Hapo Community Credit Union Hermiston OR | Affordable Auto Loans & ATM Services

Introduction

Welcome to Hapo Community, your trusted financial partner located at 1905 N 1st St, Hermiston, OR 97838. Established in 1953, we take pride in serving our community with dedication and care. With a robust membership of 208,696 individuals and total assets exceeding $2.36 billion, we are committed to providing exceptional financial services tailored to meet the needs of our members. At Hapo Community, our mission is simple: to empower you financially. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. We also offer business banking services, ensuring that local businesses thrive with access to merchant services and business loans. Our leadership team, led by CEO Scott Mitchell and Board President Ken Hohenberg, believes in fostering a strong relationship with our members. We prioritize transparency and trust in all our dealings. With total loans amounting to 113,523 and total deposits reaching $250,311,667, our financial health reflects our commitment to serving you effectively. While members can visit us at our Hermiston branch for all their banking needs, official correspondence should be directed to the same address as well. If you have any questions or need assistance, feel free to reach out at 541-567-1500 or visit us online at hapo.org. Join us on this journey toward financial empowerment because at Hapo Community, we're not just about numbers; we're about building lasting relationships within our community. Come see how we can help you achieve your financial goals today!

Branch History & Mission

Hapo Community has a proud history that began in 1953, when it first opened its doors in Hermiston, OR. Since then, we have grown into a vital part of the community, serving over 208,000 members and holding total assets of approximately $2.37 billion. Our branch is located at 1905 N 1st St, Hermiston, OR 97838, right in the heart of the city, making it easily accessible for our members. Over the years, Hapo Community has evolved significantly while staying true to its mission: to provide exceptional financial services while fostering a spirit of community support and engagement. We believe that everyone deserves access to fair financial resources, and we work hard to ensure that our services ranging from personal banking to business loans are tailored to meet the needs of our diverse membership. Our mission extends beyond just providing banking services. We are dedicated to making a positive impact in our community through various outreach programs and partnerships. We strive to empower individuals by offering financial education workshops and sponsoring local events that bring residents together. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1905 N 1st St, Hermiston, OR 97838. This ensures that all communications are handled efficiently. In addition to our commitment to excellent service, we embrace technology to enhance member experience. Our digital advancements include online banking and mobile payment options that allow members to manage their finances conveniently from anywhere. We also offer ADA-compliant facilities and have made customer-centric initiatives a priority throughout our operations. At Hapo Community, we recognize the importance of accessibility; that's why we provide ATM services and drive-thru banking for added convenience. Whether you're looking for checking accounts or need help with loans and credit cards, we're here to serve you. Join us today and become part of a community-focused financial institution where your needs are met with care and dedication. Experience the benefits of membership with Hapo Community where your journey towards financial empowerment begins! For more information or assistance, feel free to call us at 541-567-1500 or visit our website at www.hapo.org.

Branch Location & Accessibility

Accessibility Features

At Hapo Community, we prioritize accessibility and convenience. Our branch is fully ADA compliant with ramps and spacious parking available for all our members. The drive-thru service allows for quick transactions without having to leave your vehicle, ensuring a hassle-free experience even on your busiest days.

Operating Hours

We're here to serve you! Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, while our drive-thru operates until 6:00 PM on weekdays. This means you can easily fit banking into your schedule whether you're an early riser or need a little extra time after work.

Services Offered

Hapo Community offers a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have options that cater to everyone. Plus, with ATM availability right at our branch, accessing your funds is always just a quick visit away. While members can visit us at 1905 N 1st St for all in-person services, official correspondence should be sent to the same address as our mailing address remains the same. If you have any questions or need assistance, don't hesitate to give us a call at 541-567-1500. We look forward to welcoming you soon! Come by and see how we can help make your banking experience better than ever.

Member Eligibility

Joining the Hapo Community feels like stepping into a welcoming family, where everyone is valued and supported. To become a member of Hapo Community, located at 1905 N 1St St Hermiston, OR 97838, you just need to meet a few friendly eligibility criteria. If you live, work, or attend school in certain areas, or if you're related to an existing member, you're likely already eligible! This inclusive approach ensures that we can provide financial services tailored to your needs. Plus, being part of our community means you'll enjoy great benefits like competitive loan rates and personalized service. For more detailed information about eligibility requirements, feel free to check out our resource page at this link. Getting started is simple! You can open an account online by visiting our account application page at this link. If you have any questions or need assistance, don't hesitate to call us at 541-567-1500. We're here to help you every step of the way as you join the Hapo Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine running your shop, knowing that payments are processed quickly and securely, allowing you to focus on what you do best serving your clients. Our tools help streamline operations, making it easier for your business to grow. Located at 1905 N 1St St Hermiston Or 97838 in Hermiston, OR, our team is here to provide personalized service and guidance tailored to your unique needs. Reach out to us at (541) 567-1500 or visit us online at hapo.org to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions that include merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to provide the financial support you need to thrive.

