Kennewick WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hapo Community your trusted financial partner located at 7601 W Clearwater Ave, Kennewick, WA 99336. Established in 1953, we have proudly served our community for decades, building a strong foundation of trust and reliability. With a total membership of 208,696 members and assets totaling an impressive $2,367,011,447, we are committed to providing personalized financial solutions that meet the needs of our members. At Hapo Community, we understand that financial decisions can be overwhelming. That's why our dedicated team of 513 employees, led by CEO Scott Mitchell and Board President Ken Hohenberg, is here to guide you every step of the way. Whether you're looking for a new auto loan or need assistance with personal banking, our expert staff is ready to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 7601 W Clearwater Ave, Kennewick, WA 99336. Our financial strength is reflected in our total deposits of $250,311,667 and a net worth of $267,102,119. We offer a variety of services including personal loans, vehicle financing, mortgage loans, and business banking options designed to empower you financially. With over 113,523 loans and leases issued to date, we take pride in supporting our community's growth and prosperity. We invite you to experience the difference at Hapo Community. Connect with us today by calling 509-943-5676, or visit our website at Hapo Community to learn more about how we can assist you in achieving your financial goals. Your journey toward financial wellness starts here!

Branch History & Mission

Hapo Community has proudly served the vibrant community of Kennewick, WA, since it first opened its doors in 1953. Over the decades, we have grown from a small local credit union into a trusted financial partner for over 208,000 members. Our journey is marked by a commitment to empowering individuals and families through accessible financial services while fostering strong community ties. Located at 7601 W Clearwater Ave, Kennewick, WA 99336, our branch is easily accessible for anyone in the area. Our mission is simple yet profound: we strive to provide personal banking solutions that not only meet our members' financial needs but also enhance their lives. We believe that everyone deserves the opportunity to thrive financially, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our vision extends beyond just numbers; it's about creating lasting relationships with our members and contributing positively to the community. With total assets exceeding $2.36 billion, Hapo Community remains dedicated to responsible growth while ensuring that our focus stays on member satisfaction and support. In addition to traditional banking services, we embrace modern technology to enhance your experience. From online banking and mobile payments to ATM access and drive-thru service, we are committed to providing convenience and efficiency. Our operating hours are designed with your schedule in mind our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, while our drive-thru operates until 6:00 PM on weekdays. At Hapo Community, we understand that our role goes beyond just financial transactions; it includes being a part of the fabric of Kennewick. We actively engage in partnerships with local organizations and support initiatives aimed at improving the quality of life for all residents. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Hapo Community can help you achieve your financial goals while becoming an integral part of a community-focused family. For more information or to open an account today, please call us at 509-943-5676 or visit our website at hapo.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch offers ADA-compliant features, including ramps for easy entry and ample parking available right outside. You can rest assured that everyone can comfortably access our services.

Contact Us

If you have any questions or need assistance, feel free to reach out! Give us a call at 509-943-5676 or stop by during our operating hours. We look forward to welcoming you into our community and helping you achieve your financial goals!

Mailing Address

While members can visit us at 7601 W Clearwater Ave, official correspondence should be sent to the same address for consistency: 7601 W Clearwater Ave, Kennewick, WA 99336.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:30 PM, with drive-thru banking available until 6:00 PM. This flexibility makes it easier for you to manage your finances around your busy schedule!

Services Offered

At Hapo Community, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have what you need. Plus, our ATM is available for quick cash withdrawals and balance checks. For those who prefer face-to-face interaction, our drive-thru allows for convenient deposits and simple transactions without leaving your vehicle.

