Gulf Winds Credit Union Pensacola FL | Quick Personal Loans & Business Banking

Introduction

Welcome to Gulf Winds, your trusted financial partner located at 220 E Nine Mile Rd, Pensacola, FL 32534. Since our establishment in 1954, we have been dedicated to serving our community with a strong commitment to providing exceptional banking services. With a robust membership of over 83,916 and total assets exceeding $1.2 billion, we stand ready to meet your financial needs. At Gulf Winds, we understand that banking is more than just transactions; it's about building relationships. Our team of 239 employees, led by CEO Daniel Souers and Board President Bill Fritchman, is here to guide you through every step of your financial journey. Whether you're looking for auto loans, mortgages, or personal banking services, we're equipped with the tools and expertise you need. We proudly manage total deposits of $97,821,083 and offer a variety of loan options totaling 45,859. Our net worth stands at an impressive $115,946,901, ensuring that we are financially stable and able to support our members' aspirations effectively. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 220 E Nine Mile Rd, Pensacola, FL 32534. Feel free to reach out to us at 850-479-9601 for any inquiries or assistance. Explore what Gulf Winds can do for you today! Visit our website at gogulfwinds.com or stop by our branch to learn more about how we can support your financial goals. Your journey towards financial empowerment begins here!

Branch History & Mission

Commitment to Innovation

We recognize the importance of staying current with technology while maintaining accessibility for all members. Our branch offers a variety of digital services including online banking, mobile payments, and e-statements. For those who prefer face-to-face interaction, we provide drive-thru banking for quick transactions and ATM access for added convenience. While you can always reach us at our branch address, official correspondence should be sent to 220 E Nine Mile Rd, Pensacola, FL 32534 if needed. Our dedicated team is available Monday through Friday from 9 AM to 5 PM, with Saturday hours from 9 AM to 12 PM for your convenience.

Join Us

As we continue to grow and serve our community, we invite you to become a part of the Gulf Winds family. Experience the benefits of membership today! For more information on how to join us or learn about our services, please visit our website or call us at 850-479-9601. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: to empower our members with the financial tools they need while fostering a sense of community and belonging. We believe in making banking accessible and straightforward for everyone. Whether you need personal banking services like checking and savings accounts or loans for vehicles and homes, we strive to meet your needs with personalized care. At Gulf Winds, we understand that financial health goes beyond just transactions; it's about building relationships. This is why we prioritize community outreach initiatives and partnerships that uplift those around us. We are committed to supporting local events and programs that make Pensacola a better place to live.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking available right outside, including designated spaces for those who need them. We ensure that everyone can access our services comfortably, with features like ADA-compliant entrances and ramps.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, and our drive-thru service is available on Saturdays from 9 AM to 12 PM. This means you have plenty of time throughout the week and weekend to stop by or reach out to us by phone at 850-479-9601.

Services Offered

At Gulf Winds, we provide a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have you covered. Plus, enjoy the convenience of ATM access and basic drive-thru banking for quick transactions like deposits and withdrawals. While members can visit us at 220 E Nine Mile Rd, official correspondence should be sent to the same address since our mailing address is the same. We invite you to come see what Gulf Winds has to offer or give us a call if you have any questions. Your financial journey starts here!

Member Eligibility

At Gulf Winds, we believe that joining our community is like stepping into a family dedicated to supporting your financial journey. If you're looking to become a member, you'll be glad to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. Whether you're seeking a safe place for your savings or need guidance on loans and financial services, we're here for you! To get more detailed information about our membership criteria, feel free to check out this link. Opening an account with us is straightforward and welcoming. Simply visit our website or give us a call at (850) 479-9601 to learn more about the process. We are located at 220 E Nine Mile Rd Pensacola Fl 32534, ready to assist you in making the most of your membership experience. Join us today and discover the benefits of being part of the Gulf Winds family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. If you're exploring options as a non-member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services help streamline transactions so you can serve your customers better and keep your cash flow steady. With us, you have reliable support right at your fingertips. With an outstanding commercial loan portfolio of $15,068, we continue to drive economic growth by financing new and expanding businesses in Pensacola, FL. Let's work together to turn your vision into reality! For more information, visit us at 220 E Nine Mile Rd Pensacola Fl 32534 or call us at (850) 479-9601.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to purchase a new car? Our Auto Loans & Vehicle Financing solutions make it simple and affordable. With competitive rates and flexible terms, you can drive off the lot knowing you've made a smart financial decision. Plus, our experienced staff is ready to guide you through the process every step of the way.

