Gulf Winds Credit Union Tallahassee FL | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Gulf Winds, your trusted financial partner located at 1447 Mahan Dr, Tallahassee, FL 32308. Since our establishment in 1954, we have been dedicated to serving our community with a range of reliable banking services. With a growing membership base of over 83,000 members and total assets exceeding $1.2 billion, we pride ourselves on being a cornerstone of financial support for families and businesses in Tallahassee. At Gulf Winds, we understand the importance of building strong financial foundations. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our experienced team is here to guide you every step of the way. We currently manage a total loan portfolio of 45,859 loans and leases, ensuring that we can meet various lending needs effectively. While members can visit us at our branch location, official correspondence should be sent to the same address: 1447 Mahan Dr, Tallahassee, FL 32308. You can easily reach us at 850-479-9601, where our friendly staff is ready to assist you from 9 AM to 5 PM, Monday through Friday. Our leadership team, led by CEO Daniel Souers and Board President Bill Fritchman, is committed to upholding our mission of providing exceptional service and fostering financial wellness within the community. With a net worth of over $115 million and total deposits amounting to approximately $98 million, we are well-equipped to serve our members' needs today and into the future. Join us at Gulf Winds Credit Union where your financial goals matter. Visit our website at gogulfwinds.com or call us today to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Welcome to Gulf Winds, a vibrant part of the Tallahassee community since 1954. Our branch, located at 1447 Mahan Dr, has a rich history of serving our members with dedication and integrity. Over the years, we have grown from a small credit union into a thriving institution with a total membership of 83,916 and total assets exceeding $1.2 billion. This remarkable journey reflects our commitment to providing exceptional financial services while fostering community spirit. At Gulf Winds, our mission is clear: we strive to empower our members by offering accessible financial solutions that meet their unique needs. Whether it's personal banking, auto loans, or business financing, our goal is to support your financial journey every step of the way. We believe in more than just transactions; we aim to build lasting relationships with our members and uplift the communities we serve. Our branch operates from 9 AM to 5 PM Monday through Friday, making it convenient for you to stop by for assistance or inquiries. We also provide drive-thru banking for quick and easy service and an ATM on-site for your convenience. If you need to reach us by mail, official correspondence can be sent to our mailing address at 1447 Mahan Dr, Tallahassee, FL 32308. Throughout our history, we've embraced technology while maintaining a personal touch. From online banking to mobile payments, we're committed to ensuring that our services are both user-friendly and compliant with ADA standards. Our commitment extends beyond banking; we actively participate in community outreach initiatives aimed at making a positive impact right here in Tallahassee. As we look toward the future, we invite you to join Gulf Winds and experience the benefits of being part of our family-oriented credit union. Together, we can work towards achieving your financial goals while strengthening the fabric of our community. Reach out today at 850-479-9601 or visit us online at gogulfwinds.com to learn more about how we can help you thrive!

Branch Location & Accessibility

Accessibility Features

At Gulf Winds, we believe that everyone should have access to financial services. Our location is ADA compliant and features ramps for easy entry. We also offer ample parking space, so you can visit us without any hassle.

Nearby Landmarks

Our branch is just a short drive from popular spots like the Tallahassee Mall and the Florida State University campus, making it easy to stop by for your banking needs while you're out and about.

Operating Hours

We know that life can get busy, which is why we are open Monday through Friday from 9 AM to 5 PM. Stop by during these hours for personalized service from our dedicated team who is always ready to assist you.

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and offers basic drive-thru banking services for your convenience. Whether you're looking to open a checking account, apply for an auto loan, or ask about our credit card options with rewards, we're here to help you navigate your financial journey. While members can visit us at 1447 Mahan Dr, official correspondence should be sent to the same address as our mailing address: 1447 Mahan Dr, Tallahassee, FL 32308. If you have any questions or would like more information about our services, feel free to call us at 850-479-9601. We look forward to welcoming you into the Gulf Winds family!

