Introduction
Welcome to Halifax County Community Federal Credit Union, your trusted partner in financial well-being since 1981. Located at 1176 Huell Matthews Hwy, South Boston, VA 24592, we take pride in serving our community with a strong commitment to member satisfaction and support. With over 1,770 members and total assets of $6,652,965, we strive to create a welcoming environment where you can feel secure about your financial future. At Halifax County Community, we understand that each member has unique needs. Whether you're looking for personal banking services, auto loans, or business financing options, our dedicated team is here to help. Under the leadership of our CEO, Helen Leigh, and Board President Mattie Cowan, we have built a solid foundation focused on transparency and trust. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1176 Huell Mathews Hwy, South Boston, VA 24592-7124. We offer convenient lobby hours from 9:00 AM to 4:30 PM on weekdays, making it easy for you to stop by. With total deposits reaching $2,378,067 and a net worth of $525,312, we are well-equipped to provide competitive products designed with your best interests in mind. Our experienced staff is ready to assist you with everything from checking and savings accounts to loans and credit cards. Join us today and experience the difference of community-focused banking! For inquiries or assistance, feel free to call us at 434-575-7916. Let's work together towards achieving your financial goals!
Branch History & Mission
Welcome to the Halifax County Community Federal Credit Union, a trusted financial partner since 1981. Located at 1176 Huell Matthews Hwy, South Boston, VA 24592, our branch has been serving the community for over four decades. We are proud of our rich history and the journey we've taken alongside our members. Since opening our doors, we have grown significantly and now serve 1,770 members with total assets reaching an impressive $6,652,965. Our mission is simple yet powerful: to provide accessible financial services while fostering a sense of community and support. We aim to help our members achieve their financial goals through personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As we reflect on our evolution, it's clear that our commitment to member satisfaction has driven us forward. Our dedicated team works tirelessly to create an environment where everyone feels welcome and valued. With hours from 9:00 AM to 4:30 PM, Monday through Friday, we ensure that we are here when you need us most. At Halifax County Community Federal Credit Union, we understand the importance of convenience. While we currently do not offer ATM services, we do provide a drive-thru banking option for quick deposits and withdrawals. We also prioritize accessibility for all members by adhering to ADA compliance standards. Our mission extends beyond just banking; we believe in giving back to the community that supports us. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact in South Boston and the surrounding areas. While members can visit us at 1176 Huell Matthews Hwy, official correspondence should be sent to 1176 Huell Mathews Hwy, South Boston, VA 24592-7124 if different from the branch address. Join us at Halifax County Community Federal Credit Union and experience firsthand how we're committed to your financial well-being. Together, let's build a brighter future for you and our community! For more information or assistance, feel free to call us at 434-575-7916.
Branch Location & Accessibility
Accessibility Features
At Halifax County Community, we prioritize making your visit as smooth as possible. Our branch offers ADA-compliant features, including ramps for easy access. Parking is ample and convenient, allowing you to park close to the entrance.
Get in Touch
If you have questions or need assistance, don't hesitate to give us a call at 434-575-7916. We look forward to welcoming you into our branch soon! Come experience the personalized service that makes Halifax County Community Federal Credit Union a trusted choice for local residents.
Operating Hours
We are here for you Monday through Friday from 9:00 AM to 4:30 PM. Whether you need assistance with personal banking or inquiries about loans, our friendly staff is ready to help during these hours.
Services Offered
Our services include everything from checking and savings accounts to auto loans and mortgage refinancing. We also offer personal loans, credit cards with rewards, and business banking solutions. For those who prefer quick transactions, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle.
Member Eligibility
At Halifax County Community, we believe in building a community where everyone can thrive together. Becoming a member is easy and welcoming! If you live, work, or worship in the Halifax County area, you're already eligible to join us. Our members enjoy a range of benefits, from personalized banking services to competitive loan rates, all tailored to help you achieve your financial goals. For detailed eligibility criteria and to see if you qualify, feel free to check out our resource. Opening an account is just as straightforward! You can start your journey with us by visiting our branch at 1176 Huell Matthews Hwy South Boston Va 24592, or simply give us a call at (434) 575-7916 for any questions you might have. Join us today and experience the support and care that comes with being part of the Halifax County Community family!
