Gulf Winds Credit Union Gulf Breeze FL | Affordable Auto Loans & Mortgage Rates

Introduction

Welcome to Gulf Winds at our Gulf Breeze Branch, located at 1300 Shoreline Dr, Gulf Breeze, FL 32561. Since our establishment in 1954, we have been dedicated to serving our community with a commitment to excellence and trust. As a proud member of the Gulf Winds family, we are here to support you through every financial journey. With over 83,900 members, our focus is on providing personalized services tailored to your needs. We currently manage total assets of $1,202,490,047 and have successfully issued 45,859 loans and leases to help our members achieve their goals. Our robust financial standing is reflected in our total deposits of $97,821,083 and a net worth of $115,946,901, ensuring that your money is safe and sound with us. At Gulf Winds, we believe in making banking accessible for everyone. Our friendly team of 239 employees is ready to assist you with a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Led by our CEO, Daniel Souers, and Board President, Bill Fritchman, we strive to create an inviting atmosphere where all members feel valued and supported. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to the same address: 1300 Shoreline Dr, Gulf Breeze, FL 32561. Whether you're looking to open a new account or explore loan options, we're just a phone call away at 850-479-9601. Explore more about what we offer by visiting our website at gogulfwinds.com. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Community Engagement

We take pride in partnering with various local organizations and charities throughout the year. By participating in community outreach programs and events, we reinforce our belief that supporting each other leads to a brighter future for everyone involved. As we move forward, we invite you to join us on this exciting journey! Whether you're looking for personalized banking solutions or want to get involved in community initiatives, Gulf Winds is here for you every step of the way. Experience the benefits of membership today by contacting us at 850-479-9601 or visiting our website at Gulf Winds. Together, let's build a stronger community!

Growth Through Innovation

As we have evolved through the decades, so have our services. Today's members enjoy advanced digital banking options including online banking and mobile payments making managing finances easier than ever before. Our focus on customer satisfaction drives us to continually improve our services while ensuring compliance with ADA standards.

Our Location and Community Impact

You can find us at 1300 Shoreline Dr, Gulf Breeze, FL 32561, conveniently located near beautiful local landmarks and scenic waterfronts. This location allows us to be easily accessible for our members. Our dedicated team is here to serve you during our operating hours from 9 AM to 5 PM, Monday through Friday. We also provide convenient drive-thru banking and ATM services for those who prefer quick transactions on-the-go.

Our Mission

At Gulf Winds, our mission is clear: we strive to enhance the financial well-being of our members while giving back to the community. We are committed to providing personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. But beyond just financial services, we aim to support local initiatives that foster growth and development in Gulf Breeze and surrounding areas.

Branch Location & Accessibility

Welcome to Gulf Winds at our Gulf Breeze Branch, conveniently located at 1300 Shoreline Dr, Gulf Breeze, FL 32561. We understand that easy access is important for our members, and our branch is situated in a friendly area that's not far from popular local spots. Just a short drive away from the beautiful Gulf Breeze beaches and near scenic parks, you'll find us ready to help with all your banking needs. While members can visit us at 1300 Shoreline Dr, official correspondence should be sent to the same address. Our branch features ample parking space for your convenience and is designed with accessibility in mind, including ADA-compliant ramps for easy entry. At Gulf Winds, we prioritize your time. That's why our doors are open Monday through Friday from 9 AM to 5 PM, making it simple to stop by before or after work or during lunch. For those who prefer a quick visit, we also offer drive-thru banking services for deposits and withdrawals without having to leave your vehicle. And if you need cash on the go, our ATM is available for quick access. You can reach us easily at 850-479-9601 if you have any questions or want to learn more about our services. Whether you're interested in personal banking options like checking and savings accounts or looking into auto loans and credit cards with rewards, our friendly staff is here to assist you. We invite you to come visit us soon! Explore what Gulf Winds has to offer and see how we can help make your financial journey smoother.

Member Eligibility

At Gulf Winds, we believe in building a close-knit community where everyone feels welcome and valued. Becoming a member is an easy and rewarding process that opens the door to a world of benefits. If you live, work, or worship in the area, you're likely eligible to join us! We also embrace family members of current members, so you can share these advantages with your loved ones. To find out more about specific eligibility details, feel free to check out our website at https://www.gogulfwinds.com/membership/join/ . Joining is simple just visit us at our branch located at 1300 Shoreline Dr Gulf Breeze Fl 32561 or give us a call at (850) 479-9601 for assistance. We're here to help you every step of the way! Once you're a member, you'll enjoy personalized service and access to a variety of financial products tailored just for you. Ready to take the next step? You can open your account online by visiting https://online.gogulfwinds.com/gwfcuonline/sdk/autoenrollmente2e . We can't wait to welcome you into our Gulf Winds family!

