Welcome to h-e-a, a trusted financial institution that has proudly served the community since its establishment in 1961. Located in the heart of Warner Robins, GA, we are dedicated to empowering our members through a range of accessible banking services and personalized support. Led by our CEO, BRAD HAMLIN, and Board President, CYNTHIA FLESHER, our mission is to foster financial well-being for all members, including military personnel and their families.

At h-e-a, we understand the importance of modern banking tools in today's fast-paced world. That's why we offer robust online banking options, seamless person-to-person transfers, and e-statements for your convenience. While mobile payments and a dedicated mobile app are not currently available, we remain committed to providing a user-friendly experience that prioritizes trust and accessibility. Our operations are backed by NCUA insurance, ensuring the safety of your deposits since 4/7/1971 0:00. For more information about our services or to get in touch with us, please visit our official website at https://www.heafcu.org/ or reach out via fax at (478) 953-7277. Join us as we continue to build a vibrant community focused on financial growth and empowerment.

At h-e-a, we are committed to providing our members with a comprehensive range of financial services designed to meet their unique needs. From personal banking solutions, such as checking and savings accounts, to auto loans and vehicle financing, we offer the tools you need to manage your finances effectively. Our mortgage loans and refinancing options empower members to secure their dream homes, while our business banking services, including merchant services and business loans, support local entrepreneurs in growing their enterprises. With online banking available, managing your accounts has never been easier; you can access your funds anytime, anywhere, and take advantage of features like Person-to-Person Transfers and E-Statements for seamless transactions.

In today's fast-paced world, digital accessibility is essential for effective financial management. While we currently do not offer a mobile application or mobile payments, our robust online banking platform ensures that you can easily keep track of your finances from the comfort of your home or on the go. Whether you're planning for life milestones or seeking to expand a small business, our dedicated team is here to help you navigate your financial journey. If you're interested in becoming a member or learning more about eligibility requirements, please visit http://www.heafcu.org/membership.php . Additionally, if you're looking to compare loan options or check rates, feel free to explore https://www.lendmesh.com/loans/vehicle_loans for valuable insights. For any questions or personalized assistance, don't hesitate to reach out via fax at (478) 953-7277—we're here to support you every step of the way.

At h-e-a, we pride ourselves on being a trusted financial partner deeply rooted in the community. With a total membership of 2,941, our focus is on fostering meaningful relationships with our members, ensuring they receive the personalized service they deserve. Our commitment to your financial well-being is reflected in our robust financial performance, highlighted by total assets amounting to 38,427,186 and a net worth of 4,668,142. This stability allows us to operate confidently and supportively, making sound decisions for our members’ futures.

Our financial health is further demonstrated by a net worth ratio of 1,215, showcasing our strength and ability to withstand economic fluctuations. With total deposits reaching 3,428,854, members can trust that their funds are secure while benefiting from competitive rates. Additionally, we have facilitated an impressive number of loans and leases, totaling 1,253, which illustrates our dedication to providing accessible financing solutions tailored to diverse needs.

At the heart of our operations are our dedicated team members; with only 8 employees, we maintain a personal touch in every interaction. We understand that each member's financial journey is unique, whether it's managing a credit card loan volume of , navigating auto loans totaling , or exploring commercial loan options—currently standing at . Our transparent approach ensures that you always have access to the information you need when making important financial decisions.

We believe that strong performance metrics are vital for building trust and credibility within the community. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking to make informed decisions about their financial future, we invite you to compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs. Join us at h-e-a where your financial success is our priority!