Gulf Credit Union Groves TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gulf Credit Union, your trusted financial partner located at 5140 W Parkway St, Groves, TX 77619. Since our establishment in 1941, we have dedicated ourselves to serving the community with integrity and care. As a proud member of the local area, we are here to support you in achieving your financial goals. At Gulf Credit Union, we believe that banking should be more than just transactions; it should be about building lasting relationships. With a total membership of 23,993 and assets exceeding $316,098,143, we are committed to providing personalized services tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we've got you covered. Our experienced team is led by CEO Todd Gaudin and Board President Johnny Lewallen, who ensure that every member receives the attention they deserve. With a workforce of 82 employees, our dedication to customer service is evident in everything we do. We strive to create an environment where everyone feels valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 5140 W Parkway St, Groves, TX 77619. Our commitment extends beyond just banking; we actively contribute to the growth and well-being of our community. As you explore our range of services including personal loans, credit cards with rewards, and business banking options we invite you to discover why so many choose Gulf Credit Union as their preferred financial institution. Feel free to reach out to us at (409) 963-1191 or visit our website at gecu.org for more information. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

Innovation & Accessibility

As part of our commitment to member satisfaction, Gulf Credit Union embraces digital advancements that enhance your banking experience. With online banking, mobile payment options, and electronic signatures available, managing your finances has never been easier. We also prioritize accessibility by ensuring compliance with ADA standards so that everyone can benefit from our services. While you can visit us at 5140 W Parkway St, please note that any official correspondence should be directed to the same address since it serves both as our branch and mailing location.

Join Us

With operating hours designed for your convenience Monday through Thursday from 8:30 AM to 5 PM, Friday until 5:30 PM, and Saturday mornings we invite you to come see what Gulf Credit Union has to offer. Our friendly team is always ready to assist you with personalized service tailored just for you. Join us today and discover how being part of Gulf Credit Union can enrich your financial life. Visit us in person or check out more about our services at Gulf's website. Together, let's build a brighter future!

Our Mission

At Gulf Credit Union, our mission is clear: we are dedicated to improving the financial well-being of our members while fostering a sense of community. We aim to provide a wide range of services from personal banking accounts and auto loans to business financing tailored to meet your unique financial goals. We pride ourselves on building relationships based on trust and transparency, ensuring that every member feels valued and supported. Our efforts extend beyond banking; we are deeply committed to community outreach and partnerships that uplift those around us. Whether it's through local events or educational programs, we strive to make a positive impact in Groves and its surrounding areas.

Branch Location & Accessibility

Accessibility Features

At Gulf Credit Union, we believe in making banking available for everyone. Our branch is ADA compliant and features ramps for easy access. No matter your needs, you can count on us to provide a welcoming environment for all members of our community.

Getting Here

Our branch is situated near several local landmarks, making it easy to find. If you're in the area, you might pass by the vibrant Groves Community Center or enjoy a stroll through nearby parks before or after your visit. Plus, we offer ample parking right outside the entrance, ensuring a hassle-free experience.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to accommodate your schedule. Our lobby is open from 8:30 AM to 5 PM Monday through Thursday, extending to 5:30 PM on Fridays. On Saturdays, we're here from 9 AM until noon. If you prefer drive-thru banking, you'll find service available Monday through Friday from 8 AM to 6 PM perfect for those on-the-go moments!

Services Offered

Gulf Credit Union offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options that fit your lifestyle. You can also take advantage of our ATM services for quick withdrawals and balance checks whenever you need them. While members can visit us at 5140 W Parkway St for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 409-963-1191.

Visit Us Today!