Business Banking & Commercial Services
Merchant Services That Make Sense
In today's fast-paced market, having the right tools can make all the difference. Our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine a scenario where customers can pay quickly and easily, enhancing their experience while boosting your sales. That's what we aim to provide at Halifax County Community. Located conveniently at 1176 Huell Matthews Hwy South Boston Va 24592 in South Boston, VA, we're here to partner with you every step of the way. For more information or to discuss how we can assist your business further, give us a call at (434) 575-7916. Let's work together to achieve your goals!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $40,496, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Accessibility & Convenience
At Halifax County Community, we prioritize your convenience. While we currently do not have ATM facilities on-site, our drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without having to leave your vehicle. This feature is perfect for busy individuals or families on the go.
Business Banking
For our business-minded members, we provide essential services such as merchant services to help you accept payments easily and business loans that support growth and expansion. We understand the challenges businesses face and are committed to offering solutions that make a difference.
Credit Cards & Rewards
Looking for a credit card? Our credit cards come with rewards that add value to your purchases. Use them wisely and watch as points accumulate for future benefits.
Get Started Today!
We invite you to visit us or give us a call at 434-575-7916 during our lobby hours from 9:00 AM to 4:30 PM on weekdays. Whether you're looking for personal or business banking solutions, Halifax County Community Federal Credit Union is here to assist you with all your financial needs in South Boston and beyond. Join us today and experience the difference!
Personal Banking
Our personal banking services include both checking and savings accounts designed for everyday convenience. Imagine easily managing your money through online and mobile banking, allowing you to check balances, transfer funds, and pay bills from anywhere. Additionally, we offer auto loans and vehicle financing that cater to your needs whether you're buying a new car or refinancing an existing loan. If you're considering purchasing a home, our mortgage loans and refinancing options can make that dream a reality. We guide you through the process, ensuring you understand all your choices. Plus, with our personal loans and debt consolidation services, you can tackle those unexpected expenses or consolidate debts into manageable payments.
Digital & Online Banking
At Halifax County Community, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a variety of digital and online banking services designed to make your banking experience as smooth as possible. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance or making a transfer, everything is just a click away. Unfortunately, at this time, our online banking platform does not support features like electronic signature authorization, e-statements, mobile payments, person-to-person transfers, or a dedicated mobile application. However, we are committed to ensuring that your banking needs are met effectively through our traditional channels. If you need assistance with your account or have questions about our services, feel free to reach out to us at (434) 575-7916. Our friendly team is always here to help. Though our current digital offerings may be limited, we strive to provide reliable support and exceptional service in person at our branch located at 1176 Huell Matthews Hwy South Boston Va 24592. We look forward to serving you!
Financial Strength
At Halifax County Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your credit union is financially strong can provide peace of mind and confidence in your banking decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $525,312, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 790 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,785,772 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $525,312 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $743,586 in total loans and leases, including 62 used auto loans, supporting members' financial goals across various sectors. Although our net income stands at $0, it reflects our commitment to maintaining efficient operations while investing back into the community. We also take pride in having 3 full-time employees ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Halifax County Community is your trusted partner. Visit us at 1176 Huell Matthews Hwy South Boston VA 24592 or call 434-575-7916 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,726 in used vehicle loans already helping members get on the road. We also provide options for new vehicles, with flexible terms designed to fit your budget.
Business Financing
For business owners, our outstanding commercial loans totaling $40,496 provide the capital needed to grow and expand your ventures. We understand the unique challenges businesses face and are here to support you every step of the way. Whether you're interested in refinancing or need assistance determining eligibility for any of our loan products, our knowledgeable staff at Halifax County Community is here to help. Don't hesitate to contact us at 434-575-7916 for more information or visit us at 1176 Huell Matthews Hwy South Boston VA 24592. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, our team is ready to assist you with other financing options that may suit your needs.
Unsecured Credit Card Loans
For those managing day-to-day expenses, we also offer flexible terms on unsecured credit card loans. While we currently do not have any unsecured credit card loans available, our goal is to help you navigate your financial journey effectively.
Loan Aggregator
No Sponsored Listings
LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means users receive unbiased results, allowing them to make informed decisions without the influence of advertising.
Real-Time Rate Comparisons
With real-time rate comparisons from multiple institutions, LendMesh empowers users to find the best loan rates available at any given moment. This helps individuals make choices that align with their financial goals while saving time and effort. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Verified Data
Loan offers on LendMesh come from legitimate financial institutions, ensuring transparency in every comparison. Users can trust that they are viewing accurate and up-to-date information when exploring their financing options.
