Hanscom Credit Union Bedford MA | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Hanscom Credit Union, your trusted financial partner located at 325 Great Rd, Bedford, MA 01730. Established in 1953, we have proudly served our community for decades, fostering a commitment to member satisfaction and financial well-being. With a total membership of over 102,000, our mission is to provide personalized banking solutions that empower you to achieve your financial goals. At Hanscom, we understand that every member's needs are unique. That's why we offer a wide range of services, including personal checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our dedicated team is here to help you navigate your options and find the right fit for your lifestyle. In terms of our financial health, we boast impressive figures: our total assets reach an impressive $1,814,471,655, with total deposits of $5,747,502. We have also provided robust support through 68,372 loans and leases, reflecting our commitment to providing accessible credit options for all members. Our net worth stands at $214,622,275, ensuring stability and trust as we continue to grow alongside our community. While members can visit us at our branch location in Bedford for all their banking needs, official correspondence should be directed to the same address. Should you need assistance or have any questions about your accounts or services we offer, please don't hesitate to reach out at 781-275-2148 or visit us online at hfcu.org. Led by CEO Peter Rice and Board President Teresa Conrad, our experienced leadership team is dedicated to ensuring that Hanscom Credit Union remains a reliable source of financial support for you and your family. We invite you to explore how Hanscom Credit Union can make a difference in your financial journey. Visit us today or give us a call we're here to help!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; we actively participate in community outreach programs and partnerships designed to uplift those around us. Whether through financial education workshops or local sponsorships, we strive to give back to the community that has supported us throughout the years. In addition to traditional banking methods, we've embraced digital advancements to enhance member experience. Our online banking platform allows for easy access to accounts anytime, anywhere. With features like mobile payments and e-statements available at your fingertips, managing finances has never been simpler.

Join Us

As we continue this journey together, we invite you to become part of the Hanscom family. Experience firsthand the benefits of membership by visiting us at 325 Great Rd, Bedford, MA 01730. For any official correspondence that may be needed, please use our mailing address: 325 Great Rd, Bedford, MA 01730. If you have questions or need assistance, feel free to call us at 781-275-2148 during our operating hours: Monday through Wednesday and Friday from 8:30 AM - 4:00 PM; Thursday from 8:30 AM - 6:00 PM; Saturday from 9:00 AM - 12:00 PM; and Sunday from 10:00 AM - 3:00 PM. At Hanscom, we are more than just a credit union; we are a community committed to your financial success. Join us today!

Our Mission

The mission of Hanscom is clear: to provide exceptional financial services while making a positive impact on our community. We believe in fostering financial literacy, offering tools and resources that help our members achieve their goals be it purchasing a new home, securing an auto loan, or managing everyday expenses. We offer a range of services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans, mortgage financing, credit cards with rewards, and business banking solutions, Hanscom is dedicated to being your trusted financial partner.

Branch Location & Accessibility

Convenient Access

Nestled near popular local spots, like the bustling shops on Great Road and just a short drive from the scenic Fawn Lake Park, our branch is easily reachable. We ensure that parking is hassle-free with ample spaces available right outside our doors. Plus, we prioritize accessibility with features such as ADA-compliant entrances and ramps, so everyone can visit us comfortably.

Operating Hours

At Hanscom, we want to accommodate your busy schedule. Our lobby hours are designed to fit your needs: Monday through Wednesday and Friday from 8:30 AM to 4:00 PM, Thursday until 6:00 PM, Saturday from 9:00 AM to noon, and Sunday from 10:00 AM to 3:00 PM. Whether you're stopping by during your lunch break or need some banking on the weekend, we're here for you!

Services Offered

Our branch provides a wide array of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgages, we've got options that cater to all financial needs. You can also take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. If you're a member of another credit union, enjoy basic shared branch transactions too! For any inquiries or assistance, don't hesitate to give us a call at 781-275-2148. We're excited to assist you in achieving your financial goals! Come visit us today at Hanscom, where convenience meets friendly service!

