Gulf Winds Credit Union Pensacola FL | Quick Personal Loans & Business Banking

Introduction

Welcome to Gulf Winds, your trusted partner in financial services located at 1444 Creighton Rd, Pensacola, FL 32504. Since our establishment in 1954, we've been dedicated to serving our community with integrity and a personal touch. With a strong membership base of over 83,916 members and total assets amounting to an impressive $1,202,490,047, we are proud to be a reliable choice for your banking needs. At Gulf Winds, we believe in empowering our members. We offer a wide array of financial products including auto loans, mortgages, and personal loans designed to help you achieve your goals. Our total deposits stand at $97,821,083, showing the trust our members place in us. With more than 239 employees ready to assist you, we are here to provide personalized service tailored to your needs. Under the leadership of CEO Daniel Souers and Board President Bill Fritchman, we prioritize transparency and community engagement. Our commitment goes beyond just numbers; it's about building lasting relationships that foster growth and prosperity for all our members. While you can visit us at our branch location for face-to-face assistance, remember that official correspondence should be sent to our mailing address at 1444 Creighton Rd, Pensacola, FL 32504. We invite you to experience the difference at Gulf Winds. Whether you're looking for financial advice or need help with transactions, we're just a phone call away at 850-479-9601. Discover how we can support your financial journey today! Visit us online at gogulfwinds.com for more information or to open an account!

Branch History & Mission

Community Commitment

At Gulf Winds, we don't just focus on numbers; we prioritize relationships. We partner with local organizations and schools to support various outreach efforts throughout Escambia County. From educational programs to community events, we aim to make a positive impact beyond just banking. As technology continues to shape how we interact with money, we've embraced digital advancements without losing sight of personalized service. Whether it's through mobile payments or online account management, we're dedicated to ensuring our members have the tools they need at their fingertips.

Join Us Today

We invite you to become part of our family at Gulf Winds. Experience firsthand how our commitment extends beyond banking services; it's about building a better community together. Call us at 850-479-9601 or visit our website here for more information on membership eligibility or to open an account today!

Our Mission

Our mission at Gulf Winds is clear: we strive to empower individuals and families by providing exceptional financial services while actively supporting our community. We believe that everyone deserves access to quality banking options and resources that can improve their lives. With total assets of over $1.2 billion, we continue to innovate and adapt to meet the needs of our members. In addition to offering traditional banking services like checking and savings accounts, we also provide online and mobile banking for added convenience. We are proud to be ADA compliant and committed to enhancing accessibility for all members. Our drive-thru service allows for quick transactions without leaving your vehicle, ensuring that your banking experience is as smooth as possible.

Branch Location & Accessibility

Accessibility Features

Our branch ensures that everyone can access our services with ease. We have ample parking available for our members, including designated spots for those with disabilities. The building is ADA-compliant, featuring ramps and accessible entrances to make your visit as smooth as possible.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you need help with personal banking, auto loans, or any other services we offer, our friendly staff is ready to assist you during these hours.

Services Offered

At Gulf Winds, we pride ourselves on providing a range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your car! If you're in need of cash outside of business hours, don't worry our ATM is available for your convenience. While members can visit us at 1444 Creighton Rd for in-person services, official correspondence should be sent to the same address. Feel free to reach out to us at 850-479-9601 if you have any questions or need assistance before your visit. We look forward to welcoming you soon at Gulf Winds Creighton Branch!

Member Eligibility

At Gulf Winds, we're excited to welcome you into our community! Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. To qualify for membership, you simply need to live, work, worship, or attend school in the areas we serve, or have a family member who is already a member. It's as easy as that! We pride ourselves on being inclusive and supportive, so whether you're looking for personal banking solutions or planning for your future, you'll find the right fit with us. If you're ready to start your journey with Gulf Winds, opening an account is straightforward. Just visit us at our branch located at 1444 Creighton Rd Pensacola Fl 32504, or give us a call at (850) 479-9601 for any questions you might have. For more detailed information about eligibility criteria, feel free to check out our website at https://www.gogulfwinds.com/membership/join/ . We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, smooth transactions are crucial for any business. Our merchant services provide the tools necessary for easy payment processing. Picture this: a customer walks into your store, finds what they want, and pays effortlessly at the register using their card or mobile payment option. This convenience not only enhances customer satisfaction but also streamlines your operations. Located at 1444 Creighton Rd, Pensacola, FL 32504, we're just a call away at 850-479-9601. Let's work together to fuel your business's success!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored Business Banking services that include merchant services and business loans. Whether you're starting a new venture or looking to grow an existing one, we have resources available to support your goals.