Convenient Access and Support

In addition to these services, Hapo Community also provides essential features like ATM access for cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions for quick transactions like deposits or withdrawals, our drive-thru banking service is available during lobby hours. If you have any questions or need assistance with any of our services, don't hesitate to reach out! You can contact us at 541-567-1500 or visit us in person at our Hermiston branch. Ready to take the next step? Explore all that Hapo Community has to offer by visiting our website at hapo.org. Join us today and discover how we can help meet your financial goals!

Credit Cards with Rewards

Do you love earning rewards on your purchases? Our credit cards come with fantastic rewards programs that allow you to earn points on every dollar spent. This means you can enjoy the perks of shopping while managing your expenses effectively.

Mortgage and Home Financing

Finding the right mortgage can be overwhelming, but at Hapo Community, we strive to make the process straightforward. Our mortgage loans and refinancing options are crafted with you in mind. Whether you're buying your first home or looking to refinance your current mortgage for better rates, we have the expertise to guide you through it all.

Personal Banking Solutions

We offer personal banking services that cater to your everyday needs. Imagine having access to checking and savings accounts that are user-friendly and designed for convenience. Our members can easily manage their finances through online and mobile banking, making it simple to check balances, pay bills, and transfer money from anywhere. When it comes to purchasing a new car or refinancing an existing one, our auto loans provide flexible options tailored just for you. And if you're looking for a bit more financial freedom, our personal loans can assist with debt consolidation or unexpected expenses.

Digital & Online Banking

At Hapo Community, we understand that managing your finances should be as easy and secure as possible. That's why we offer a variety of digital and online banking services designed to put you in control anytime, anywhere. With our user-friendly features, you can handle your banking needs from the comfort of your own home or on the go. One of the highlights of our offerings is our comprehensive online banking platform, available 24/7 at https://www.hapo.org/. Here, you can easily check your account balances, pay bills, and transfer money all with just a few clicks. Plus, with electronic signature authorization, signing important documents has never been easier or safer. If you're someone who prefers going paperless, you'll appreciate our e-statements feature. Not only does it help you stay organized, but it also reduces clutter while keeping your sensitive information secure. And for those times when you need quick access to funds, our mobile payments feature allows you to make transactions using your smartphone with ease. Our commitment to convenience extends to person-to-person transfers too. Whether you're splitting a bill with friends or sending money to family, you can do it instantly through our platform. Plus, our mobile application ensures that all these features are right at your fingertips, making banking simple and straightforward. When it comes to security, we've got you covered. Our systems are designed to keep your personal information safe while giving you real-time access to your accounts. You can feel confident knowing that your data is protected as you manage your finances online. With all these tools available at Hapo Community, banking has never been more accessible or efficient. Take advantage of these services today and see how easy managing your money can be!

Financial Strength

Committed Team of Professionals

We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing exceptional service tailored to meet your individual needs. Additionally, net shares available for lending and investments stand at $2,134,829, showcasing our ability to support your borrowing needs effectively.

Growing Membership Base

Total share accounts have reached an impressive 382,867, reflecting a strong and growing member base that trusts us with their finances. This trust fuels our mission to enhance your experience as a valued member of Hapo Community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 1905 N 1St St Hermiston Or 97838 or call 541-567-1500 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $263,266,217 in undivided earnings, we reinvest in innovative banking tools and enhanced security measures to serve our members better. These earnings allow us to improve our offerings continuously while ensuring your funds are safeguarded. Our lending capacity supports your financial goals across various sectors with $44,509 in used auto loans and over $1.87 billion in total loans and leases. We aim to empower you with the resources you need for important purchases or investments.

Member-Centric Savings Options

Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs by focusing our resources on delivering competitive rates and valuable benefits. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Position

With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our ability to support you through various life stages with the products and services you need. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is a key indicator of our ability to withstand economic fluctuations while continuing to serve you effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans to help members get on the road. Whether you want a brand-new model or a reliable used vehicle, we can support you with flexible financing options tailored just for you.

Business Financing

If you're a business owner, consider our outstanding commercial loans totaling $220,185,617. These loans provide essential capital that can help grow and expand your business operations. Our commitment extends beyond just offering loans; we also prioritize refinancing options and eligibility assessments to ensure that you find a solution that fits your financial situation best. If you're interested in learning more about how we can assist you, feel free to reach out at (541) 567-1500 or visit us at 1905 N 1St St Hermiston Or 97838 in Hermiston, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower your financial future today!

Credit Lines and Personal Loans

For those looking for additional financial flexibility, our total credit lines amount to $585,922,225. This product can be an excellent solution for unexpected expenses or planned purchases. Additionally, we also provide unsecured credit card loans totaling $127,474,342. These loans help members manage their day-to-day finances more effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, providing you with the resources needed to secure your dream home. Our team is ready to guide you through the process and answer any questions along the way.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. Each lender featured on the platform has been vetted to guarantee that their information is accurate and reliable.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Hapo Community