Hale County Teachers Credit Union Plainview TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hale County Teachers, your trusted financial partner located at 611 Broadway St, Plainview, TX 79072. Established in 1962, we have proudly served our community for over six decades, building strong relationships and providing essential banking services tailored to meet the needs of our members. With a dedicated membership of 1,297 individuals and total assets amounting to an impressive $9,836,372, we are committed to fostering financial stability and growth for all our members. At Hale County Teachers, we understand that each member's journey is unique. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our mission is not just about numbers; it's about making a positive impact in the lives of our members. With total deposits reaching $1,026,372 and total loans exceeding 639, we work diligently to support you whether you're looking to finance a new vehicle or consolidate debt. Under the leadership of our CEO, Amber Coleman, and Board President, Ron Miller, we strive to maintain a welcoming environment where everyone feels valued. Our small yet efficient team of three employees ensures personalized service every time you walk through our doors or give us a call at 806-296-2485. While members can visit us at our branch location for assistance, any official correspondence should be sent to the same address: 611 Broadway St., Plainview, TX 79072. Explore how Hale County Teachers can support your financial goals by visiting our website or calling us today. Join us on this journey towards financial success!

Branch History & Mission

Community Focus

Beyond providing financial products, we actively engage in outreach efforts within Plainview and surrounding areas. Our partnerships with local organizations allow us to give back meaningfully and promote financial literacy among all age groups. By participating in community events and hosting educational workshops, we aim to empower residents with knowledge and resources they need for their financial journey. As we look toward the future, we invite you to join us at Hale County Teachers. Experience firsthand how we can help you navigate your financial landscape while supporting a cooperative spirit within our community. For any inquiries or assistance, please reach out at (806) 296-2485 during our operating hours from 9:00 AM - 5:30 PM on weekdays. Come be part of a credit union where your voice matters join Hale County Teachers today!

Our Evolution

Since opening our doors more than six decades ago, Hale County Teachers has embraced growth and change while staying true to our core mission: empowering our members through quality financial services. Over the years, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. This evolution has allowed us to better serve the diverse needs of our membership. With total assets now exceeding $9,836,372, we have built a solid foundation that enables us to provide competitive rates and innovative products. We understand that managing finances can be challenging, which is why we strive to offer personalized support tailored to each member's unique situation.

Our Mission

At the heart of Hale County Teachers lies a simple yet powerful mission: to support the financial well-being of our members while fostering a sense of community. We believe that financial services should not only help you achieve your goals but also contribute positively to the community around us. Our dedicated team works tirelessly to ensure that every member feels valued and understood. While we do not currently have ATM or drive-thru services available, we are committed to enhancing your banking experience with online and mobile banking options soon. This commitment ensures that you can manage your finances conveniently from anywhere.

Branch Location & Accessibility

Welcome to Hale County Teachers, your trusted financial partner located at 611 Broadway St in the heart of Plainview, TX! Our branch is easily accessible, making it a convenient stop for all your banking needs. Whether you're heading to work or running errands, you'll find us right by familiar landmarks, ensuring that you won't miss us as you navigate through the area. While our physical location is at 611 Broadway St, please note that any official correspondence should be sent to the same address. We take pride in providing a welcoming environment for our members, complete with ample parking and ADA-compliant features to ensure everyone can access our services comfortably. At Hale County Teachers, we're here to serve you during our lobby hours from 9:00 AM to 5:30 PM on weekdays. Our friendly team is ready to assist you with a range of personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also offer business banking solutions tailored to meet the needs of local entrepreneurs. While we currently do not have an ATM or drive-thru service available at this location, our staff is always on hand to help you with cash withdrawal services and other transactions. If you're looking for shared service options, please note that we do not participate in that program. Feel free to give us a call at 806-296-2485 if you have any questions or need assistance before your visit. We look forward to welcoming you at Hale County Teachers where your financial journey begins!

