Gulf Winds Credit Union Crawfordville FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gulf Winds, your trusted partner in financial success, located at 11 Preston Cir, Crawfordville, FL 32327. Established in 1954, our credit union has been dedicated to serving our community for nearly seven decades. With a growing membership of 83,916, we take pride in providing personalized banking solutions tailored to meet the needs of every member. At Gulf Winds, we understand that financial security is important to you and your family. That's why we have amassed a robust total asset base of $1,202,490,047 and offer a diverse range of services including auto loans, mortgage loans, and business banking solutions. Our commitment is reflected in our impressive total deposits of $97,821,083 and a net worth of $115,946,901, showcasing our stability and reliability as a financial institution. Led by CEO Daniel Souers and Board President Bill Fritchman, our team is here to assist you with all your banking needs. We strive to create an environment where members feel valued and supported. Whether you're visiting us for everyday banking or looking for financial advice, our dedicated staff is ready to help. While members can visit us at 11 Preston Cir, official correspondence should be sent to the same address. If you need assistance or have questions about our services, don't hesitate to reach out at 850-479-9601 or explore more on our website at gogulfwinds.com. Join us today at Gulf Winds Credit Union where your financial journey begins!

Branch History & Mission

Gulf Winds has a proud history rooted in community service and financial empowerment. Founded in 1954, our branch located at 11 Preston Cir, Crawfordville, FL 32327, has been dedicated to providing exceptional financial services and support to our members for nearly seven decades. Over the years, we have grown into a trusted partner for individuals and families in Crawfordville, now boasting a total membership of 83,916. From our humble beginnings, Gulf Winds has continually evolved to meet the needs of our members. We take pride in our steady growth and significant achievements, including reaching total assets of over $1.2 billion. Our commitment to serving the community is evident not only in our financial offerings but also through various outreach initiatives that strengthen local ties. At Gulf Winds, we believe that financial services should go beyond transactions. Our mission is clear: to improve the financial well-being of our members while fostering a sense of community. This means offering personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We are here to help you achieve your financial goals with ease. While members can visit us at our Crawfordville location for all their banking needs, official correspondence should be sent to the same address: 11 Preston Cir, Crawfordville, FL 32327. Our operating hours are Monday through Friday from 9 AM to 5 PM, ensuring that we are accessible when you need us most. As part of our commitment to serve you better, we offer convenient ATM services and drive-thru banking options for quick transactions. In today's digital world, we also provide online and mobile banking features so you can manage your finances anytime, anywhere. Our dedication extends beyond just banking; it includes building partnerships within the community. Through various outreach programs and initiatives, we strive to make a positive impact on the lives of those around us. Join us at Gulf Winds as we continue this journey together! Experience the benefits of being part of a credit union that puts its members first. For more information or to become a member today, visit us online at gogulfwinds.com or give us a call at 850-479-9601. Together, let's build a brighter financial future!

Branch Location & Accessibility

Conclusion

We invite you to stop by Gulf Winds in Crawfordville today! Our friendly team looks forward to assisting you with all your banking needs. Come see how we can help make your financial journey smoother and more rewarding!

Nearby Landmarks and Accessibility

You can find us nestled in the heart of Crawfordville, just a short drive from popular spots like the Wakulla County Library and the local parks. This prime location ensures that you can easily fit a visit into your busy day. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for all members to feel welcome.

Operating Hours

We understand that convenience is key. That's why our lobby is open from 9 AM to 5 PM, Monday through Friday. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, we are here for you during these hours.

Services Offered

At Gulf Winds, we offer a variety of banking services tailored to fit your needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered! You'll also appreciate our ATM services available on-site for quick cash withdrawals and balance checks. Plus, if you're in a hurry, our drive-thru service allows you to complete simple transactions without leaving your car. While members can visit us at 11 Preston Cir Crawfordville Fl 32327, official correspondence should be sent to 11 Preston Cir, Crawfordville, FL 32327. If you have any questions or would like more information about our services, don't hesitate to give us a call at (850) 479-9601.

