Hapo Community Credit Union Weston OR | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Hapo Community, your trusted partner in financial well-being since 1953. Located at 103 N Water St, Weston, OR 97886, we are proud to serve our vibrant community and support our members' financial goals with tailored banking solutions. With a dedicated membership of over 208,696, Hapo Community is more than just a credit union; we're a family committed to your success. At Hapo Community, we understand that banking is about more than just numbers. Our total assets stand strong at $2,367,011,447, reflecting our stability and commitment to providing excellent service. We are here to help you navigate your financial journey whether you're looking for auto loans, mortgage financing, or everyday banking services. As part of our mission, we have issued a substantial 113,523 loans and leases to empower our members with the resources they need. While members can visit us at 103 N Water St, official correspondence should be sent to the same address. Our friendly staff is ready to assist you during lobby hours from Monday to Friday, 10 AM to 5:30 PM (closed for lunch from 12:30 PM - 1:30 PM). If you have questions or need assistance, don't hesitate to reach out at 800-284-4276. Under the leadership of CEO Scott Mitchell and Board President Ken Hohenberg, Hapo Community is focused on fostering relationships built on trust and transparency. We take pride in our robust net worth of $267,102,119 and cash reserves of $71,891,131, ensuring we are always prepared to meet your needs. Join us today and discover the difference that a community-oriented credit union can make in your financial life! Visit us online at Hapo.org or call us directly to learn more about how we can support you on your journey toward financial empowerment.

Branch History & Mission

Community Engagement

Throughout the years, we have built strong partnerships within our community by engaging in outreach programs and supporting local events. Our team actively participates in initiatives that promote financial literacy and provide assistance to those in need. This dedication helps us foster a sense of belonging among our members and demonstrates our commitment to their well-being. In addition to traditional banking services, we also offer basic drive-thru banking for quick transactions and ATM availability for added convenience. Our lobby hours are Monday through Friday from 10 AM to 5:30 PM (closed for lunch from 12:30 PM - 1:30 PM), ensuring that you can find time during your busy day to handle your financial needs.

Join Us Today!

As we continue on this journey together, we invite you to experience everything Hapo Community has to offer. Join us today and discover how our wide range of services can help you achieve your financial goals while making a positive impact in the Weston community. For more information or assistance, please call us at 800-284-4276 or visit our website at www.hapo.org. Together, let's build a brighter future!

Our Mission

At Hapo Community, our mission is clear: to provide personalized financial services that not only meet the needs of our members but also contribute positively to the communities we serve. We focus on delivering essential banking services while championing initiatives that support local families and businesses. Whether through auto loans, mortgage financing, or personal banking solutions, we aim to make a meaningful impact in your life. Our commitment to innovation is evident in our digital advancements. We offer online and mobile banking options that provide you with easy access to your accounts anytime and anywhere. Additionally, we ensure that all our services are ADA compliant so that every member can enjoy equal access to banking facilities.

Branch Location & Accessibility

Convenient Access

At Hapo Community, we prioritize making banking easy for our members. Our location offers ample parking for your convenience, and we are proud to be ADA compliant, ensuring that everyone can access our services without any barriers. Whether you're stopping by to deposit a check or explore loan options, you'll find our facility welcoming and accommodating.

Get in Touch!

Ready to experience exceptional service? Call us at (800) 284-4276 or come visit us today! Our team at Hapo Community looks forward to helping you achieve your financial goals right here in Weston.

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 10:00 AM to 5:30 PM, with a lunch break from 12:30 PM to 1:30 PM. Feel free to drop by during these hours; we're here to help!

Services Offered

Our Weston branch is equipped with an ATM for quick cash withdrawals and basic transactions. Plus, if you prefer the ease of drive-thru banking, we have that too! You can take care of deposits, withdrawals, and simple transactions without leaving your vehicle. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage financing, and more all designed to fit your lifestyle. While members can visit us at 103 N Water St Weston Or 97886, official correspondence should be sent to 103 N Water St, Weston, OR 97886-5061.

