Hanscom Credit Union North Billerica MA | Low Mortgage Rates & ATM Services

Introduction

Welcome to Hanscom, your trusted financial partner located at 199 Boston Rd, North Billerica, MA 01862. Since our establishment in 1953, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our over 102,000 members. With total assets exceeding $1.8 billion, we are dedicated to ensuring that your financial journey is smooth and secure. At Hanscom, we understand that every member's needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our robust offerings reflect our dedication to helping you achieve your financial goals whether it's buying a new car or securing a loan for your business. While members can visit us at 199 Boston Rd, official correspondence should be sent to the same address for your convenience. Our team of over 200 employees, led by our CEO Peter Rice and Board President Teresa Conrad, is here to provide personalized support and guidance every step of the way. We take pride in maintaining a strong financial position with a net worth of $214 million and total deposits amounting to $5.7 million. Our focus on responsible lending has resulted in a total loan portfolio of 68,372 loans to help individuals and families thrive in their financial endeavors. As part of our ongoing commitment to service excellence, we offer various modern conveniences such as online and mobile banking, making it easier than ever for you to manage your finances anytime, anywhere. We invite you to explore all that Hanscom has to offer by visiting our website at hfcu.org or calling us at 781-698-2050 for more information. Your journey towards better banking starts here let us help you achieve your financial dreams!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Hanscom family. Experience firsthand how our member-focused approach makes a difference in your financial life. Whether you're looking for guidance on loans or simply want a reliable banking partner, Hanscom is here for you. Call us today at 781-698-2050 or visit us online at hfcu.org to learn more about how we can serve you better. Together, let's build a brighter financial future!

Mission Statement

At Hanscom, our mission is clear: we aim to enhance the financial well-being of our members while fostering a sense of community spirit. We believe that when individuals thrive financially, the entire community benefits. That's why we actively participate in local outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or providing financial education workshops, we're here not just as a bank but as a trusted partner in your financial journey. While members can visit us at 199 Boston Rd, official correspondence should be sent to 199 Boston Rd, North Billerica, MA 1862 if needed. Our friendly staff is always ready to assist you during operating hours Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Our Evolution

Since our inception, Hanscom has evolved to meet the changing needs of our community. From humble beginnings, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We understand that financial needs vary from person to person; therefore, our mission is to provide tailored solutions that empower individuals and families. Our journey has been marked by key milestones each one reinforcing our dedication to innovation and community support. We've embraced technology through online and mobile banking services, making it easier than ever for our members to manage their finances on-the-go. We also prioritize accessibility by ensuring ADA compliance across all our services.

Branch Location & Accessibility

Convenient Access for All

At Hanscom, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features to ensure everyone can enjoy our services comfortably. Ample parking is available right outside, making it easy for you to stop by without any hassle.

Friendly Hours to Serve You Better

Our lobby hours are designed with your convenience in mind. We're open Monday through Wednesday and Friday from 9 AM to 5 PM, Thursday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need help with personal banking, auto loans, or mortgage options, our friendly team is here to assist you during these hours.

Services at Your Fingertips

When you visit us at Hanscom Credit Union in Billerica, you'll have access to a range of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards, we've got you covered. Plus, with ATM availability on-site, cash withdrawals and balance checks are just a few steps away. While members can visit us at 199 Boston Rd North Billerica Ma 01862, official correspondence should be sent to 199 Boston Rd, North Billerica, MA 1862. If you have any questions or want to learn more about what we offer, feel free to give us a call at (781) 698-2050. We invite you to come by and see how Hanscom Credit Union can make banking easier for you!

