Introduction
Welcome to Halifax County Community, your trusted partner in financial well-being since 1981. Located at 1176 Huell Matthews Hwy, South Boston, VA 24592, we proudly serve a vibrant community of 1,770 members. At Halifax County Community, we believe that everyone deserves a reliable financial institution that puts their needs first. With total assets of $6,652,965 and total deposits amounting to $2,378,067, we are committed to providing our members with the tools and resources they need to achieve their financial goals. Our dedicated team of 3 employees, under the leadership of CEO Helen Leigh and Board President Mattie Cowan, works tirelessly to ensure that you receive personalized service tailored to your unique circumstances. We understand that every member's journey is different. That's why we offer a variety of financial products, including a total of 306 loans and leases designed to help you secure the funding you need for life's important milestones. Whether you're looking for an auto loan or other financing options, our team is here to assist you every step of the way. While members can visit us at our branch for any inquiries or services, official correspondence should be sent to our mailing address: 1176 Huell Mathews Hwy, South Boston, VA 24592. At Halifax County Community, we take pride in being more than just a credit union; we are a community-focused organization committed to making a positive impact. With a net worth of $525,312 and cash in hand totaling $155,509, we are financially sound and ready to support our members' dreams. Ready to experience the difference? Give us a call at (434) 575-7916 or stop by our branch during operating hours from 9:00 AM to 4:30 PM on weekdays. Let us help you achieve your financial aspirations today!
Branch History & Mission
At Halifax County Community, our story began in 1981 when we opened our doors at 1176 Huell Matthews Hwy in South Boston, VA. Since then, we have been committed to serving our community with dedication and care. Over the years, we've grown significantly, currently boasting a membership of 1,770 individuals who trust us for their financial needs. Our total assets have reached an impressive $6,652,965, reflecting our strong position and commitment to providing valuable services. Our mission is simple yet powerful: to empower our members by offering reliable financial services while actively supporting the community. We understand that each member's journey is unique, and we strive to provide personalized solutions that meet their needs. Whether it's assisting with loans or helping members manage their savings, we are here every step of the way. While members can visit us at our main branch location, any official correspondence should be sent to our mailing address at 1176 Huell Mathews Hwy, South Boston, VA 24592. We invite you to explore our offerings during our operating hours from 9:00 AM to 4:30 PM on weekdays. Halifax County Community is more than just a credit union; we're a part of your community. We take pride in being accessible to everyone with no ATM or drive-thru services but assure you that our friendly staff is ready to assist you inside the branch. Our focus extends beyond banking; we engage in various outreach efforts and partnerships designed to uplift those around us. As we look forward to the future, we encourage you to join Halifax County Community and experience the difference of a credit union that truly cares. Let's work together towards your financial goals and strengthen the fabric of our community! If you have any questions or would like more information about becoming a member, feel free to call us at 434-575-7916. Your journey towards better financial health starts here!
Branch Location & Accessibility
Welcome to Halifax County Community at our South Boston branch! Conveniently located at 1176 Huell Matthews Hwy, we're here to provide you with friendly service and easy access to your financial needs. Whether you're heading to the nearby South Boston Historic District or just passing through, you'll find us right where you need us. While members can visit us at our branch address, official correspondence should be sent to 1176 Huell Mathews Hwy, South Boston, VA 24592, ensuring your letters reach us without delay. Our location offers ample parking and is designed with accessibility in mind, featuring ADA-compliant ramps for anyone who might need extra assistance. Our lobby hours are from 9:00 AM to 4:30 PM on weekdays, making it simple for you to drop by before or after work. Although we currently don't offer drive-thru banking or ATM services, our dedicated team is ready to assist you inside the branch. At Halifax County Community, we strive to make your banking experience as smooth as possible. If you have any questions or need help with your accounts, don't hesitate to call us at 434-575-7916. We're excited to welcome you soon!
Member Eligibility
At Halifax County Community, we believe that becoming a member means joining a warm and welcoming family dedicated to supporting your financial journey. If you live, work, or worship in Halifax County, you're already on the right track! This means that if you have ties to our community, you can easily qualify for membership. We're here to help you take advantage of all the benefits we offer, including competitive loan rates and personalized service designed just for you. Getting started is a breeze! Simply visit us at 1176 Huell Matthews Hwy, South Boston, VA 24592 or give us a call at 434-575-7916 to learn more about opening an account. For full details on eligibility criteria and how to become a member. We can't wait to welcome you into the Halifax County Community family!
Business Banking & Commercial Services
Member Commercial Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine turning your vision into reality with the right financial backing our loans can help cover everything from equipment purchases to working capital needs.
Merchant Services
In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: your customers can pay with ease at checkout, while you enjoy streamlined transactions that keep your focus on what you do best running your business. Visit us at 1176 Huell Matthews Hwy, South Boston, VA 24592 or call us at 434-575-7916 to learn how we can partner with you for success!