Member Eligibility

Becoming a member of Gulf Winds is like stepping into a welcoming community that puts your financial well-being first. If you live, work, or worship in the area, you're likely eligible to join us! We believe in inclusivity and support for everyone, so whether you're just starting out or looking to enhance your financial journey, we're here for you. To dive deeper into the eligibility requirements, feel free to check out this link: https://www.gogulfwinds.com/membership/join/ . Joining is simple and opens the door to a world of benefits tailored just for you. From competitive rates on loans and savings accounts to personalized services that cater to your needs, our members enjoy a range of advantages that make banking easier and more rewarding. Ready to get started? You can open your account online in just a few minutes by visiting https://online.gogulfwinds.com/gwfcuonline/sdk/autoenrollmente2e , or give us a call at (850) 479-9601 if you have any questions. We're excited to welcome you to Gulf Winds, located at 1447 Mahan Dr Tallahassee Fl 32308!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This funding allows local entrepreneurs to invest in new equipment, expand their facilities, or even hire more staff. - While we focus on our members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who may not yet be part of our family. - With an outstanding commercial loan portfolio of $15,068, we continue to drive economic growth by financing new and expanding businesses right here in Tallahassee, FL.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine having a reliable way to accept payments from customers quickly and securely, whether they pay with a card or mobile wallet. This means less time worrying about transactions and more time focusing on what truly matters growing your business. With our tailored approach and local expertise at Gulf Winds, you can trust that we're invested in your success. Let us partner with you on your journey toward achieving your business goals!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that streamline payment processing to business loans that help you expand or improve your operations, Gulf Winds is committed to supporting local businesses in Tallahassee.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. Our robust online and mobile banking features allow you to manage your accounts from the palm of your hand. You can check balances, make transfers, and even pay bills with just a few taps on your smartphone. Additionally, our ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, ensure that accessing your money is both convenient and secure.

Financial Flexibility

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether you need funds for an emergency or want to simplify your finances by consolidating debt, we're here to help. Plus, our credit cards with rewards allow you to earn points on your purchases, making every dollar count towards something special.

Home Financing Solutions

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services provide competitive rates and flexible terms. We know that buying a home is one of the most significant financial decisions you'll ever make, and our team is here to guide you through every step of the process.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming, which is why we offer a variety of personal banking options. Whether you're looking for checking or savings accounts, we've got you covered with accounts designed to help you save for the future while giving you easy access to your money. If you're in the market for a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car without breaking the bank.

We're Here for You

Whether you're visiting us at our branch or connecting through digital channels, Gulf Winds is committed to providing top-notch service tailored just for you. If you have any questions about our services or would like assistance in opening an account, don't hesitate to call us at 850-479-9601 during our lobby hours from 9 AM to 5 PM Monday through Friday. Explore how Gulf Winds can enhance your financial journey today! Visit us online at gogulfwinds.com or stop by our branch we look forward to serving you!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.gogulfwinds.com/ , you can check your account balance, transfer funds, and pay bills anytime, anywhere. Our platform is user-friendly, ensuring that even those who aren't tech-savvy can navigate it with ease. Plus, if you prefer to manage your accounts on the go, our mobile application makes banking from your smartphone simple and efficient.

Smart Features for Your Needs

Enjoy the added benefit of e-statements, which provide a secure way to view your monthly statements without the clutter of paper. You can also take advantage of electronic signature authorization to quickly complete transactions from the comfort of your home. If you're looking to send money to friends or family, our person-to-person transfers feature allows you to do just that with a few taps on your phone.

Stay Secure and In Control

Security is our top priority at Gulf Winds. We implement robust measures to protect your information while giving you real-time access to your accounts. Whether you're making mobile payments or accessing your accounts online, you can rest assured that your financial data is safe with us. In short, our digital and online banking services are tailored for today's busy lifestyles, making it easier than ever for you to manage your finances securely and conveniently. Experience all these features today by visiting us at https://www.gogulfwinds.com/ !

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 159,669, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we are well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is your trusted partner. Visit us at 1447 Mahan Dr Tallahassee Fl 32308 or call (850) 479-9601 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $825,583 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 236 full-time employees and 3 part-time employees who are dedicated to providing you with knowledgeable service.

Reinvestment for Growth

With $112,975,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $17,489 in used auto loans and $836,407,566 in total loans and leases, helping our members achieve their financial goals across various sectors.

Solid Financial Foundation

With a net worth of $115,946,901, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $963 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $344,637,989 in used vehicle loans and $96,266,648 in new vehicle loans, helping our members get on the road efficiently and affordably. Whether you're eyeing a brand-new model or a reliable used car, our auto loan options can fit your budget and preferences.

Commercial Loans

For business owners, our outstanding commercial loans totaling $15,068 provide the capital needed to grow and expand your business. We understand the unique challenges entrepreneurs face and are here to support you every step of the way. We believe in empowering our members with the right financial tools. If you're considering refinancing or want to learn more about eligibility options for any of these products, feel free to reach out to us at 850-479-9601 or visit us during our operating hours from 9 AM to 5 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Gulf Winds help you navigate your financial journey with confidence!

Credit Lines

For those looking for more flexibility in their borrowing needs, our total credit lines amount to $415,291,043. This allows you to access funds when needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $40,895,221, making buying or refinancing simple. We offer competitive rates and flexible terms to ensure your path to homeownership is as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also provide flexible terms on unsecured credit card loans, with a total of $30,813,688 in loans available. This option allows our members to manage their finances effectively while enjoying the benefits of a credit card.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. You can trust that the comparisons reflect current market conditions and legitimate financial products.

GULF WINDS CREDIT UNION