GULF WINDS CREDIT UNION - Milton, FL

Welcome to Gulf Winds, your trusted financial partner in the heart of Milton, FL. Located at 5850 Highway 90, we have been serving our community since 1954, providing personalized banking solutions that make a real difference in the lives of our 83,916 members. With total assets exceeding $1.2 billion, we are dedicated to offering competitive rates and a wide range of services tailored to meet your needs. At Gulf Winds, we understand that every member's financial journey is unique. Whether you're looking for an auto loan, mortgage financing, or everyday banking services, our team is here to support you. We currently manage over $97 million in deposits and have approved more than 45,859 loans and leases, demonstrating our commitment to helping you achieve your financial goals. Led by our CEO, Daniel Souers, and Board President, Bill Fritchman, our experienced team of 239 employees is dedicated to creating a welcoming environment where members can feel confident about their finances. While members can visit us at 5850 Highway 90, official correspondence should be sent to the same address. With a strong net worth of over $115 million and cash reserves of around $10.6 million, Gulf Winds stands as a reliable pillar in the community. We believe in investing back into the community and are always looking for ways to enhance our services. If you want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us at 850-479-9601 or visit our website at gogulfwinds.com today. Join us and experience the benefits of being part of a cooperative that truly values its members!

At Gulf Winds, our journey began in 1954 with a simple yet powerful vision: to provide accessible financial services that empower our community. Located at 5850 Highway 90 in the heart of Milton, Florida, we have proudly served our members for decades. As we grew from a small credit union to one that now boasts over 83,000 members and assets totaling more than $1.2 billion, our commitment to community and service has remained unwavering. Over the years, we've reached significant milestones that reflect our dedication to enhancing the financial well-being of those we serve. From expanding our range of services such as personal banking, auto loans, mortgages, and business banking to embracing digital innovations like online banking and mobile payments, Gulf Winds has continuously adapted to meet the changing needs of our members. Our mission is clear: to foster financial growth and stability while enriching the lives of those in Milton and beyond. We strive to create a welcoming environment where everyone feels valued and supported. This mission drives us to engage in local partnerships and outreach efforts that extend our impact beyond traditional banking. While members can visit us at our branch address, official correspondence should be sent to 5850 Highway 90, Milton, FL 32583. We're here for you Monday through Friday from 9 AM to 5 PM, with Saturday hours available through our drive-thru service from 9 AM to 12 PM. At Gulf Winds, we pride ourselves on being more than just a financial institution. We are your neighbors and partners in progress. Our dedication to accessibility is evident through features like ADA compliance and ATM availability at our branch. Whether you need assistance with deposits or wish to explore loan options, our friendly staff is always ready to help. We invite you to join Gulf Winds today! Experience firsthand the benefits of membership and let us support your journey towards financial success. Visit us online or call us at 850-479-9601 for more information on how you can become a part of our thriving community. Together, let's build a brighter future!

Joining the Gulf Winds community is like stepping into a family that truly cares about your financial well-being. At our branch located at 5850 Highway 90 in Milton, Florida, we welcome individuals who share our values and goals. If you live, work, worship, or attend school in Santa Rosa County, you're likely eligible to become a member! We believe in making banking accessible and supportive for everyone, so if you have any questions about your eligibility, feel free to reach out to us at 850-479-9601. For more detailed information on eligibility criteria, visit our website at https://www.gogulfwinds.com/membership/join/ . Opening an account with us is straightforward and designed to be a positive experience. Once you confirm your eligibility, you can begin the easy process of becoming a member by visiting https://online.gogulfwinds.com/gwfcuonline/sdk/autoenrollmente2e . We're excited to help you take this important step towards securing your financial future with Gulf Winds!

At Gulf Winds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the solid financial foundation that allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $115,946,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 963 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $112,975,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,489 in used auto loans and a total of $836,407,566 in loans and leases. Our $825,583 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 236 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 159,669, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is your trusted partner. Visit us at 5850 Highway 90 Milton Fl 32583 or call 850-479-9601 to learn more about how we can help you achieve your financial goals.