Hamilton Horizons Credit Union NJ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hamilton Horizons, your trusted partner in financial growth and community support. Located at 3535 Quakerbridge Rd Ste 600, Hamilton, NJ 08619, we have been proudly serving our members since 1954. With a dedicated team of 6 employees under the leadership of CEO Lisa MacIntosh and Board President Louise Stahl, we are committed to making a positive impact in our local community. At Hamilton Horizons, we believe in putting our members first. Our growing family now includes 2,634 members who rely on us for their banking needs. We manage total assets of over $19 million, providing a safe haven for your funds with total deposits reaching $17,539,265. Our focus on personal service means you can count on us for everything from checking and savings accounts to auto loans and mortgages. While our branch is conveniently located at the address mentioned above, please note that any official correspondence should be sent to our mailing address: 3535 Quakerbridge Rd Suite 600, Hamilton, NJ 8619. We're here to help you navigate your financial journey with confidence. Whether you're looking to secure a loan or simply want to learn more about how we can assist you, don't hesitate to reach out! Give us a call at 609-631-4300, or visit our website at hamiltonhorizons.org for more information. Join us as we continue to grow together!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, Hamilton Horizons has grown significantly over the years. We are proud to have a vibrant membership base of 2,634 individuals who have chosen us for their financial needs. Our total assets have reached an impressive $19,404,013, reflecting our commitment to providing secure and reliable financial services. As we evolved through the years, we've embraced technological advancements while remaining focused on personalized service. Whether it's through online banking or mobile payments, we strive to make managing your finances as easy as possible. We also maintain ADA compliance to ensure accessibility for all members.

Community Connection

We take pride in being an active participant in the Hamilton community. Our outreach efforts include partnerships with local organizations and initiatives aimed at supporting those in need. We believe in giving back because a stronger community leads to stronger members.

Join Us Today!

If you're looking for a credit union that prioritizes your needs and values community engagement, look no further than Hamilton Horizons. With operating hours from Monday to Thursday (9 AM - 4 PM) and Friday (9 AM - 6 PM), we're here to assist you every step of the way. Plus, with ATM availability right at our branch, accessing your funds has never been easier. Experience the benefits of membership today! Visit us or call 609-631-4300 for more information about joining Hamilton Horizons. Together, let's build a brighter financial future!

Our Mission

At Hamilton Horizons, our mission is clear: we are dedicated to enhancing the financial well-being of our members while actively contributing to the growth of our community. We believe in offering more than just financial products; we aim to create lasting relationships that empower individuals and families. Our services range from personal banking including checking and savings accounts to auto loans and mortgage refinancing. We also offer credit cards with rewards and business banking solutions. Each product is designed with our members' needs in mind because we understand that every financial journey is unique. While you can visit us at 3535 Quakerbridge Rd Ste 600, official correspondence should be sent to our mailing address: 3535 Quakerbridge Rd Suite 600, Hamilton, NJ 8619 if it differs from your physical visits.

Branch Location & Accessibility

Accessibility Features

At Hamilton Horizons, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious areas to accommodate everyone comfortably. Ample parking is available right outside the entrance, making it easy for you to stop by.

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 609-631-4300. Our friendly staff is here to assist you! We invite you to visit us at Hamilton Horizons and discover how we can help you achieve your financial goals today!

Mailing Information

For any official correspondence, please note that our mailing address is slightly different: 3535 Quakerbridge Rd Suite 600, Hamilton, NJ 8619. This helps ensure your documents reach us promptly.

Operating Hours

We know your time is valuable! That's why our lobby hours are designed for your convenience. We're open Monday through Thursday from 9 AM to 4 PM and on Friday from 9 AM to 6 PM. Whether you need assistance with personal banking or have questions about loans, our dedicated team is ready to help during these hours.

Services Offered

As part of our commitment to serving you better, we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, we provide ATM access for quick cash withdrawals and balance checks anytime you need it!

