Gundersen Credit Union La Crosse WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gundersen, your trusted financial partner since 1971. Located at 1910 South Ave, La Crosse, WI 54601, we are proud to serve our community with a range of personal and business banking services designed to meet your unique needs. With over 3,588 members and a solid foundation of $60,999,509 in total assets, we are committed to supporting you on your financial journey. At Gundersen, we believe in the power of community. Our dedicated team of 9 employees, led by CEO Jeremy Yardley and Board President Jon Bingol, works tirelessly to ensure that every member feels valued and supported. We understand that financial decisions can be daunting, which is why we strive to provide clear guidance and personalized service. While members can visit us at our branch for assistance, any official correspondence should be sent to the same address: 1910 South Ave, La Crosse, WI 54601. Our operating hours are Monday through Friday from 8 AM to 4 PM, making it easy for you to find time to meet with us. With a strong focus on responsible lending, we have facilitated a total of 2,717 loans and leases, amounting to a robust commitment towards helping you achieve your financial goals. Our net worth stands impressively at $7,272,909, ensuring that we remain a stable choice for all your banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, Gundersen has the resources you need. To learn more about how we can assist you or to become a member today, visit our website at Gundersen Credit Union or call us directly at 608-775-4715. Join us as we continue to grow together! Your financial well-being is our top priority.

Branch History & Mission

Commitment to Accessibility

While members can visit us at our branch location during our operating hours from 8 AM to 4 PM, Monday through Friday, we also ensure that accessibility remains a priority. Although we do not currently offer ATM services or drive-thru banking, we have embraced digital advancements that allow our members to manage their finances anytime from anywhere. For any official correspondence, please send it to our mailing address: 1910 South Ave, La Crosse, WI 54601. If you have any questions or need assistance, don't hesitate to reach out at 608-775-4715. As we look toward the future, Gundersen remains focused on expanding our services while staying true to our core values of integrity and community involvement. We invite everyone in La Crosse and surrounding areas to join us as we continue this journey together. Become a member today and experience the benefits of being part of a credit union that truly cares about you! For more information on membership eligibility or to open an account online, visit our website.

Our Mission

Our mission at Gundersen is straightforward: to empower our members with the financial tools they need to succeed while giving back to the community. We strive to provide personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Additionally, we are committed to enhancing convenience through modern offerings such as online banking and mobile payment solutions. We believe that supporting our local community goes beyond just financial transactions. Through partnerships and outreach efforts, we actively participate in various initiatives that uplift and strengthen La Crosse. Whether it's sponsoring local events or collaborating with other organizations for community improvement projects, we aim to make a positive impact on those around us.

Branch Location & Accessibility

Accessibility and Parking

At Gundersen, we believe that everyone should have access to our services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access. Plus, there's ample parking available right outside our doors, ensuring a hassle-free visit.

Connect With Us

If you have any questions or need assistance before your visit, feel free to give us a call at 608-775-4715. We're excited to serve you! While members can visit us at 1910 South Ave for all their banking needs, official correspondence should be sent to the same address as well. We look forward to welcoming you into our community at Gundersen!

Operating Hours

We know your time is valuable, so we've made it simple for you to plan your visit. Our lobby hours are Monday through Friday from 8 AM to 4 PM. We're here to help you with everything from setting up checking and savings accounts to discussing auto loans and personal financing options.

Services Offered

While you're here, take advantage of our range of services tailored just for you. At Gundersen, we offer personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and even business banking options. Our team is dedicated to providing personalized service that meets your unique financial needs.

Member Eligibility

At Gundersen, we believe that everyone deserves to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in our local area, you're likely eligible for membership. We proudly serve individuals and families who are looking for more than just a bank they want a place that understands their needs. To find out if you meet the eligibility criteria, feel free to check out the detailed information at http://www.gundersencu.org/become-a-member . Joining us opens up a world of advantages, from personalized service to competitive rates on loans and savings options. Ready to start your journey with us? Opening an account is straightforward! You can get all the details and complete your application online by visiting https://onlinebanking.gundersencu.org/gucu/applications/loanapp.aspx?visitor=y . If you have any questions or need assistance, don't hesitate to call us at (608) 775-4715. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. These funds can be used for various purposes such as purchasing equipment, covering operating expenses, or investing in marketing efforts. Each loan is tailored to fit the unique needs of your business.