Member Eligibility

Becoming a member of Gulf Winds is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area or have family members who are already part of our community, you're likely eligible to join us! We welcome everyone with open arms, whether you're looking for savings accounts, loans, or just great customer service. The process is straightforward: just visit our website for detailed eligibility criteria at https://www.gogulfwinds.com/membership/join/, and you'll see how easy it is to become part of our supportive network. Once you're ready, you can open your account online by following this link: https://online.gogulfwinds.com/gwfcuonline/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to call us at (850) 479-9601 we're here to help!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify payment processing. Picture this: you run a busy café and need a reliable way to accept payments from customers quickly and efficiently. Our merchant services make it easy for you to keep your focus on serving delicious food rather than worrying about transactions. Located at 11 Preston Cir Crawfordville Fl 32327 in Crawfordville, FL, we're here to support local businesses like yours. Contact us at (850) 479-9601 to learn more about how we can partner with you on your journey to success!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $15,068, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Services

Our branch offers convenient ATM access for cash withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face transactions, our basic drive-thru service allows for quick deposits and withdrawals without leaving your car. With all these offerings at Gulf Winds, we aim to make banking not just a transaction but an experience that supports you every step of the way. If you're ready to explore our services further or have any questions, feel free to give us a call at (850) 479-9601 or visit us online at Crawfordville. Join us today and discover how we can help you achieve your financial dreams!

Business Banking

For our business members, Gulf Winds provides essential banking solutions like merchant services and business loans. We know how vital it is for businesses to have reliable financial support, and we're proud to offer resources that help you grow and thrive.

Credit and Debt Management

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help you regain control over your finances. Additionally, we offer credit cards with rewards, so every purchase can earn you points toward something special.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. That's why we have invested in robust online and mobile banking features. With just a few clicks on your smartphone or computer, you can manage your finances, pay bills, transfer funds, and even send money through our person-to-person payment service.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options. You can choose from checking and savings accounts that fit your lifestyle, making it easier to save for your goals or manage everyday expenses. If you're considering buying a car or need funds for another vehicle, our auto loans and vehicle financing options are designed to get you on the road quickly and affordably. We also provide mortgage loans and refinancing solutions for those looking to buy their dream home or lower their current mortgage payments.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer money all from the comfort of your home or on the go. Our mobile application makes this even easier, allowing you to carry your bank with you wherever life takes you. You'll also appreciate features like E-Statements, which let you receive your bank statements electronically, saving paper and providing quick access to your financial history. For those who prefer a personal touch in transactions, our person-to-person transfers feature allows you to send money directly to friends or family without hassle. Plus, with mobile payments, you can make purchases using your smartphone, simplifying everyday shopping.

Security and Ease of Use

We prioritize your security. Our use of electronic signature authorization ensures that your online transactions are safe and secure. You can trust that your information is protected while enjoying the convenience of managing your finances digitally. Whether you're at home, at work, or on the move, our services provide real-time account management that fits seamlessly into your lifestyle. So why wait? Experience the convenience of digital banking at Gulf Winds today! Visit us at https://www.gogulfwinds.com/ to learn more about how our online services can benefit you.

Financial Strength

Commitment to Member Growth

With $112,975,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $17,489 in used auto loans and $836,407,566 in total loans and leases. Our operational efficiency is highlighted by our $825,583, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 236 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Our dedication is reflected in the trust shown by our community evidenced by the 159,669 that represent a strong and growing member base trusting us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is your trusted partner. Visit us at 11 Preston Cir Crawfordville Fl 32327 or call (850) 479-9601 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Options

Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests, which is evident as we have $0 in non-member deposits. This allows us to focus our resources on benefiting you with better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $115,946,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we are well-equipped to meet your needs, whether you're looking to save or borrow. Our net worth ratio of $963 demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $344,637,989 in used vehicle loans and $96,266,648 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $15,068 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community. In addition to these loan products, we also provide options for refinancing existing loans. If you're looking for better rates or terms on your current debt, we can help explore eligibility options tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step in achieving your financial goals or want more information about our loan offerings at Gulf Winds located at 11 Preston Cir Crawfordville FL 32327, give us a call at 850-479-9601. We're here to help!

Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $30,813,688 helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,895,221, make buying or refinancing simple. We offer flexible terms to suit your needs and help you navigate the journey towards owning your home.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that you receive fair and transparent offers. Each lender included in our database is thoroughly vetted to guarantee that only legitimate financial institutions are represented.

Gulf Winds