Member Eligibility

At Hamilton Horizons, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming, as we open our doors to individuals who live, work, worship, or attend school in Mercer County. If you meet these criteria, you're already on your way to joining our family! As a member of Hamilton Horizons, you'll enjoy personalized banking services tailored just for you, including competitive loan rates and access to various financial products designed to make your life easier. To explore more about the eligibility requirements and ensure you have all the information you need, feel free to visit our website at https://hamiltonhorizons.org/membership-overview/ . When you're ready to take the next step towards membership, the application process is straightforward just head over to this link for details on opening your account. If you have any questions or need assistance along the way, don't hesitate to give us a call at (609) 631-4300. We can't wait to welcome you into our community at 3535 Quakerbridge Rd Ste 600, Hamilton NJ 08619!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, effective payment processing is crucial. Our merchant services help streamline transactions so you can focus on what really matters growing your business. Imagine making sales easier for your customers while efficiently managing your cash flow. At Hamilton Horizons, we provide tools that allow you to accept payments seamlessly, helping you maintain customer satisfaction and improve operational efficiency. If you're interested in exploring how our business banking and commercial services can benefit you, visit us at 3535 Quakerbridge Rd Ste 600 Hamilton Nj 08619 or call us at (609) 631-4300. Let's work together to take your business to new heights!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Though we currently have no member or non-member commercial loans, we aim to provide flexible financing solutions as your needs evolve. We believe that every business deserves a chance to thrive, and we're here to help you navigate your financing journey when you're ready.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential services like merchant services that simplify payment processing, as well as business loans to support your growth. You can count on us to be a partner in your success by offering competitive rates and flexible terms tailored to meet the unique needs of your business.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why at Hamilton Horizons Fcu, we offer comprehensive online and mobile banking solutions that allow you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, staying on top of your finances has never been easier. Our mobile application enables secure transactions at your fingertips, whether you're making transfers or checking account balances.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that fit your lifestyle. Imagine having easy access to your money while earning interest on your savings. With our auto loans and vehicle financing, purchasing a new car becomes a reality without straining your budget. We also offer mortgage loans and refinancing options, making it simpler for you to own your dream home or lower your monthly payments. If you're facing debt challenges, our personal loans and debt consolidation services can help you regain control of your finances. Plus, don't forget about our credit cards with rewards they're designed to give you benefits every time you shop!

Reach Out Today!

If you have questions about any of our services or would like assistance, feel free to call us at (609) 631-4300. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 6 PM. At Hamilton Horizons, we pride ourselves on being more than just a credit union; we're a community committed to helping each member achieve their financial goals. Visit us today or check out our website at https://hamiltonhorizons.org/ for more information!

Digital & Online Banking

Key Features

We know that modern banking needs to fit seamlessly into your lifestyle. That's why we provide features like e-statements, which are not only environmentally friendly but also ensure you have instant access to your financial documents whenever needed. Plus, with our mobile application, you can manage your money directly from your smartphone. Whether you're out shopping or relaxing at home, staying on top of your finances is just a tap away. For those moments when you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. And if you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature as well.

Security and Accessibility

Your peace of mind is important to us. Although we currently do not offer electronic signature authorization for transactions, rest assured that all our online services are designed with security in mind. We prioritize protecting your personal information while providing an easy-to-navigate experience. In summary, Hamilton Horizons is committed to offering accessible and efficient digital banking solutions that fit your busy lifestyle. With features like e-statements, mobile payments, and real-time account management through our mobile app, banking has never been easier or more secure. Join us today and experience the future of banking!

Financial Strength

Commitment to Growth

With $1,212,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $165 in used auto loans and a total of $13,894,795 across all loans and leases.

Growing Member Base

We have a robust membership base with a total of 4,436 share accounts that trust us with their finances. Our Net Shares (funds available for lending and investments) stand at $617,693, demonstrating our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hamilton Horizons is your trusted partner. Visit us at 3535 Quakerbridge Rd Ste 600 Hamilton Nj 08619 or call (609) 631-4300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $497,032 in share certificates and $576,973 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $1,249,674, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $643 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,164,947 in used vehicle loans and $1,022,344 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle.

Credit Lines

For those who want more flexibility in managing their finances, our credit lines totaling $3,500,000 give you the freedom to access funds when you need them. This can be particularly useful for ongoing projects or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,471,199, make buying or refinancing simple. We are committed to guiding you through every step of the process to ensure you feel confident in your decision.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we can assist you with that as well. Our team will work with you to evaluate your current financial situation and find the best refinancing options available. At Hamilton Horizons, we're not just about lending; we're about building relationships and supporting our community. If you have questions about eligibility or would like more information on any of our loan products, please don't hesitate to reach out. You can contact us at 609-631-4300 or visit us at 3535 Quakerbridge Rd Ste 600 Hamilton NJ 08619. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you take the next step towards your financial future today!

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $1,267,636 in loans helping members manage their finances effectively. This option allows you to handle purchases without worrying about immediate cash flow.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to choose the right option for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the tool's effectiveness in helping individuals navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HAMILTON HORIZONS FEDERAL CREDIT UNION