Non-Member Support
While we prioritize our members, we also recognize the importance of fostering a thriving local economy. This is why we provide flexible financing solutions, ensuring that even non-members have access to essential resources.
Outstanding Portfolio
With an outstanding commercial loan portfolio of $40,496, we continue to drive economic growth by financing new and expanding businesses in South Boston, VA.
Comprehensive List Of Services
A Community-Centric Approach
At Halifax County Community, we understand that every member has unique financial goals and challenges. We strive to create an atmosphere where everyone feels welcome and valued. If you're uncertain about how best to utilize our ATM services or if you have specific questions regarding your financial situation, don't hesitate to reach out by phone at 434-575-7916. Our team is always ready to help guide you through your options.
Accessibility and Convenience
Our commitment to convenience extends beyond just ATM services. With operating hours from 9:00 AM to 4:30 PM, Monday through Friday, we aim to be available when you need us most. Although we do not currently offer features like online banking or mobile payments, we encourage you to visit us during these hours for personalized service. Our friendly staff is here to assist you with all your banking inquiries.
Everyday Banking Needs
One of the most essential services we offer is ATM Services Only. This means that while we don't have a full suite of traditional banking options in-house, our ATM services allow you to access your funds conveniently. Imagine being able to withdraw cash or check your balance without having to wait in long lines this service ensures that you can manage your money efficiently at any time.
Join Us Today!
Whether you're a long-time member or considering joining our community for the first time, we invite you to experience the supportive environment at Halifax County Community. Take advantage of our ATM services and get started on managing your finances more effectively today! Visit us at 1176 Huell Matthews Hwy, South Boston, VA 24592, and let us help you achieve your financial goals!
Digital & Online Banking
Accessibility and Ease-of-Use
Even though our online banking services aren't fully operational yet, we're here to assist you in person during our operating hours from 9:00 AM to 4:30 PM, Monday through Friday. Our dedicated team is ready to help answer any questions you might have about your accounts or future digital services. Stay tuned as we work toward expanding our digital footprint. With plans for future improvements, you can expect enhanced real-time account management tools that will allow you to handle your finances anytime and anywhere. At Halifax County Community, we're committed to evolving alongside your needs. While we might not have all the bells and whistles today, we're excited about the journey ahead!
Key Features
Although we currently don't provide electronic signature authorization or mobile payment options, our goal is always to enhance accessibility for you. We also know that e-statements are not available at this time, but we're actively working towards making account management easier and more efficient for our members. Our commitment to security means that even without advanced online banking features like person-to-person transfers or a mobile application, your information remains safe and secure with us. We take pride in safeguarding your financial data, ensuring peace of mind while you manage your accounts.
Financial Strength
At Halifax County Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong can provide peace of mind, and we're proud to share our financial health with you. With a net worth of $525,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 790% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,785,772 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $525,312 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $62 in used auto loans and a total of $743,586 in loans and leases. While we currently report a net income of $0, it reflects our commitment to providing valuable services rather than maximizing profit margins. We also take pride in having 3 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 1,990, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Halifax County Community is your trusted partner. Visit us at 1176 Huell Matthews Hwy South Boston VA 24592 or call 434-575-7916 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Loan Offering
At Halifax County Community, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage your finances more effectively. With over 306 loans issued, we've helped thousands of members achieve their financial goals. If you're considering buying a vehicle, our auto loans stand out with some of the lowest rates in the industry. We have already issued $104,726 in used vehicle loans, making it easier for our members to get behind the wheel of a reliable car. While we currently do not have any new vehicle loans available, our competitive rates can still provide significant savings on your auto financing. Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're committed to helping you explore various paths towards owning your dream home when the time is right. For those managing everyday expenses or looking for flexible spending options, we also offer unsecured credit card loans. At present, we have $0 in unsecured credit card loans available; however, our team can guide you on the best practices and potential future offerings. Business owners will be pleased to know that we provide outstanding commercial loans totaling $40,496, giving you access to the capital needed for growth and expansion. This support can be vital in navigating the challenges of running a business. Our total credit lines stand at $275,000, providing additional flexibility for our members who may need to borrow funds without committing to a fixed loan amount. If you're interested in refinancing options or checking your eligibility for any of our products, please don't hesitate to reach out. We are here to help you find solutions tailored specifically for your needs. You can contact us at (434) 575-7916 or visit us at 1176 Huell Matthews Hwy, South Boston, VA 24592 during our lobby hours from 9:00 AM to 4:30 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in making informed financial decisions today!
Loan Aggregator
Benefits of Using LendMesh
LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This commitment to unbiased results sets it apart in a crowded marketplace. Users can access real-time rate comparisons from multiple institutions, allowing them to evaluate options quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the impact of using a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. The platform prioritizes verified data, meaning all loan offers are sourced from legitimate financial institutions.
