Gulf Credit Union Beaumont TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gulf Credit Union, your trusted financial partner in Beaumont, Texas! Located at 2360 Dowlen Rd, Beaumont, TX 77706, we have been proudly serving our community since 1941. With a commitment to providing exceptional financial services tailored to meet the needs of our 23,993 members, we strive to create a welcoming environment where you can feel secure about your financial future. At Gulf, we understand that every member has unique goals and aspirations. That's why we offer a diverse range of services, including personal banking, auto loans, mortgages, and business banking solutions. With total assets amounting to an impressive $316,098,143, and total deposits reaching $10,982,551, our robust financial foundation ensures that you receive reliable support whenever you need it. Our dedicated team of 82 employees, led by CEO Todd Gaudin and Board President Johnny Lewallen, is here to help you navigate your financial journey. Whether you're looking to open a new account or explore loan options like our total loans amounting to 12,706 we're ready to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2360 Dowlen Rd, Beaumont, TX 77706. For any inquiries or assistance, feel free to give us a call at 409-860-3600. Join us today and experience the difference that comes with being part of a community-focused credit union! Visit our website at www.gecu.org for more information or stop by during our lobby hours from Monday to Friday. Let's work together towards achieving your financial dreams!

Branch History & Mission

At Gulf Credit Union, we take pride in our rich history and unwavering commitment to our community. Established in 1941, our Beaumont branch has been a cornerstone of financial support for the residents of Beaumont, TX. Over the decades, we have grown from a small credit union to a trusted financial institution with a dedicated membership base of nearly 24,000 members and total assets exceeding $316 million. Located at 2360 Dowlen Rd, Beaumont, TX 77706, our branch is easy to find and conveniently situated near local landmarks that make it accessible for everyone. Our mission is clear: we strive to provide exceptional financial services while uplifting our community through various outreach programs and partnerships. At Gulf Credit Union, we believe that when our members succeed, our entire community thrives. Our mission statement emphasizes not just financial products but also support for individual growth and community development. We offer a wide range of services including personal banking, auto loans, mortgage refinancing, business banking solutions, and more. Additionally, we are proud to provide online and mobile banking options that make it easier than ever for our members to manage their finances on the go. While members can visit us at 2360 Dowlen Rd, official correspondence should be sent to the same address for your convenience. We also offer a drive-thru service for quick transactions and an ATM for easy cash withdrawals. Our operating hours are designed with our members in mind: lobby hours run Monday through Thursday from 8:30 am to 5:00 pm and Friday until 5:30 pm; drive-thru hours are Monday through Thursday from 8 am to 5 pm and Friday until 5:30 pm. Community involvement is at the heart of what we do. We actively participate in local events and initiatives aimed at bettering life in Beaumont. By fostering strong relationships with local organizations and businesses, we aim to create a supportive environment where everyone can flourish. We invite you to join us at Gulf Credit Union and experience firsthand the benefits of being part of a community-focused credit union. Whether you're looking for a loan, seeking advice on managing your finances, or wanting to get involved in local initiatives, we're here for you every step of the way. Together, let's build a brighter future! For more information or assistance, please call us at 409-860-3600 or visit our website at www.gecu.org.

Branch Location & Accessibility

Operating Hours

We understand that convenience is key when it comes to banking. That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM and extends until 5:30 PM on Fridays. If you prefer using our drive-thru service, we invite you to come by Monday through Thursday from 8:00 AM to 5:00 PM and until 5:30 PM on Fridays as well.

Services Offered

At Gulf Credit Union, we provide a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans, mortgage loans, and business banking options, we've got you covered. We also offer convenient ATM access for quick cash withdrawals and balance checks whenever you need them.

Visit Us Today!

With ample parking available right outside our branch, visiting us is a breeze! Our friendly staff is ready to assist you with any questions or transactions you may have. Don't hesitate to call us at 409-860-3600 if you have any inquiries before your visit. We look forward to welcoming you soon!

Member Eligibility

Welcome to Gulf, where becoming a member means joining a caring community that prioritizes your financial well-being. At Gulf, we believe in making banking accessible for everyone. If you live, work, or worship in the Beaumont area, you're likely eligible to join us. Our membership is designed to embrace individuals and families who share our values of community support and financial empowerment. Joining is simple! You can find all the details about eligibility on our website at https://www.gecu.org/general-notice-to-the-membership/ . Once you confirm your eligibility, opening an account is just a few steps away. We invite you to reach out to us at (409) 860-3600 if you have any questions or need assistance. Experience the benefits of being part of Gulf today; we're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $52 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,690,598, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that streamline payment processing for your business. Imagine being able to accept payments easily, whether online or in-person, allowing you to focus on what you do best running your business! Our solutions simplify transactions and enhance customer satisfaction. Let us be your trusted partner in navigating the financial landscape. Contact us today at (409) 860-3600 to learn more about how we can support your business goals!

