As we look toward the future, Hancock remains committed to innovation while keeping our members' best interests at heart. Whether you're looking for personal loans or business financing options, our friendly team is here to guide you every step of the way. We invite you to join Hancock today! Experience the benefits of being part of a credit union that truly cares about your financial well-being. Visit us online at hancockfcu.com or call us at (419) 424-0163 for more information on how you can become a member and start your journey towards financial success with us!
Hancock's mission is to empower individuals and families through personalized banking solutions. We believe that everyone deserves access to quality financial services that help them achieve their goals. From personal banking options like checking and savings accounts to specialized services such as auto loans, mortgages, and business banking solutions, we strive to meet the diverse needs of our community. We are also dedicated to supporting local initiatives and outreach programs. By forming partnerships with local organizations and participating in community events, we aim to give back and contribute positively to the lives of those around us. In addition to our commitment to traditional banking services, we have embraced modern technology. Our digital advancements ensure that members can easily manage their accounts through online banking or mobile applications. We also offer ATM access for quick cash withdrawals and basic transactions. For those who prefer personal interactions, our drive-thru service provides a convenient option for deposits and withdrawals during operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until noon.
We invite you to stop by Hancock Federal Credit Union or give us a call at 419-424-0163 if you have any questions or need assistance. Our friendly team is eager to help you achieve your financial goals. Experience the convenience and personalized service that sets us apart come visit us today!
You'll find us conveniently positioned near local landmarks, making it easy to incorporate a visit into your daily routine. Our branch features ample parking for those who choose to drive in. Plus, we've ensured that our facility is ADA compliant, with ramps and other accessibility features designed to welcome everyone.
At Hancock Federal Credit Union, we understand that your time is valuable. That's why we offer flexible operating hours: from Monday to Thursday, our lobby is open from 9 AM to 5 PM; on Fridays, we extend our hours until 6 PM; and for those busy Saturdays, you can take advantage of our drive-thru services from 9 AM until noon.
We provide a range of services tailored to meet your banking needs, including personal checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you prefer digital banking, our online and mobile banking solutions make it easy for you to manage your finances anytime, anywhere. For quick transactions or cash withdrawals, we also have an ATM available on-site.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,604,623, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, our merchant services simplify payment processing. Imagine a busy café using our point-of-sale systems to handle transactions effortlessly while managing inventory at the same time. This real-world application helps you focus on what matters most serving your customers and growing your brand. Visit us at 1701 E Melrose Ave Findlay Oh 45840 in Findlay, OH or call us at (419) 424-0163 to learn more about how we can support your business journey. Let's build something great together!
We know that sometimes you need quick access to cash or assistance without stepping inside a branch. That's where our ATM services come in handy for withdrawals and balance checks. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without having to leave your vehicle. At Hancock, we're here to support all aspects of your financial journey. Our friendly staff is always available to answer questions or assist with any service needs. For more information about how we can serve you better or to explore specific products, don't hesitate to reach out at 419-424-0163. Ready to take the next step? Visit us at Hancock Federal CU today!
For entrepreneurs and small business owners, Hancock provides essential tools to support growth. Our business banking services, including merchant services and business loans, are designed to give your business the financial backing it needs to thrive.
In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Hancock. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. From making deposits to transferring funds between accounts, everything can be done with just a few taps on your phone or clicks on your computer.
Life can throw unexpected expenses your way, which is why we also offer personal loans for emergencies or major purchases. If debt consolidation is on your mind, our team can guide you through the process to help ease financial stress. Additionally, our credit cards with rewards allow you to earn while you spend, making every purchase more rewarding.
Our personal banking services are designed to help you manage your money effortlessly. With various checking and savings accounts, you can choose the option that best fits your lifestyle. If you're in the market for a new car, our auto loans and vehicle financing solutions make purchasing or refinancing simple. For those looking to buy a home, our mortgage loans and refinancing options provide competitive rates and personalized service.
Our online banking platform at http://www.hancockfcu.com/ lets you take control of your finances with ease. You can view account balances, pay bills, and transfer money all from the comfort of your home or on the go. Plus, our mobile application makes it even easier to keep track of your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in real-time. Whether it's splitting a dinner bill or sending a birthday gift, it's all handled quickly and securely.
In addition to traditional banking services, our mobile payments feature allows you to make purchases directly from your phone. It's simple, quick, and adds an extra layer of convenience to your shopping experience. At Hancock, we believe that managing your money should be straightforward and accessible. Explore all our digital offerings today at http://www.hancockfcu.com/ and discover how easy banking can be!
We prioritize your safety with electronic signature authorization, making transactions secure without the hassle of paperwork. E-statements are also available for those who prefer going paperless helping you keep track of your finances while being environmentally friendly. With 24/7 online banking services, you can manage your accounts whenever it suits you best. Whether you're checking balances late at night or making payments on weekends, we're here for you around the clock.
Our operational efficiency is reflected in our $120,652, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
We currently manage a total of 16,237 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hancock is your trusted partner. Visit us at 1701 E Melrose Ave Findlay Oh 45840 or call (419) 424-0163 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $27,741,502 in share certificates and $24,267,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With $9,897,855 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $1,926 in used auto loans and $81,456,423 in total loans and leases supporting our members' financial goals across various sectors.
With a net worth of $10,037,348, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.35% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,381,332 in used vehicle loans and $5,081,086 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find a loan that fits your budget.
For business owners, our outstanding commercial loans totaling $8,604,623 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with financing options that cater specifically to your business needs. At Hancock, we prioritize transparency and accessibility. If you're considering refinancing or need more information on eligibility options, don't hesitate to reach out. Our friendly staff is ready to assist you in navigating your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at (419) 424-0163 or visit us at 1701 E Melrose Ave Findlay Oh 45840 in Findlay, OH for more information about any of our loan products or services.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,603,459, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.
We also offer flexible terms on unsecured credit card loans, with a total of $1,521,502 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees, making it easier for you to use credit responsibly.
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