Gulf Credit Union Port Arthur TX | Best Auto Loans & Business Banking

Introduction

Welcome to Gulf Credit Union at our Mid County branch, located at 2779 Aero Dr B, Port Arthur, TX 77640. Since our establishment in 1941, we've been dedicated to serving our community and building strong relationships with our members. With a total membership of 23,993, we pride ourselves on being a trusted financial partner for individuals and families in the Port Arthur area. At Gulf, we understand that your financial needs are unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to you is reflected in our robust financial standing, boasting total assets of $316,098,143 and total deposits of $10,982,551. Led by our CEO, Todd Gaudin, and Board President Johnny Lewallen, our team of 82 employees is here to provide you with personalized service and expert guidance. Whether you're looking to open a checking account or secure a loan for your next vehicle purchase our experienced staff is ready to assist you every step of the way. While members can visit us at 2779 Aero Dr B, official correspondence should be sent to 2779 Aero Dr # B, Port Arthur, TX 77640. If you have any questions or need assistance, feel free to reach out at (409) 963-1191. Join us today at Gulf Credit Union where your financial goals become our mission! Visit us online at gecu.org or stop by during our operating hours: Monday through Thursday from 8:30 am to 5:00 pm and Friday from 8:30 am to 5:30 pm. Let us help you achieve your dreams!

Branch History & Mission

At Gulf Credit Union, we take pride in our rich history and steadfast commitment to serving the community of Port Arthur, TX. Established in 1941, our branch has grown alongside the local community, evolving from humble beginnings into a trusted financial institution that now serves nearly 24,000 members. Our branch is conveniently located at 2779 Aero Dr B, Port Arthur, TX 77640, a spot easily accessible for those in the area. Over the decades, Gulf has embraced changes and advancements in financial services while maintaining our core mission: to provide our members with quality financial solutions and exceptional service. With total assets exceeding $316 million, we have established ourselves as a pillar of support for families and businesses alike. Our goal is not only to offer reliable banking services but also to strengthen the community through various outreach programs and partnerships. Our mission statement embodies our dedication to fostering financial growth among our members while also giving back to the community. We believe that when our members thrive, so does the entire community. This commitment drives us to offer a wide range of services, including personal banking accounts, auto loans, mortgages, and business banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 2779 Aero Dr # B, Port Arthur, TX 77640. We are proud to offer modern conveniences like online banking and mobile payments alongside traditional services such as drive-thru banking and ATM access. Gulf Credit Union remains committed to ensuring ADA compliance and providing user-friendly digital platforms for all our members. As we continue to grow and adapt to new technologies, we remain focused on delivering personalized service that meets the unique needs of every member. As part of our dedication to community service, we actively engage in local outreach efforts designed to uplift and support those around us. From educational initiatives to charitable contributions, we strive to make a positive impact on the lives of our neighbors. We invite you to become a part of Gulf Credit Union's journey. Experience firsthand how we can help you achieve your financial goals while making a difference in your community. Join us today and discover the benefits of being a member of Gulf Credit Union! For more information or assistance, please call us at 409-963-1191.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and ample parking options to ensure everyone can visit us comfortably. Whether you prefer to walk in or use our drive-thru service, we've made it easy for you.

Contact Us

Have questions? We're here for you! Feel free to give us a call at 409-963-1191 for any inquiries or simply drop by to meet our friendly staff who are ready to assist you. We invite you to come experience the difference at Gulf Credit Union where your financial well-being is our top priority!

Nearby Landmarks

Situated near local favorites, our branch is easy to find. If you're headed out for errands, you'll find us close to the bustling area around Aero Drive. Just look for the welcoming sign that says "Gulf" and step inside!

Operating Hours

Our doors are open during convenient hours tailored to your busy schedule! You can visit us Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to noon. Our drive-thru is available Monday through Friday from 8 AM to 6 PM, making it simple to handle your banking needs on the go.

Services Offered

At Gulf Credit Union, we offer a wide array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Plus, enjoy the ease of online and mobile banking anytime you need it. With an ATM on-site and a basic drive-thru service for deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