Member Eligibility

At Hapo Community, we believe that becoming a member is more than just opening an account; it's about joining a community that truly cares. If you're looking to become part of our welcoming family, you'll find that eligibility is straightforward and friendly. Anyone who lives, works, worships, or attends school in the areas we serve is invited to join us. This means if you're from around 103 N Water St Weston Or 97886 or have ties to this vibrant community, you're already one step closer to enjoying all the benefits we offer. Joining Hapo Community opens up a world of financial opportunities tailored just for you! With a range of personal banking services, auto loans, and credit options available, we're here to help you achieve your financial goals. To get started with your membership journey, simply check out the detailed eligibility criteria at https://www.hapo.org/hapo-about/membership/join-online. And when you're ready to open an account, you can do so easily by visiting http://www.hapo.org/loans/apply-for-a-loan or giving us a call at (800) 284-4276. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Managing transactions should be straightforward. Our merchant services make it easy for you to accept payments securely and efficiently, giving you more time to focus on what matters most your business. Imagine being able to process sales seamlessly while tracking your finances all in one place. Whether you're a member or not, we're here to help. If you're ready to explore how our services can benefit your business, visit us at 103 N Water St or call us at 800-284-4276. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, with basic drive-thru banking available at our branch, completing simple transactions has never been more convenient. At Hapo Community located at 103 N Water St in Weston, OR 97886, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. If you have questions about any of our services or would like assistance getting started, don't hesitate to reach out! Give us a call at 800-284-4276 or visit us online at hapo.org for more information. We look forward to serving you!

Business Banking

For entrepreneurs and business owners, Hapo Community offers robust business banking solutions including merchant services and business loans. We believe in supporting local businesses by providing the financial tools they need to thrive.

Credit Options

In today's world, having a credit card that rewards you is essential. Our credit cards come with various benefits designed to fit your lifestyle, whether you're earning points on purchases or enjoying cashback rewards.

Digital Banking Convenience

Understanding the importance of convenience in today's fast-paced world, we offer online and mobile banking services. You can access your accounts anytime, anywhere all from the palm of your hand! With features like person-to-person payments, electronic statements, and mobile payments available, managing your finances has never been easier.

Personal Banking Solutions

Our personal banking services are tailored to help you achieve your goals. We offer checking and savings accounts that make it easy to manage your funds and save for those important milestones. For members who are planning to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making the process smooth and straightforward. If homeownership is on your horizon, consider our mortgage loans and refinancing options. We aim to simplify the mortgage process so you can focus on turning a house into your home. For those unexpected expenses or plans for consolidation, our personal loans can provide the financial relief you need.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe in making banking as accessible as possible. Our user-friendly interface allows everyone to navigate their accounts without hassle. Real-time account management means you always know where you stand financially, which helps you make informed decisions quickly. Whether you're at home or out and about, managing your money has never been easier. Enjoy the flexibility of banking when it suits you best with the peace of mind that comes from knowing Hapo Community prioritizes your security. Discover the full range of our digital banking services today by visiting us at https://www.hapo.org/!

Key Features of Our Digital Banking Services

Our 24/7 online banking services ensure that you never miss a beat when it comes to your finances. Whether you're checking your balance, transferring funds, or paying bills, everything is right at your fingertips. You can even make person-to-person transfers easily with just a few taps no need for cash or checks! Worried about security? Rest assured! We offer electronic signature authorization for added protection when signing important documents digitally. Plus, our mobile application makes managing your account on the go even easier. Whether you're using it for mobile payments or to check your e-statements yes, we provide those too you'll find that every feature is designed with your safety in mind.

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is reflected in our strong performance metrics and member-focused approach. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $263,266,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,509 in used auto loans and a total of $1,877,688,371 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,134,829. Total Share Accounts: 382,867, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 103 N Water St Weston OR 97886 or call 800-284-4276 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have flexible terms tailored for you.

Credit Lines

For those who need extra flexibility with their finances, our total credit lines amounting to $585,922,225 provide easy access to funds when needed. This option is great for unexpected expenses or planned purchases where you want more control over your payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. We're here to assist you through every step of the process to ensure you find the right solution for your housing needs.

Refinancing Options

If you're looking to save money on existing loans or adjust your payment terms, we also provide refinancing options. It's a smart way to lower your monthly payments or access cash from your equity. At Hapo Community, we prioritize the financial well-being of our members. For more information about our loan products or eligibility requirements, feel free to contact us at 800-284-4276 or visit us at 103 N Water St Weston Or 97886. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence guarantees fair and transparent offers. By relying on trusted institutions, LendMesh provides you with verified data, making it easier to spot the best rates available.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You will see up-to-date loan rates from multiple institutions, helping you make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Hapo Community