Guthrie Community Credit Union Troy PA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Guthrie Community, your trusted financial partner in Troy, PA! Located at 454 Canton St, our branch has been serving the local community since 1979. With a strong commitment to our members, we take pride in offering personalized financial services that cater to your unique needs. As part of our dedication to fostering a supportive environment, we are proud to have over 7,324 members who benefit from our extensive range of products and services. Our total assets stand at an impressive $114,822,662, demonstrating our solid financial health and ability to support you through various life stages. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have got you covered! Under the leadership of our CEO, John Savelli, and Board President Arthur Field, we strive to create a welcoming atmosphere where everyone feels valued. Our team of 25 employees is always ready to assist you with any questions or concerns you might have. We understand that financial decisions can be daunting, which is why we focus on building lasting relationships based on trust and transparency. While members can visit us at 454 Canton St, official correspondence should be sent to the same address for consistency. With total deposits reaching $12,936,367 and cash in hand amounting to $1,670,804, we are well-equipped to meet your banking needs. At Guthrie Community, we believe in giving back to the community that supports us. Your financial success is our priority! Ready to take the next step? Visit our website at guthriefcu.org or give us a call at 570-297-2440 today. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Accessibility

In today's world, accessibility matters more than ever. That's why we offer ATM services at our branch and ensure compliance with ADA standards so that all members can easily access our facilities and services. While we currently do not have drive-thru banking or shared service centers available at this location, we are dedicated to enhancing member convenience through other means.

Join Us

As we continue to grow and adapt to the changing needs of our community, we invite you to become part of our story. Whether you're looking for checking accounts, savings options or assistance with loans and credit cards, Guthrie Community is here for you. Come visit us during our operating hours Monday to Wednesday from 9 AM to 4:30 PM; Thursday from 9 AM to 5:30 PM; or Friday from 8 AM to 6 PM and see how we can help you thrive financially. For inquiries or assistance, feel free to call us at 570-297-2440 or explore more about us at guthriefcu.org. Join us today and experience the benefits of being part of a caring community-focused credit union!

Our Journey

From our humble beginnings, Guthrie Community has evolved into a trusted partner for many families and businesses in the Bradford County area. We started with a simple mission: to provide accessible financial services that empower our members. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each milestone reflects our commitment to serve the community better. While members can visit us at our branch address, official correspondence should be sent to 454 Canton St, Troy, PA 16947. This helps us ensure that your needs are met promptly and efficiently.

Our Mission

Our mission is straightforward: we strive to improve the financial well-being of our members while fostering community development. We believe in making banking simple and beneficial for everyone. This includes offering services such as online banking, mobile payments, and personalized loan options tailored to individual needs. At Guthrie Community, we focus not only on providing excellent financial services but also on being actively involved in the local community through outreach programs and partnerships.

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind, featuring ADA-compliant entrances and pathways to ensure everyone can easily visit us. We also offer ample parking right outside the branch, so you can hop in and out without any hassle.

Get in Touch

Have questions or want more information? Don't hesitate to give us a call at 570-297-2440. We look forward to welcoming you into our branch soon! Whether you're looking to open an account or just want some friendly advice about managing your finances, the team at Guthrie Community is here for you. Come by and see us today!

Operating Hours

We know how busy life can get! That's why we've tailored our operating hours to fit your schedule. Visit us Monday through Wednesday from 9 AM to 4:30 PM, Thursday from 9 AM to 5:30 PM, and Friday from 8 AM to 6 PM. We're here when you need us!

Services Available

At Guthrie Community, we pride ourselves on offering a wide range of services that cater to your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. While members can visit us at our Troy Office for all their banking needs, any official correspondence should be sent to the same address: 454 Canton St, Troy, PA 16947.

Member Eligibility

Becoming a member of Guthrie Community is like joining a caring family that's dedicated to helping you achieve your financial goals. If you're looking to be part of our community, you'll be pleased to know that eligibility is quite straightforward. We welcome individuals who live, work, worship, or attend school in the area around our branch located at 454 Canton St Troy Pa 16947. This means that whether you're a local resident or someone who's recently moved here, you have the opportunity to join us and enjoy our range of services designed just for you. At Guthrie Community, membership comes with fantastic benefits like competitive loan rates, personalized service, and access to various financial products tailored to your needs. Plus, opening an account is easy! You can find all the details on how to get started by visiting https://guthriefcu.org/loans-and-credit-cards/apply-for-visa-credit-card/. If you have any questions or need assistance, don't hesitate to give us a call at (570) 297-2440. For more information about eligibility requirements, feel free to check out our website at https://guthriefcu.org/become-a-member/. Join us today and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,151, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine being able to accept payments easily, whether online or in-person. Our solutions help streamline your operations, allowing you to focus on what you do best growing your business. Located at 454 Canton St Troy Pa 16947 in Troy, PA, we're here to provide personalized support for your financial needs. Reach out to us at (570) 297-2440 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential services that keep operations running smoothly. From merchant services that simplify transactions to business loans that fuel growth, we're committed to supporting local enterprises in Troy.