Comprehensive List Of Services

Accessibility and Support

Our dedicated team is here to assist you with any questions or concerns you may have. Feel free to reach out to us at (409) 860-3600 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 5:30 PM for lobby service; drive-thru service is available Monday through Thursday from 8 AM to 5 PM and Friday from 8 AM to 5:30 PM. At Gulf, we're committed to providing comprehensive services that cater to your financial needs while ensuring accessibility and ease of use. We invite you to visit us or explore more about what we offer on our website at Beaumont. Your financial well-being is our priority!

Business Banking Solutions

For our business members, we recognize the importance of reliable financial support. Our business banking services, including merchant services and business loans, are designed to help your venture thrive. Whether you're just starting out or looking to expand, we have resources to assist you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Gulf, we offer robust online and mobile banking features. You can easily check balances, transfer funds, and even pay bills from anywhere. And if you ever need cash on the go, our ATM services allow for quick withdrawals and balance checks without any hassle. For members who prefer face-to-face interactions, our basic drive-thru banking services provide an easy way to handle deposits, withdrawals, and other simple transactions without leaving your car.

Personal Banking Services

Starting with personal banking, we know that having the right accounts can make a big difference. That's why we offer checking and savings accounts designed to help you manage your money effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you've always wanted. For those looking to purchase a home, our mortgage loans and refinancing solutions provide competitive rates and flexible terms. Sometimes life throws unexpected expenses your way, which is why we also offer personal loans and debt consolidation options. These are perfect for consolidating bills or handling unforeseen costs. Plus, with our credit cards with rewards, every purchase can earn you points toward exciting rewards.

Digital & Online Banking

Always Available

Our 24/7 online banking services ensure that you can check your account or manage transactions whenever it fits into your schedule. Whether it's early in the morning or late at night, we're here to support you. At Gulf, we prioritize your security and convenience in every aspect of our digital banking services. Join us today and experience how easy managing your finances can be!

Go Green with E-Statements

We know how important it is to reduce paper waste. That's why we offer e-statements that allow you to access your account statements online whenever you need them. No more cluttered mailboxes just straightforward access to your financial information.

Mobile Banking On the Move

For those who prefer managing their finances on their mobile devices, our mobile application is here for you! With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been easier. Imagine being able to pay a friend back instantly or make a quick purchase while out shopping all from the palm of your hand.

Online Banking Made Simple

With our online banking platform, available at https://www.gecu.org/ , you can view balances, pay bills, and transfer funds with just a few clicks. It's user-friendly and designed for your ease, making it simple for you to stay on top of your finances without any hassle. You can also sign documents electronically through our electronic signature authorization feature, which means no more waiting around for paperwork.

Financial Strength

A Growing Community

Total Share Accounts: 44,629, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf is your trusted partner. Visit us at 2360 Dowlen Rd Beaumont Tx 77706 or call (409) 860-3600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $26,155,240 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $5,338 in used auto loans and $175,525,302 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $28,307,171 in share certificates and $27,136,580 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $33,384,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,054 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $55,400,638 in used vehicle loans and $35,521,184 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you find the right financing option for your dream ride.

Business Loans

For business owners, our outstanding commercial loans totaling $12,690,598 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, our tailored solutions can help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,482,369, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your future home.

Refinancing Options

We understand that circumstances change. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process. We aim to help you save money and reduce your monthly payments whenever possible. If you have any questions or need assistance with applications, feel free to reach out to us at (409) 860-3600. Our team at Gulf, located at 2360 Dowlen Rd Beaumont Tx 77706, is dedicated to providing personalized service for all your lending needs. Let us help you take the next step toward achieving your financial goals today!

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans available. These cards come with no collateral required and can be a great way to build credit while enjoying various benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information presented is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without any hidden agendas or favoritism. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. You won't waste time sifting through outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the platform can be in aiding users to secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every comparison reflects fair and transparent offers, giving users confidence in the accuracy of the information they receive.

GULF CREDIT UNION