Member Eligibility

Becoming a member of Hale County Teachers is like stepping into a community where your financial well-being is our top priority. If you live, work, or attend school in Hale County, you're already on the path to joining us! We welcome individuals from various backgrounds, including teachers, school staff, and their families. By choosing Hale County Teachers, you gain access to a range of personal banking services tailored to meet your needs, such as checking and savings accounts, auto loans, and credit cards with rewards. Getting started is simple just visit us at our branch located at 611 Broadway St Plainview Tx 79072, or give us a call at (806) 296-2485 for more information. You can also check out the detailed eligibility criteria by visiting . Join us today and experience the benefits of being part of a supportive financial family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Whether you're a retailer looking for efficient payment processing or a service provider needing reliable invoicing solutions, we've got you covered. Our services ensure you can focus on what matters most growing your business while we handle the financial details. Join us at Hale County Teachers located at 611 Broadway St Plainview Tx 79072 in Plainview, TX. Let's work together to turn your business dreams into reality! For more information, give us a call at (806) 296-2485 during our lobby hours from 9:00 AM to 5:30 PM.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

While we currently do not have ATMs at our branch location, we ensure easy access for cash withdrawals through our partnered networks. This means you can get cash when needed without any hassle. At Hale County Teachers, we prioritize your satisfaction and work hard to provide the best possible service. For any questions or assistance regarding our offerings, feel free to call us at 806-296-2485 during our lobby hours from 9:00 AM to 5:30 PM. We invite you to explore all that we have to offer! Visit us today at 611 Broadway St., Plainview, TX 79072, or give us a call we're excited to assist you with all your financial needs!

Business Banking Services

We understand that businesses need reliable banking solutions too. Our business banking services, including merchant services and business loans, are tailored to support local entrepreneurs in Plainview. Whether you're starting a new venture or expanding an existing one, we're here to help every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Check balances, transfer funds, and pay bills right from your smartphone or computer making it easier than ever to stay on top of your finances.

Credit Cards and Rewards

For those who love to earn while they spend, our credit cards with rewards give you the chance to earn points on every purchase. Use these points for travel, merchandise, or cashback it's a great way to get more from your spending!

Personal Banking Solutions

Managing your everyday finances is easier than ever with our personal banking options. Our checking and savings accounts are designed to help you save while enjoying easy access to your funds. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms that suit your budget. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans can guide you through the process smoothly. We also offer personal loans and debt consolidation options, which can help you manage expenses or consolidate existing debts into one manageable payment.

Digital & Online Banking

Accessibility and Ease of Use

With our focus on accessibility, you can rest assured that managing your accounts is straightforward. We prioritize user-friendly features so that whether you're tech-savvy or just starting out with digital banking, you'll feel comfortable navigating our services. While 24/7 online banking isn't available right now, we're constantly evolving to ensure our members have the tools they need at their fingertips when they need them most. Your financial well-being is important to us, and we're here to support you every step of the way. Visit us at 611 Broadway St Plainview Tx 79072 or call us at (806) 296-2485 to learn more about how our digital banking services can help simplify your financial life today!

Key Services

Explore our online banking features by visiting . Here, you'll find tools that allow you to check your account balances, view transaction history, and transfer funds quickly and securely. Although we currently do not provide electronic signature authorization or e-statements, our commitment to your security remains paramount. If you're looking for convenience in payments, we also have options for mobile payments and person-to-person transfers allowing you to send money to friends or family with just a few taps. While we don't yet have a dedicated mobile application or online banking services set up, our team is always working towards enhancing your experience.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 1,551, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hale County Teachers is your trusted partner. Visit us at 611 Broadway St Plainview Tx 79072 or call (806) 296-2485 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing Back into Our Community

With $745,387 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $131 in used auto loans and $6,035,489 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $4,324,459 in share certificates and $1,797,569 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $33,745 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,151,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,169 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or checking your eligibility for one of our products, our friendly staff is here to help. Feel free to reach out via phone at 806-296-2485 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 611 Broadway St Plainview Tx 79072, where we offer personal banking services including checking and savings accounts along with various loan options tailored just for you. Let Hale County Teachers be your trusted partner on the path to achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,957,648 in used vehicle loans and $3,113,073 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, making it easier for you to drive away with your dream ride.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available; however, our team is ready to assist you with personalized service and expert advice on how to navigate the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $104,536 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or cover unexpected expenses without using collateral.

Loan Aggregator

Ensuring Accuracy in Loan Comparisons

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HALE COUNTY TEACHERS FEDERAL CREDIT UNION - Plainview, TX