Connect with Us

At Guthrie Community, we're more than just a bank; we're a part of the community in Troy. Our friendly staff is ready to help answer any questions you may have about our services or assist you with account openings. You can reach us at 570-297-2440 during our operating hours: Monday through Wednesday from 9 AM to 4:30 PM, Thursday from 9 AM to 5:30 PM, and Friday from 8 AM to 6 PM. We invite you to explore all that we have to offer by visiting us at our branch or checking out our website at guthriefcu.org. Let us help you achieve your financial goals today!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features so you can manage your accounts from anywhere. Need cash? Our ATM services allow for easy withdrawals and balance checks right when you need them.

Financial Empowerment

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can give you the flexibility you need to cover those costs without stress. Plus, with our credit cards featuring rewards programs, you can earn while you spend on things you already buy.

Personal Banking Solutions

Our personal banking options are designed to make your life easier. With checking and savings accounts that fit your lifestyle, you can manage your money effectively. Whether you're saving for a vacation or just want easy access to your funds, we have the right account for you. When it comes to financing big purchases like cars or homes, we offer competitive auto loans and vehicle financing options that help you hit the road without breaking the bank. If you're looking to own your home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through the process smoothly.

Digital & Online Banking

At Guthrie Community, we understand that managing your finances should be easy and secure. That's why our digital and online banking services are designed to fit your busy lifestyle while keeping your information safe. With our 24/7 Online Banking available at https://guthriefcu.org/, you can check your account balance, pay bills, and transfer money anytime you need. This convenience means you can manage your finances from the comfort of your home or on the go, all at your fingertips. One of the standout features is our Mobile Application, which allows you to perform transactions right from your smartphone. Whether you're out shopping or relaxing at home, you can access your account easily. Plus, with our Mobile Payments feature, making purchases has never been simpler. Just use your phone to pay, and you're good to go! For those who enjoy keeping their financial records organized, we offer E-Statements that help you stay on top of your accounts without the clutter of paper statements. You'll get quick access to your financial documents whenever you need them. Need to send money to a friend? Our Person-to-Person Transfers make it straightforward to send cash directly from your account without any hassle. It's perfect for splitting bills or sending gifts. While we do not currently support Electronic Signature Authorization, rest assured that our systems prioritize security and user-friendliness. Your financial safety is our top concern, so you can bank with confidence knowing that we employ strong security measures. In short, Guthrie Community provides a suite of digital banking tools that enhance accessibility and ease-of-use. With real-time account management right in your pocket, you'll have everything you need to stay in control of your finances. Explore all these features and more by visiting https://guthriefcu.org/ today!

Financial Strength

At Guthrie Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to providing reliable services and support. With a net worth of $12,680,909, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,368,145 in share certificates and $9,304,770 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,579,462 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,945 in used auto loans and a total of $52,294,509 in loans and leases. Our $0 net income reflects our operational efficiency during challenging times but also highlights our commitment to maintaining quality service for all members. We also take pride in having 25 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 16,305, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guthrie Community is your trusted partner. Visit us at 454 Canton St Troy Pa 16947 or call 570-297-2440 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,475,443 in used vehicle loans and $10,759,797 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it easier for you to manage your payments effectively.

Business Loans

If you're a business owner looking for capital to grow or expand your operations, our outstanding commercial loans total $16,151 and can help facilitate your plans. At Guthrie Community, we prioritize your financial well-being and work hard to provide loan products that cater to various life situations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in learning more about our loan offerings or eligibility requirements, please visit our website at Guthrie Community or give us a call at (570) 297-2440. We're here to assist you!

Credit Lines

For those needing more flexibility in borrowing, we offer credit lines totaling $22,024,400. This option allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,038,736, making buying or refinancing simple and straightforward. We guide you through every step of the process so that you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,127,511 in loans helping members manage their finances effectively. These cards are ideal for those who want more control over their spending without tying up assets.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each loan comparison reflects accurate rates and terms from legitimate financial institutions, giving users peace of mind when selecting their loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps in making well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and user satisfaction associated with using the platform. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GUTHRIE COMMUNITY FEDERAL CREDIT UNION - Troy, PA

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