We invite you to stop by Gulf Credit Union in Groves! Experience our commitment to friendly service and discover how we can help with your financial goals. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Gulf is like joining a warm, welcoming family where your financial needs truly matter. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We value community and strive to support our members with personalized service and an array of financial products designed just for you. To learn more about who can become a member, feel free to check out our detailed eligibility information at https://www.gecu.org/general-notice-to-the-membership/. Opening an account is simple and straightforward! You can start the process online by visiting http://www.gecu.org/apply-for-a-loan, or give us a call at (409) 963-1191 if you have any questions. We're here to help you every step of the way as you take this important step towards better banking at our branch located at 5140 W Parkway St Groves Tx 77619. Join us today and experience the benefits of being part of something special!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $52 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,690,598, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, managing transactions efficiently is key to running a successful business. Our merchant services simplify payment processing, allowing you to focus on what you do best serving your customers. Picture this: a customer walks into your store, makes a purchase using their card, and the transaction goes through smoothly without any hassle. That's the kind of experience we aim to provide for both you and your clients. Visit us at 5140 W Parkway St Groves Tx 77619 in Groves, TX, or call us at (409) 963-1191 to learn more about how our business banking services can support your journey toward success!

Comprehensive List Of Services

Business Banking

For our business members, we have robust offerings as well. Our business banking services include merchant services that make transactions easier for your customers and various types of business loans to help you grow your enterprise.

Credit Cards & Rewards

To complement your spending needs, we provide credit cards with rewards that allow you to earn points on everyday purchases. This way, you can enjoy benefits while managing your expenses efficiently.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Gulf, we offer comprehensive online and mobile banking services. You can manage your accounts from anywhere, make payments, transfer funds, and even access cash through our ATMs without hassle. With features like mobile payments, checking balances, and making deposits right from your smartphone, banking has never been easier.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but may be short on time, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions quickly. Additionally, our ATM services ensure you have access to cash whenever you need it whether it's just checking your balance or making a quick withdrawal. Our team at Gulf, located at 5140 W Parkway St Groves Tx 77619, is ready to assist you with any questions about these services or help you get started today! Feel free to reach out by calling us at (409) 963-1191 during our lobby hours: Monday through Thursday from 8:30 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to noon. We invite you to experience the difference that personalized service can make in your financial journey. Visit us today or check out our website for more details on how we can serve you better!

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your day-to-day expenses and save for the future. If you're planning to purchase a new car or refinance your existing vehicle, our auto loans and vehicle financing options are here to assist you every step of the way. For those considering homeownership, our mortgage loans and refinancing services can help make that dream a reality. And if you need extra cash for unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services are available at competitive rates.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7 at https://www.gecu.org/, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. You can even make mobile payments using your smartphone, streamlining your shopping experience.

Mobile Access Anytime

For those who prefer managing their finances on the go, our mobile application offers all the features of online banking right at your fingertips. Whether you're checking balances or making transfers, you'll find everything you need in one convenient app. At Gulf, we're dedicated to making banking easier for you. With these digital services, managing your finances has never been more accessible or secure!

Security You Can Trust

Your security is our top priority. We provide electronic signature authorization for documents, giving you peace of mind while signing important agreements digitally. Plus, our commitment to secure online banking ensures that your personal information remains protected as you navigate your accounts.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your account statements online anytime. This not only keeps your financial documents organized but also helps reduce environmental waste.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 44,629, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf is your trusted partner. Visit us at 5140 W Parkway St Groves Tx 77619 or call (409) 963-1191 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $26,155,240 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,338 in used auto loans and $175,525,302 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $28,307,171 in share certificates and $27,136,580 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $33,384,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,054 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Strong Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,400,638 in used vehicle loans and $35,521,184 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to ensure that you can find the vehicle that fits your lifestyle without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $12,690,598 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're committed to providing the funding necessary for your success. At Gulf Credit Union, we believe in transparency and ease of access for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan offerings or how you can apply for one today, feel free to reach out at 409-963-1191 or visit us online at gecu.org. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,482,369, make buying or refinancing simple. We also offer competitive rates and various eligibility options to help you secure the financing needed for your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans available, our members benefit from straightforward solutions tailored for effective financial management.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers presented are fair and transparent.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. Loan offers come only from legitimate financial institutions, ensuring users can trust the information they receive. Additionally, LendMesh does not prioritize lenders based on paid promotions; it aims to provide unbiased results that help users make informed decisions. With real-time rate comparisons available from multiple institutions, users can easily assess their options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take advantage of these benefits and compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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