At Gulf, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and welcoming! You can become a member if you live, work, worship, or attend school in the area surrounding our branch at 2779 Aero Dr B Port Arthur Tx 77640. We also invite your family members to join, making it easier for you to share the benefits of membership with those you care about. With a range of services tailored just for you like personal banking, auto loans, and online banking you'll find everything you need right here. If you're ready to take the next step towards membership or want more details about eligibility, please check out our resource page at https://www.gecu.org/general-notice-to-the-membership/. For any questions or assistance, feel free to give us a call at (409) 963-1191. We're excited to welcome you to our community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $52 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,690,598, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services make everyday transactions easier. Imagine a local café that can quickly process payments from customers using a simple mobile device setup. Or consider a retail store that can easily manage inventory while accepting various payment methods all streamlined through our services. This practical support allows you to focus on what you do best: running your business. Located at 2779 Aero Dr B Port Arthur Tx 77640 in Port Arthur, TX, we invite you to explore how our business banking solutions can empower your venture. Connect with us at (409) 963-1191 or visit our website for more information!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also understand that sometimes you need quick access to cash or wish to conduct simple transactions without stepping inside the branch. Our ATM services allow you to withdraw cash or check balances quickly. Additionally, our drive-thru banking provides a convenient way to complete deposits and withdrawals without leaving your vehicle. At Gulf, we prioritize making banking easy and accessible for all our members. We invite you to visit us at 2779 Aero Dr B Port Arthur Tx 77640 or give us a call at (409) 963-1191 if you have any questions or need assistance with any of our services. Ready to take control of your finances? Explore our offerings today! Visit us online at https://www.gecu.org/ or come by the branch we're here to help!

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are designed to help you grow your enterprise while managing cash flow effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Mid County offers robust online and mobile banking features, allowing you to manage your accounts from anywhere at any time. With services like mobile payments, person-to-person transfers, and easy access through our user-friendly app, handling your finances has never been easier.

Personal Banking Solutions

Our personal banking services cater to individuals and families seeking reliable options for managing their finances. From checking and savings accounts to help you manage your daily transactions and save for the future, we ensure that your money is working for you. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates tailored to fit your budget. Plus, we offer mortgage loans and refinancing solutions that can help make homeownership a reality or reduce your monthly payments on an existing mortgage. For those times when unexpected expenses arise, our personal loans and debt consolidation services can provide the necessary support to get back on track. And don't forget about our credit cards with rewards, which offer great perks for everyday purchases.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. For those who prefer mobile access, our user-friendly mobile application makes banking on-the-go simple. You can even make person-to-person transfers with just a few taps, ensuring that sending money to friends and family is quick and hassle-free. Security is a top priority for us. We provide electronic signature authorization, making it easy for you to sign important documents securely online. Plus, you can opt for e-statements instead of paper ones, helping you stay organized while also being environmentally friendly. And if you're a fan of mobile payments, you're in luck! Our system supports this feature, so you can pay for purchases right from your smartphone without fumbling for cash or cards. Managing your finances should be straightforward and accessible. With the advanced features offered at Gulf, you have all the tools you need for real-time account management right at your fingertips. Whether you're checking your balance or making a quick transfer, our digital banking services are here to support you every step of the way.

Financial Strength

At Gulf, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is backed by strong financial health, which you can trust. With a net worth of $33,384,629, we maintain robust financial strength. This solid foundation allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,054 further underscores our ability to weather economic fluctuations while continuing to provide loans and competitive savings rates. Members' savings are secured through $28,307,171 in share certificates and $27,136,580 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. We are dedicated to reinvesting in our community and enhancing your banking experience. With $26,155,240 in undivided earnings, we continually improve our banking tools, lending options, and security measures to serve you better. Our lending capacity is significant, with $5,338 in used auto loans and $175,525,302 in total loans and leases available to support your financial goals across various sectors. Although our net income is currently $0, this reflects our operational efficiency, ensuring that we can continue offering competitive loan rates and solid financial products for all members. We also take pride in having 77 full-time employees and 5 part-time employees who are always ready to assist you with knowledgeable support. Your trust means everything to us; that's why we have 44,629 total share accounts a sign of our growing member base that believes in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf is your trusted partner. Visit us at 2779 Aero Dr B Port Arthur Tx 77640 or call (409) 963-1191 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,400,638 in used vehicle loans and $35,521,184 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget and lifestyle.

Credit Lines

If you're looking for additional flexibility in managing your finances, our total credit lines amounting to $67,577,640 provide an excellent option. This can be particularly useful for covering unexpected expenses or making larger purchases without the need for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,482,369, make buying or refinancing simple. We strive to offer flexible terms that suit your financial situation, ensuring you can find the perfect solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with various benefits that can simplify your spending while offering rewards and incentives. For business owners, our outstanding commercial loans totaling $12,690,598 provide the capital needed to grow and expand your business operations. We are committed to supporting our local businesses as they thrive within our community. If you're interested in any of our loan products or would like more information about refinancing options, please reach out! You can contact us at (409) 963-1191, or visit us at 2779 Aero Dr B Port Arthur Tx 77640 in Port Arthur, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you today!

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Gulf