Business Banking & Commercial Services

At Gulf Winds, we understand that running a business takes hard work, dedication, and the right financial support. That's why our business banking and commercial services are designed to help you thrive. Imagine having access to financing that allows you to invest in new equipment, expand your operations, or even open a new location. Our tailored commercial loan options make these dreams possible. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. In addition to loans, we offer merchant services that simplify payment processing. Picture this: your customers can pay easily with credit cards or mobile payments while you keep track of transactions effortlessly. This not only enhances customer satisfaction but also streamlines your operations. With an outstanding commercial loan portfolio of $15,068, we continue to drive economic growth by financing new and expanding businesses right here in Gulf Breeze, FL. Let us partner with you on your journey to success! For more information, visit us at 1300 Shoreline Dr Gulf Breeze Fl 32561 or call us at (850) 479-9601.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find our business banking services beneficial. From merchant services to business loans, we support local businesses in achieving their goals. Our team understands the unique challenges faced by small businesses and is ready to help you navigate them.

Convenient Access

We know that life gets busy, which is why we emphasize convenience in all our services. With basic drive-thru banking for deposits and withdrawals, along with easy ATM access for quick transactions, managing your finances has never been simpler. In addition to all these offerings, our digital banking features ensure that you're always connected to your finances. With mobile payments and person-to-person transfer capabilities, handling money matters on-the-go is a breeze. At Gulf Winds, we're committed to supporting our members' financial well-being every step of the way. If you have any questions or want to learn more about how we can assist you further, don't hesitate to reach out at (850) 479-9601 or visit us online at Gulf Breeze Branch. Join us today and discover how we can help you achieve your financial goals!

Credit Cards with Rewards

Looking for a credit card that offers benefits? We provide credit cards with rewards that can help you earn points on everyday purchases. This is just one way we strive to add value to your financial journey.

Mortgage Services

For those ready to buy their dream home, we offer mortgage loans and refinancing options that fit various financial situations. With personalized guidance throughout the mortgage process, we aim to simplify home buying for our members.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that are designed to help you manage your money effectively. Imagine easily tracking your spending with our online and mobile banking features, which allow you to access your accounts anytime, anywhere. You can also take advantage of our ATM services for quick cash withdrawals or balance checks.

Vehicle Financing and Loans

If you're considering purchasing a new car or refinancing your current vehicle, Gulf Winds offers competitive auto loans and vehicle financing options. Our team is here to assist you in finding the best loan that suits your budget. Additionally, we provide personal loans for debt consolidation or other financial needs, ensuring that you have flexible options available.

Digital & Online Banking

E-Statements & Security

Say goodbye to paper clutter! Our e-statements, available through our online services, allow you to view your financial information securely and conveniently. With electronic signature authorization available, signing documents is quick and hassle-free. We prioritize your security so you can focus on what matters most.

Mobile Banking Features

For those who prefer to bank from their smartphones, our mobile application brings banking right to your fingertips. Whether you're making person-to-person transfers or setting up mobile payments, everything is streamlined for ease of use. Enjoy the freedom of managing your accounts anytime and anywhere with just a few taps. Our digital offerings not only make banking easier but also empower you to stay in control of your finances in real-time. Join us at Gulf Winds and explore how our digital and online banking services can enhance your banking experience today!

Financial Strength

Dedicated Team Ready to Assist

We also take pride in having 236 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to guide you through every step of your financial journey.

Growing Membership Base

Our total share accounts stand at 159,669, showcasing a strong and growing member base that trusts us with their finances. This community trust fuels our ongoing efforts to provide exceptional service tailored to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is your trusted partner. Visit us at 1300 Shoreline Dr Gulf Breeze Fl 32561 or call (850) 479-9601 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

We prioritize our members' interests above all else. Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. This approach allows us to focus our resources on benefiting you through better loan rates and exclusive perks.

Reinvestment for Growth

With $112,975,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth translates into more options for you when it comes to your financial needs.

Strong Financial Position

With a net worth of $115,946,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further illustrated by our net worth ratio of $963, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $17,489 in used auto loans and $836,407,566 in total loans and leases available. Additionally, our operational efficiency is reflected in our $825,583, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $344,637,989 in used vehicle loans and $96,266,648 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make owning a vehicle accessible for everyone.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,895,221, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Other Financing Options

For those considering expansion or investment in business opportunities, our outstanding commercial loans totaling $15,068 provide the capital needed to grow and expand your ventures. If you're interested in any of these loan products, don't hesitate to reach out! Our dedicated team at Gulf Winds, located at 1300 Shoreline Dr Gulf Breeze Fl 32561 in Gulf Breeze, FL, is ready to assist you. Give us a call at (850) 479-9601 during our operating hours from 9 AM to 5 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're seeking a loan for personal use or business needs, we are committed to providing transparent support and guidance throughout your borrowing journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,813,688 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases or emergencies without the burden of collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach ensures that users receive fair and transparent offers when comparing loan options.

GULF WINDS CREDIT UNION