Hapo Community Credit Union Kennewick WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hapo Community, your trusted partner in financial well-being located at 4 N Union St, Kennewick, WA 99336. Since our establishment in 1953, we have dedicated ourselves to fostering a strong sense of community while providing exceptional banking services tailored to the needs of our members. With a proud membership base of over 208,000 individuals, we are committed to supporting our local families and businesses. At Hapo Community, we're not just about numbers; we're about relationships. Our total assets stand at an impressive $2.37 billion, with total deposits reaching $250 million. We understand that each member has unique financial goals, which is why we offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Whether you're looking for a checking account or financing options for your next vehicle, we have you covered. Under the leadership of our CEO Scott Mitchell and Board President Ken Hohenberg, our team of 513 dedicated employees works tirelessly to ensure your banking experience is seamless and supportive. Our commitment to innovation is evident with services like online and mobile banking, ensuring you can manage your finances anytime and anywhere. While you can visit us at our Kennewick branch for assistance, please note that official correspondence should be sent to the same address. If you have any questions or need support, don't hesitate to reach out at (509) 943-5676. Join us today and discover how Hapo Community can help you achieve your financial dreams! For more information on our services or to become a member, visit us at Hapo Community.

Branch History & Mission

Welcome to Hapo Community, where our journey began in 1953 in the heart of Kennewick, WA. Over the decades, we have grown from a small credit union into a trusted financial partner for over 208,000 members. Our commitment to serving our community has fueled our expansion and innovation, allowing us to manage assets totaling over $2.36 billion today. Located at 4 N Union St, Kennewick, WA 99336, we are proud to be part of this vibrant community. Our branch is easily accessible and just a short drive from local landmarks like the Columbia Center Mall and the beautiful Columbia River waterfront. While members can visit us at this address for all their banking needs, official correspondence should be sent to 4 N Union St, Kennewick, WA 99336-2216 if it differs. At Hapo Community, our mission is clear: we strive to improve the financial well-being of our members while fostering a spirit of community support and engagement. We offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. We understand that every member's financial journey is unique; therefore, we tailor our services to meet individual needs. We take pride in being more than just a credit union; we actively participate in community outreach efforts and partnerships that make a real difference. From sponsoring local events to providing financial literacy programs, we are dedicated to uplifting those around us. As technology advances, so do we. Our commitment to accessibility includes ADA compliance and digital advancements such as online banking and mobile payments, ensuring that banking with us is convenient and user-friendly. Whether you prefer traditional face-to-face interactions or modern digital solutions, we've got you covered with our lobby hours from Monday through Friday from 9:00 am to 5:30 pm and drive-thru services available until 6:00 pm. Join us on this exciting journey! Experience the benefits of becoming a member of Hapo Community today by visiting our website at hapo.org or calling us at 509-943-5676. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We understand that life can get busy! That's why we offer flexible banking hours to suit your schedule. Our lobby is open from Monday to Friday from 9:00 AM to 5:30 PM, and if you prefer using our drive-thru service, it's available until 6:00 PM on weekdays. Plus, on Saturdays, we're here for you from 9:00 AM until 1:00 PM for full-service banking.

Services Available

At Hapo Community in Kennewick, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Need quick access to cash? We have an ATM on-site for your convenience. For those who enjoy the ease of online banking or mobile payments, we've got you covered there too! If you're looking for assistance or have any questions about our services, don't hesitate to reach out! Give us a call at 509-943-5676 we're always happy to help! Come visit us today and discover how Hapo Community can support your financial journey!