Member Eligibility

At Hanscom, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible for membership. We embrace all individuals looking for a supportive financial partner, whether you're just starting out or seeking advanced services. You can find the detailed eligibility criteria at to see how easily you can become a member. Once you're ready to take the next step, opening an account is a breeze! Just visit us at our branch located at 325 Great Rd Bedford Ma 01730 or check out our online application process at http://www.hfcu.org/apply-for-a-loan.html . If you have any questions along the way, feel free to reach out to us at (781) 275-2148. We're excited to welcome you into the Hanscom family where you'll enjoy personalized services and benefits designed just for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $195 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,206,625, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a range of merchant services that simplify payment processing for your business. Imagine being able to accept payments easily, whether online or in-store. Our merchant solutions help you streamline transactions so you can focus on what really matters growing your business. Located conveniently at 325 Great Rd Bedford Ma 01730 in Bedford, MA, we are here to assist you every step of the way. Connect with us today at (781) 275-2148 to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

Business Banking

For our business members, we have a suite of services including merchant services and business loans that help local entrepreneurs thrive. Whether starting up or expanding, we understand the challenges faced by small businesses and are here to support your journey.

Credit Cards

To reward your spending habits, we also offer credit cards with rewards that allow you to earn points on everyday purchases. Think about getting cash back or discounts just for using your card!

Digital Banking Features

In today's fast-paced world, managing finances online is crucial. That's why at Hanscom, we offer comprehensive online and mobile banking services that let you check balances, transfer funds, and pay bills right from your smartphone. Our ATM services make it easy to withdraw cash whenever necessary.

Home Financing

For homeowners or those aspiring to own, we offer mortgage loans and refinancing solutions tailored to your circumstances. Whether it's buying your first home or refinancing an existing mortgage for better rates, our dedicated team is here to guide you through every step.

Personal Banking

For those looking to manage their personal finances, our offerings begin with flexible checking and savings accounts designed to help you reach your goals. Imagine having a reliable account where your money can grow while giving you easy access when you need it. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it straightforward to get behind the wheel without breaking the bank. Picture driving off in your new car with a payment plan that fits comfortably within your budget.

Personal Loans

If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services provide quick access to funds when you need them most. It's like having a safety net ready for those unplanned moments in life.

Shared Branching Services

We also participate in shared branching networks which allow basic transactions such as deposits and withdrawals even if you're at another credit union branch. This means greater convenience wherever you go! No matter what financial service you need, we're here for you at Hanscom, located at 325 Great Rd Bedford Ma 01730. If you'd like more information about any of these services or have questions about how we can assist you further, please don't hesitate to reach out at (781) 275-2148. Take the next step towards achieving your financial dreams visit us today or explore our website at Bedford for more details!

Digital & Online Banking

Key Services

Visit us at https://www.hfcu.org/ to discover the full suite of online banking features available to you. Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds from the comfort of your home or on-the-go. You can also enroll in e-statements, which provide a secure and eco-friendly way to manage your financial documents without the clutter of paper. For those who prefer mobile banking, our dedicated mobile application offers all the functionalities of online banking right at your fingertips. Need to make a quick payment? Our mobile payments feature allows you to send money instantly. Plus, with person-to-person transfers, sharing expenses with friends or family is as easy as a few taps on your phone.

Security and Accessibility

We prioritize your security with electronic signature authorization, ensuring that all transactions are protected while keeping the process simple for you. Our platform is designed with user-friendly features that make navigation intuitive, so even if you're not tech-savvy, you can manage your account with confidence. With Hanscom, you're not just getting access to online services; you're gaining real-time control over your financial life. Whether you're making a quick payment, checking your balance, or transferring funds between accounts, everything is streamlined for ease of use. In today's fast-paced world, having the ability to handle banking tasks digitally is crucial. Let us help you take charge of your finances with our comprehensive digital banking solutions. Join us at Hanscom and experience how convenient online banking can be!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 186,823, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $197,465,687, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hanscom is your trusted partner. Visit us at 325 Great Rd Bedford Ma 01730 or call (781) 275-2148 to learn more about how we can help you achieve your financial goals.

Investing in You

With $212,977,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $18,952 in used auto loans and have a total of $1,542,443,817 in loans and leases to support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $589,544,697 in share certificates and $197,725,911 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $214,622,275, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $25,087,1545 in used vehicle loans and $46,190,079 in new vehicle loans, helping members get on the road with ease. We offer flexible terms and competitive rates to make your vehicle purchase as affordable as possible.

Credit Lines and Unsecured Loans

For those seeking additional flexibility in managing finances, we also offer credit lines totaling $397,817,999, allowing you to access funds when needed. Furthermore, our unsecured credit card loans amounting to $43,820,539 help members manage their expenses effectively while enjoying the benefits of rewards programs. If you're considering refinancing any of these loans or exploring eligibility options for our products, don't hesitate to ask! Our team can provide detailed insights into how we can assist you further. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit us or contact us at Hanscom for more information about our loan offerings. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $513,122,577, we provide a variety of mortgage products to fit your unique situation. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs.

HANSCOM FEDERAL CREDIT UNION