Convenient Digital Banking

In today's fast-paced world, having access to your finances on-the-go is essential. That's why we prioritize Online & Mobile Banking features. With just a few taps on your phone or clicks on your computer, you can check balances, transfer money, and pay bills anytime, anywhere. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach.

Easy Access to Your Funds

Our branch also provides basic drive-thru banking for quick deposits and withdrawals. If you're in a hurry but still need to handle banking tasks, our drive-thru service is here for you! And with basic ATM access for cash withdrawals and balance checks available at multiple locations, managing your money has never been easier. At Gulf Winds, we strive to create an environment where financial services are not only comprehensive but also user-friendly. Our dedicated team is ready to assist you whether you're visiting us at our branch or using our digital platforms. Ready to take the next step? Call us at (850) 479-9601 or visit us online at Creighton Branch today! Let's work together towards achieving your financial goals.

Personal Banking Solutions

For individuals, we offer Personal Banking options that include both checking and savings accounts. These accounts help you manage your day-to-day finances while earning interest on your savings. If you're planning to buy a new car, our Auto Loans & Vehicle Financing can help you get behind the wheel with competitive rates and flexible terms. Are you thinking about buying a home? We provide Mortgage Loans & Refinancing to assist you in purchasing your dream house or refinancing an existing loan to lower your monthly payments. Additionally, if you find yourself needing extra funds for unexpected expenses, our Personal Loans & Debt Consolidation options can be a great solution. Don't forget about our Credit Cards with Rewards, which allow you to earn points on every purchase, giving you more value from your everyday spending.

Digital & Online Banking

Key Services

With our 24/7 online banking service, you can check balances, pay bills, and transfer money anytime, anywhere. Plus, if you prefer paperless options, our e-statements are readily available, allowing you to view your financial information without the clutter. Need to sign documents? Our electronic signature authorization makes it simple and secure to complete transactions from the comfort of your home.

Mobile Banking Features

For those who love using their smartphones, our mobile application brings all these services right to your fingertips. You can make mobile payments quickly and securely, ensuring that you're always ready for any purchase. Additionally, if you need to send money to friends or family, our person-to-person transfers feature allows for quick and hassle-free transactions.

Security and Support

At Gulf Winds, we prioritize your security while providing easy access to your accounts. Our robust systems protect your personal information while giving you real-time account management tools. Should you need assistance or have questions, our dedicated team is just a call away at (850) 479-9601. With all these features combined, managing your finances has never been simpler or more secure. Explore our digital banking solutions today at https://www.gogulfwinds.com/ and experience the convenience of banking with Gulf Winds!

Financial Strength

Dedicated Team

We also take pride in having 236 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your satisfaction is our top priority.

Growing Membership Base

Total Share and Deposit Accounts: 159,669, show a strong and growing member base that trusts us with their finances. Our solid foundation allows us to remain steadfast as your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is here for you. Visit us at 1444 Creighton Rd Pensacola Fl 32504 or call 850-479-9601 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $825,583 reflects our operational efficiency. This solid performance enables us to continue offering competitive loan rates and reliable financial products tailored for our members' needs.

Reinvestment for Growth

With $112,975,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide support across various sectors with $836,407,566 in total loans and leases and $17,489 in used auto loans available to help you meet your financial goals.

Strong Financial Position

With a net worth of $115,946,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 963 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for business solutions, we provide outstanding commercial loans totaling $15,068, giving entrepreneurs access to the capital they need to grow and expand their businesses. We believe that everyone should have access to the funds they need without unnecessary stress. That's why our eligibility options are designed to be accommodating and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan products today and see how Gulf Winds can help you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $34,963,978 in total auto loans. This includes $9,626,648 in new vehicle loans and $344,637,989 in used vehicle loans that are helping members get on the road smoothly. Whether you're considering financing a brand-new model or a reliable used vehicle, we are here to make your experience straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $40,895,221, allowing you to find a solution that fits your budget and lifestyle. If you're interested in refinancing your current mortgage for better terms or lower payments, ask us about our refinancing options today!

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans. With a total of $30,813,688 in unsecured credit card loans already helping members manage their finances effectively, you can enjoy peace of mind knowing that you have support when unexpected expenses arise.

Loan Aggregator

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GULF WINDS CREDIT UNION