Merchant Services

Additionally, we offer merchant services that simplify payment processing. Imagine a customer walking into your store, ready to buy, but they only have a card. With our merchant services, you can accept credit and debit cards easily. This not only enhances customer satisfaction but can also increase sales by providing more payment options. At Gundersen, located at 1910 South Ave La Crosse Wi 54601, La Crosse, WI 54601, we're dedicated to helping businesses thrive. Contact us at (608) 775-4715 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure that cash withdrawal services are easily accessible through various networks in La Crosse. This way, you always have access to your funds when needed. At Gundersen, located at 1910 South Ave La Crosse Wi 54601, we're here to support all your financial needs. For any questions or assistance regarding our services, feel free to contact us at (608) 775-4715 during our operating hours from 8 AM to 4 PM, Monday through Friday. Ready to take the next step? Visit us online at Hospital or drop by our branch today! Your financial journey starts here.

Auto Loans and Vehicle Financing

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help make that dream a reality. With competitive rates and flexible terms, we make it easy for you to drive away in the vehicle you desire without breaking the bank.

Business Banking

For entrepreneurs and business owners, we offer Business Banking services that include Merchant Services and Business Loans. These tools are essential for managing cash flow and expanding operations, allowing you to focus on what you do best growing your business.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase you make can bring you closer to exciting rewards. Whether it's cash back on groceries or travel points for your next adventure, our credit cards add value to your everyday spending.

Mortgage Loans and Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we provide personalized guidance throughout the entire process.

Online and Mobile Banking

We understand the importance of convenience in today's fast-paced world. That's why we provide comprehensive Online & Mobile Banking features that let you manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills at the touch of a button, banking has never been easier.

Personal Banking

For those seeking personal banking options, we offer Checking & Savings Accounts designed to fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses effortlessly, while a savings account helps you prepare for future goals like buying a home or planning a vacation.

Personal Loans and Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options are here to help you manage those financial surprises. We work with you to create a plan that fits your budget and helps ease your financial burden.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7 at https://www.gundersencu.org/ , allowing you to check balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, you can stay connected to your finances whenever you need to. Plus, our mobile application makes it even simpler to manage your accounts right from your smartphone.

Enhanced Security Features

Your security is our top priority. We utilize electronic signature authorization to ensure that all transactions are secure and verified. You can have peace of mind knowing that your information is protected while you enjoy the convenience of online banking.

Smart Features for Everyday Use

With e-statements available, you'll receive your account statements electronically, helping you keep track of your finances without the clutter of paper. Our mobile payments feature allows you to make purchases directly from your device, while person-to-person transfers make sending money to friends and family quick and hassle-free. We know how important accessibility is in today's fast-paced world. That's why Gundersen has made it easy for you to manage your money on your terms. Join us in embracing the future of banking visit https://www.gundersencu.org/ today to discover all the ways our digital services can enhance your financial experience!

Financial Strength

Growing Together

Total Share Accounts stand at 7,810, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,098,617. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gundersen is your trusted partner. Visit us at 1910 South Ave La Crosse Wi 54601 or call (608) 775-4715 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $7,150,370 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $662 in used auto loans and $43,471,349 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $15,836,001 in share certificates and $10,844,676 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $119,643 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $7,272,909, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,192 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,502,295 in used vehicle loans and $3,333,979 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to choose between new and used vehicles, ensuring you get the best deal possible.

Credit Lines

Additionally, our credit lines totaling $9,000,000 provide flexibility for those who want access to funds without taking out a traditional loan. This option is ideal for emergencies or unexpected expenses that may arise. At Gundersen, we are committed to serving our community with transparency and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We encourage you to explore our loan offerings further and see how they can align with your financial goals. For more information on eligibility or to apply for a loan, visit us online or give us a call at (608) 775-4715. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,274,144, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have solutions that fit your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,190,488 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits designed to assist you in building or maintaining your credit score while giving you access to funds when needed.

Loan Aggregator

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GUNDERSEN CREDIT UNION - La Crosse, WI