Member Eligibility

At Hanscom, we believe in building a community where everyone feels welcome and supported. Becoming a member is a straightforward process that opens up a world of financial benefits tailored just for you. If you live, work, or attend school in our area, you're likely eligible to join! We strive to make banking accessible to all, and our friendly team is here to guide you every step of the way. For a deeper dive into our eligibility criteria, feel free to check out more details at . Once you're ready to take the leap into membership, opening an account is as simple as visiting us at 199 Boston Rd North Billerica Ma 01862 or giving us a call at (781) 698-2050. You can also start your journey online by checking out our account opening details at http://www.hfcu.org/apply-for-a-loan.html . Join us today and experience how being part of Hanscom can enhance your financial journey!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions. Imagine your customers effortlessly making purchases while you enjoy streamlined operations. Our services help manage payments efficiently, allowing you to focus on what you do best growing your business. Visit us at 199 Boston Rd North Billerica Ma 01862 in North Billerica, MA, or call us at (781) 698-2050 to learn how our business banking solutions can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $195 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,206,625, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing your funds is straightforward with our convenient ATM services, available for withdrawals and balance checks whenever you need them. Plus, as part of our commitment to community, we offer basic shared branch transactions like deposits and withdrawals for partner credit union members. At Hanscom, we're not just about numbers; we're about people. Our mission is to help each member thrive financially by offering services that matter most. If you want to learn more about how we can assist you or if you're ready to get started on any of these services, don't hesitate to contact us at (781) 698-2050 or visit us online at https://www.hfcu.org/ . Let's take this journey together!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel. We offer competitive rates and flexible terms to ensure that your dream car is within reach. With the ease of applying online, you can take the first step toward ownership without hassle.

Business Banking

For our entrepreneurial members, we provide robust business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our experts are here to support you in achieving success.

Credit Cards with Rewards

Our credit card offerings come with rewards tailored for our members' lifestyles. From cashback on everyday purchases to travel rewards for your next adventure, using a credit card with rewards can enhance your spending experience while earning benefits along the way.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest decisions, and at Hanscom, we're here to guide you through the process with our mortgage loans and refinancing services. We understand that each member has unique needs, so we work closely with you to find the best mortgage solution. Imagine unlocking the door to your new home with support every step of the way!

Personal Banking

Managing your finances has never been easier with our comprehensive personal banking services. You can open checking and savings accounts that fit your lifestyle. Imagine being able to check your balance or transfer money right from your smartphone through our secure online and mobile banking platforms. It's all about convenience whether you are at home or on the go.

Personal Loans & Debt Consolidation

If you're facing financial challenges or need extra cash for unexpected expenses, our personal loans can provide relief. We also offer debt consolidation options, helping you streamline payments and manage debt more effectively. Picture how much lighter you'll feel knowing your finances are under control.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money with just a few clicks. No need to worry about timing your finances are always at your fingertips! Plus, if you prefer using your smartphone, our mobile application offers all the same great features in a user-friendly format. For those moments when you need to send money quickly, our person-to-person transfers make it simple to send cash to friends or family without any hassle. Whether splitting a dinner bill or sharing the cost of a gift, it's fast and convenient! Security is also a top priority for us. We utilize electronic signature authorization, making your transactions safe while maintaining ease of use. You can rest assured that your personal information is protected every step of the way. To help you keep track of your finances more effectively, we also provide e-statements. Say goodbye to paper clutter! With e-statements available, you can view and download your account statements whenever you need them. And if you're someone who enjoys the convenience of mobile payments, you're in luck! Our services include options for mobile payments, making it easier than ever to shop without carrying cash or cards. In summary, Hanscom offers a comprehensive suite of digital banking solutions tailored to meet your needs. Experience the convenience and security of modern banking today!

Financial Strength

Commitment to Innovation

With $212,977,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,952 in used auto loans and $1,542,443,817 in total loans and leases.

Financial Health Overview

With a net worth of $214,622,275, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership Base

Total Share and Deposit Accounts stand at 186,823, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $197,465,687, emphasizing our commitment to supporting your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hanscom is your trusted partner. Visit us at 199 Boston Rd North Billerica Ma 01862 or call (781) 698-2050 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $589,544,697 in share certificates and $197,725,911 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,871,545 in used vehicle loans and $46,190,079 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with the vehicle that suits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $116,206,625 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are dedicated to offering solutions that fit your operational needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $513,122,577, make buying or refinancing simple. We guide you through every step of the process, ensuring you have all the information needed to make informed decisions.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team is here to help evaluate your options and find solutions that may lower your monthly payments or free up cash for other expenses. For more details about our loan products or if you're ready to apply, feel free to contact us at (781) 698-2050 or visit us at 199 Boston Rd North Billerica Ma 01862 in North Billerica, MA. We're here to assist you on your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $43,820,539 in loans helping members manage their finances effectively. These cards are designed for convenience and ease of use, allowing you to focus on what matters most without worrying about high interest rates.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers without hidden fees or conditions.

HANSCOM FEDERAL CREDIT UNION