Business Banking Solutions

For business owners in our community, Business Banking services are crucial for growth. From merchant services that simplify payment processing to tailored business loans, we're committed to helping you achieve success without the hassle.

Convenient Access

We understand how busy life can get; that's why we also provide convenient access through ATM & Cash Withdrawal Services and basic drive-thru banking for quick transactions like deposits and withdrawals. Our branch features both an ATM and drive-thru service so that you're never far from accessing your funds when you need them. As part of our commitment to convenience, we also encourage members to take advantage of our digital banking features like e-statements and mobile payments that allow you to manage your finances anytime, anywhere. Feel free to reach out at (850) 479-9601 or visit us at 220 E Nine Mile Rd Pensacola Fl 32534 during our operating hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We're excited to serve you! To learn more about all we offer or start any banking processes today, visit us online at Nine Mile Branch. Your financial journey starts here!

Credit Cards with Rewards

Don't forget about our rewarding credit card options! Our Credit Cards with Rewards give you points for every dollar spent. It's an excellent way to earn benefits while making everyday purchases.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're looking to refinance your current mortgage, we offer comprehensive Mortgage Loans & Refinancing options. We'll work with you to find the best plan that suits your budget while providing expert advice on navigating the housing market.

Personal Banking

Managing your day-to-day finances is easier with our Personal Banking services. We offer checking and savings accounts tailored to fit your lifestyle. Imagine having quick access to your funds through Online & Mobile Banking, letting you check balances, transfer money, and pay bills right from your smartphone. For those unexpected expenses, our Personal Loans & Debt Consolidation options can help lighten the load.

Digital & Online Banking

Key Features

Our commitment to security means you can bank with peace of mind. We offer electronic signature authorization for important documents, ensuring that your transactions are not only convenient but also secure. And if you prefer going paperless, our e-statements provide a quick and easy way to keep track of your finances without the clutter. Our mobile application further enhances your banking experience by offering features like mobile payments. This allows you to make purchases directly from your phone no wallet needed! Whether you're out shopping or grabbing coffee, managing your funds has never been easier. Accessibility is key at Gulf Winds. We believe that everyone should have control over their financial lives. With all these services available at your fingertips, you can manage your accounts in real time, whether you're at home or on the go. Join us at Gulf Winds and experience the ease of digital and online banking today!

Financial Strength

Growing Together

We have a robust member base with a total of 159,669 share accounts, showing that many trust us with their finances. This community support drives us to work even harder for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is your trusted partner. Visit us at 220 E Nine Mile Rd Pensacola Fl 32534 or call (850) 479-9601 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $112,975,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,489 in used auto loans and $836,407,566 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $825,583, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 236 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $115,946,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $963 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $344,637,989 in used vehicle loans and $96,266,648 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options make it easy to drive away satisfied.

Business Loans

For business owners in need of capital to grow and expand their ventures, our outstanding commercial loans totaling $15,068 provide the support you need. We're dedicated to helping local businesses thrive by offering tailored loan solutions. At Gulf Winds, we're committed to making financial success accessible for all our members. If you're interested in any of our loan offerings or want more information about refinancing options and eligibility criteria, don't hesitate to reach out! You can contact us at 850-479-9601 during our operating hours from 9 AM to 5 PM on weekdays and from 9 AM to 12 PM on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Credit Cards

Managing day-to-day expenses is easier with our total credit lines of $415,291,043. For added flexibility in your spending, we also offer unsecured credit card loans totaling $30,813,688. These credit cards come with flexible terms that help you manage your finances effectively while earning rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,895,221, make buying or refinancing simple. We offer various mortgage products designed to meet your needs. If you're interested in refinancing your current mortgage or exploring eligibility options for a new loan, we can guide you through the process.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. By gathering information directly from trusted financial institutions, LendMesh guarantees that users have access to accurate and up-to-date loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the rates displayed are genuinely the best available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions without feeling rushed or pressured. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has positively impacted real users by simplifying their search for better loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GULF WINDS CREDIT UNION