Member Eligibility

At Hapo Community, we believe that joining our family is about more than just banking it's about becoming part of a supportive community. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in Benton County, you're already on the right track! We also welcome those who are family members of existing Hapo members. It's all about creating connections and building relationships that matter. Getting started is easy! Just visit us at our branch located at 7601 W Clearwater Ave, Kennewick, WA 99336, or give us a call at 509-943-5676 for any questions you might have. For more details on eligibility requirements, check out our resource page at Hapo Membership. Once you're ready to open an account, you can find all the information you need at Open an Account. We can't wait to welcome you into our Hapo Community!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced world, efficient payment solutions can set your business apart. Our merchant services allow you to accept payments easily and securely, ensuring you never miss a sale. Imagine a busy weekend at your café where customers can pay with just a tap of their phones making transactions smooth and hassle-free. Whether you're looking for flexible financing options or reliable merchant services, Hapo Community is here to support your journey. Visit us at 7601 W Clearwater Ave, Kennewick, WA 99336 or call us at 509-943-5676 to learn how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses. These loans are more than just numbers; they represent dreams turned into reality like the local bakery that expanded its operations or the tech startup that launched its first product line.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, Hapo Community offers robust Business Banking solutions. From Merchant Services that simplify payment processing to tailored Business Loans, we're here to support your growth and success. Our knowledgeable staff can help you navigate the options available so you can focus on what you do best running your business.

Call Us Today!

At Hapo Community, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your financial goals. If you have any questions about our services or want to learn more about how we can assist you, don't hesitate to call us at (509) 943-5676. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking platforms that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your accounts has never been easier. You can also access ATMs for quick cash withdrawals and balance checks without any hassle. Whether it's through our drive-thru for simple transactions or the basic ATM access we offer, we ensure that banking fits seamlessly into your busy life.

Personal Banking Solutions

We understand that managing your finances is essential, which is why we offer an array of personal banking services. You can open a checking or savings account to help you manage your day-to-day transactions and save for future goals. If you're considering buying a car, our Auto Loans & Vehicle Financing options make it easy to drive away in a new vehicle without breaking the bank. For those looking to purchase a home, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. Additionally, life can sometimes throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options are designed to give you the financial breathing room you need when times get tough. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases.

Digital & Online Banking

Key Features

Our online banking includes features like e-statements, which allow you to view your account statements electronically. This not only helps you keep track of your finances but also reduces paper clutter. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. If you're someone who enjoys using mobile payments, you're in luck! With our mobile payments feature, you can make purchases directly from your smartphone with ease. Our dedicated mobile application makes this even simpler download it today for a seamless banking experience right at your fingertips. Need to send money to a friend? Our person-to-person transfer service makes it as easy as a few taps on your screen. Whether it's splitting a bill or sending a gift, transferring funds has never been easier. At Hapo Community, we prioritize your security while offering these convenient services. Your information is protected with advanced security measures, so you can bank with confidence knowing that your data is safe. We believe that managing your finances should be straightforward and accessible. Discover the benefits of digital banking with us and take control of your financial future today!

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, built on a solid foundation designed to support you, our valued member. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $263,266,217 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well: we have $44,509 in used auto loans and a total of $1,877,688,371 in loans and leases, supporting members' financial goals across various sectors. Even though our reported net income stands at $0 this period due to strategic investments back into the community and services for our members, it reflects our commitment to long-term growth over short-term gains. Additionally, with 505 full-time employees and 8 part-time employees, our branches are always ready to serve you with a knowledgeable and committed team. We also have strong member engagement with a total of 382,867 share accounts, showing a growing member base that trusts us with their finances. The funds available for lending and investments stand at $2,134,829 net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Hapo Community is your trusted partner. Visit us at 7601 W Clearwater Ave Kennewick Wa 99336 or call us at 509-943-5676 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. We provide financing options that can fit your budget and lifestyle.

Credit Lines

If you're looking for additional financial flexibility, our total credit lines amount to $585,922,225. This allows members access to funds when they need it most without the hassle of reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. Our team is ready to guide you through the process and help you find the right mortgage solution for your needs.

Refinancing Options

We know that circumstances can change. If you're considering refinancing any existing loans or exploring eligibility options for new ones, our team is here to help. We provide personalized assistance to ensure you make the best decision based on your current situation. Our branch is located at 7601 W Clearwater Ave Kennewick Wa 99336, and our friendly staff is available to answer any questions you may have about our loan offerings. Feel free to call us at 509-943-5676 or visit our website at Hapo Community for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial needs!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while benefiting from lower interest rates compared to many traditional credit cards.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the information they receive is both accurate and up-to-date. Every lender listed meets strict regulatory guidelines, ensuring fair and transparent offers.

Hapo Community