Member Eligibility

At Hapo Community, we believe that everyone deserves a supportive financial partner. Becoming a member is a simple and welcoming process! If you live, work, or attend school in our service area, you're likely eligible to join our community. We also welcome family members of current members, making it easy for your loved ones to enjoy the benefits of being part of Hapo. By joining us at 4 N Union St Kennewick Wa 99336, you can access a range of services tailored to help you thrive financially whether it's checking and savings accounts, loans, or credit cards with rewards. To get started on your membership journey, simply check out our eligibility criteria at this link. If you're ready to open an account, you can find everything you need to know about the process here. Have questions? Don't hesitate to reach out at 5099435676; we're here to help!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also recognize the importance of a thriving local economy. That's why we extend our services beyond membership: - We support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions smoother for your customers, allowing you to focus on what matters most growing your business. From credit card processing to mobile payment solutions, we've got you covered. Visit us at 4 N Union St Kennewick Wa 99336 or call us at 509-943-5676 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks without any hassle. If you prefer face-to-face interaction for simple transactions like deposits or withdrawals, our drive-thru banking service is here for you during convenient hours. At Hapo Community, we strive to empower our members by offering comprehensive financial solutions under one roof. If you're ready to explore how we can assist you further or if you have questions about any service mentioned above, don't hesitate to reach out! Call us at (509) 943-5676 or visit us at our branch location. We're excited to help you achieve your financial goals!

Business Banking Support

For entrepreneurs and small business owners, Hapo Community offers specialized business banking services, including merchant services and business loans. We recognize the unique challenges businesses face and aim to provide tailored solutions that foster growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking platforms that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills, our digital tools make banking effortless.

Home Financing Options

If you're dreaming of homeownership or considering refinancing, our mortgage loans provide the support you need to make that dream a reality. Our experienced loan officers will guide you through the process, ensuring you find the right mortgage solution for your situation.

Personal Banking Solutions

We understand that managing your money can be challenging. That's why we offer personal banking services like checking and savings accounts designed to help you achieve your financial goals. Our competitive interest rates and low fees ensure that you get the most out of your money. For those looking to buy a new car or refinance an existing vehicle, our auto loans and vehicle financing options are both flexible and affordable.

Quick Access to Cash

Life can throw unexpected expenses your way. That's where our personal loans come in handy. With straightforward terms and quick approval times, you can consolidate debt or cover unforeseen costs without stress. Plus, if you're interested in building credit while enjoying rewards, check out our credit cards with rewards programs.

Digital & Online Banking

Convenient Features for Everyday Banking

Our online banking service allows you to access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer money between accounts, it's all just a few clicks away. Plus, with electronic signature authorization available, signing documents is as simple as a tap on your screen no more printing or mailing needed. If you're looking to simplify your statement management, we provide e-statements that help you go paperless. You'll receive your monthly statements directly in your inbox, making it easier to keep track of your finances while being environmentally friendly.

Mobile Banking Made Easy

Stay connected with our mobile application, which offers all the features you need right at your fingertips. You can make mobile payments seamlessly and enjoy person-to-person transfers without the hassle of cash or checks. This means sending money to friends or family is quick and straightforward.

Security You Can Trust

We prioritize your security with advanced measures in place to protect your information. Our digital services are designed not only for convenience but also with robust security features that ensure peace of mind when banking online. With the combination of accessibility, ease-of-use, and real-time account management, Hapo Community is committed to providing you with a modern banking experience that works for you. Explore our digital services today by visiting https://www.hapo.org/ and discover how we can help simplify your financial journey!

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is earned through our performance and dedication to your financial well-being. Our financial data reflects our commitment to being a reliable partner for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.28% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $263,266,217 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity supports your financial goals with $44,509 in used auto loans and a total of $1,877,688,371 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $2,134,829. Total Share Accounts: 382,867, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Hapo Community is your trusted partner. Visit us at 4 N Union St Kennewick Wa 99336 or call 509-943-5676 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. We make it easy to finance the vehicle you need without breaking the bank. Plus, our refinancing options are available if you want to lower your monthly payments or adjust your loan terms.

Credit Lines

For members needing extra flexibility in their budgeting or spending plans, our total credit lines amounting to $585,922,225 provide just that. These lines can be a great resource for managing cash flow and covering expenses as they arise. At Hapo Community, we pride ourselves on providing transparent information and competitive offerings tailored specifically for our members. For more details about eligibility and how to apply for any of these loan products, visit us online at Hapo Community or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. We're here to guide you through each step of the process, ensuring that you find the right solution for your housing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without having to dip into savings.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By focusing on compliance and verification, LendMesh guarantees that every loan comparison is built on trustworthy information.

Hapo Community