GULF WINDS CREDIT UNION

Welcome to Gulf Winds, your trusted partner in financial growth and community support, located at 220 E Nine Mile Rd, Pensacola, FL 32534. Since our establishment in 1954, we have proudly served over 83,916 members, helping them achieve their financial goals with personalized services and a commitment to excellence. At Gulf Winds, we understand that each member's journey is unique. With total assets exceeding $1.2 billion and total deposits of $97,821,083, we are equipped to provide a wide range of services tailored to meet your needs. Our dedicated team of 239 employees, led by CEO Daniel Souers and Board President Bill Fritchman, works tirelessly to foster a welcoming environment where you can feel secure in your financial choices. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 220 E Nine Mile Rd, Pensacola, FL 32534-3145. Whether you're looking for competitive loan options over 45,859 loans currently serviced or simply want to manage your savings better with our various deposit accounts, we are here to help. With a net worth of $115,946,901 and cash in hand amounting to $10,602,075, Gulf Winds is not just a credit union; we're an integral part of the community dedicated to empowering our members. We invite you to explore our offerings online at gogulfwinds.com or give us a call at (850) 479-9601. Let's embark on this financial journey together!

At Gulf Winds, we believe that becoming a member is more than just opening an account; it's about joining a community that cares for you and your financial well-being. If you're interested in becoming part of our family, we welcome anyone who lives, works, or worships in our service area, as well as those related to existing members. This inclusive approach means that many people can enjoy the benefits of membership. You can explore all the details about eligibility by visiting our website at https://www.gogulfwinds.com/membership/join/ . Once you find out you're eligible, opening an account is a breeze! Just visit us at our branch located at 220 E Nine Mile Rd Pensacola Fl 32534, or give us a call at (850) 479-9601 for assistance. We're here to help you every step of the way, so don't hesitate to reach out! Joining Gulf Winds means gaining access to great services and support tailored just for you. Your journey toward better banking starts here!

At Gulf Winds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation that ensures your financial well-being. With a net worth of $115,946,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 963 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $112,975,206 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,489 in used auto loans and a total of $836,407,566 in loans and leases. Our operational efficiency is highlighted by a net income of $825,583, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 236 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 159,669, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is your trusted partner. Visit us at 220 E Nine Mile Rd Pensacola FL 32534 or call 850-479-9601 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*