Gulf Winds Credit Union Monroeville AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gulf Winds, your trusted financial partner right here in Monroeville, Alabama! Located at 456 S Alabama Ave, our Monroeville Branch has been serving the community since 1954, providing a range of financial services tailored to meet your needs. With a strong commitment to our members, we proudly support a thriving membership base of over 83,000 individuals and families. At Gulf Winds, we believe in making banking accessible and beneficial for everyone. Our total assets exceed $1.2 billion, reflecting our stability and dedication to serving our members effectively. We understand that every dollar counts, which is why we offer competitive rates on loans and savings products. Currently, we manage more than 45,000 loans and leases and have total deposits amounting to $97,821,083. Under the guidance of our CEO, Daniel Souers, and Board President, Bill Fritchman, our team of 239 employees is here to assist you with a variety of services ranging from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We pride ourselves on being more than just a bank; we are an integral part of the Monroeville community. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 456 S Alabama Ave, Monroeville, AL 36460. Feel free to give us a call at 850-479-9601 or explore our website at gogulfwinds.com for more information. Join us as we continue to make a positive impact in Monroeville. Your financial journey matters to us! Whether you're looking for personal loans, business banking solutions, or simply want to learn more about becoming a member, we're here to help you succeed. Visit us today or reach out we can't wait to serve you!

Branch History & Mission

Commitment to Innovation

As we continue our journey, we've embraced modern technology to enhance member experiences. With online banking options, mobile payments, and e-statements available, our services are designed for convenience and accessibility. While we don't currently offer ATMs or drive-thru services at this location, our commitment remains steadfast: providing a welcoming environment for all members who visit us during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday.

Join Us

We invite you to become part of the Gulf Winds family. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. Visit us at 456 S Alabama Ave or check out our website at gogulfwinds.com for more information on how you can join us in making a positive impact in Monroeville. Together, let's build a brighter financial future!

Our Mission

At Gulf Winds, we believe that everyone deserves access to quality financial services that empower them to achieve their goals. Our mission is to deliver personalized banking solutions ranging from checking and savings accounts to auto loans and mortgage refinancing that cater to the unique needs of our members. We strive to build lasting relationships based on trust and mutual respect. We also prioritize community support. From partnering with local organizations to sponsor events that uplift our neighbors, we are dedicated not just to banking but to making a real difference in the lives of those around us.

Branch Location & Accessibility

Welcome to the Gulf Winds Monroeville Branch, your friendly neighborhood credit union located at 456 S Alabama Ave, Monroeville, AL 36460. We're proud to serve the community of Monroe County and are easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or a detailed discussion about your financial goals, our branch is here to help. Located just a stone's throw from local landmarks like the Monroeville Park and the historical Old Courthouse Museum, our branch is perfectly positioned for convenience. You'll find ample parking available, making it easy to visit us. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can bank with ease. Our lobby hours are welcoming too! We're open from 8:30 AM to 4:30 PM, Monday through Friday, giving you plenty of time to stop by after work or during lunch breaks. While we currently do not have drive-thru services or ATM availability at this location, our dedicated team is always ready to assist you inside the branch. If you need any assistance or have questions about our services ranging from personal banking options like checking and savings accounts to loans and credit cards feel free to give us a call at 850-479-9601. We're eager to help you navigate your financial journey! So why wait? Visit us today at Gulf Winds Monroeville Branch and let us show you how we can support your financial needs!

Member Eligibility

At Gulf Winds, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, or have a family member who is already a member, you can join us! We value inclusivity and are excited to provide you with access to valuable financial services that can help you thrive. Not only will you enjoy benefits like competitive loan rates and personalized service, but you'll also become part of a community that prioritizes your financial well-being. To find out more about our eligibility criteria, feel free to visit our website at https://www.gogulfwinds.com/membership/join/. When you're ready to open an account, the process is straightforward just head over to https://online.gogulfwinds.com/gwfcuonline/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to give us a call at (850) 479-9601. We're here for you!

Business Banking & Commercial Services

Financing Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $15,068, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer essential merchant services that make transactions easier for your business. Imagine simplifying payments for your customers while keeping track of sales effortlessly. Our tools are designed to enhance the customer experience and improve your bottom line. Located at 456 S Alabama Ave Monroeville Al 36460 in Monroeville, AL, we invite local business owners to explore how our banking services can support their growth journey. For more information, give us a call at (850) 479-9601 or visit our website at https://www.gogulfwinds.com/.

Comprehensive List Of Services

Business Banking Support

For business owners, we know that having reliable financial tools is crucial for success. Our business banking services include essential merchant services and business loans to help you grow and manage your company effectively. Whether you're just starting out or have an established enterprise, we're here to support your journey.

Connect with Us

We invite you to experience the exceptional service at Gulf Winds. Our friendly staff is ready to assist you during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. If you have questions or need assistance, don't hesitate to reach out at 850-479-9601. Explore how our diverse range of services can empower you financially by visiting us in person or checking out more details on our website here. We're excited to partner with you on your financial journey!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking features that allow you to manage your accounts from anywhere at any time. With options for ATM access and cash withdrawal services, along with secure online transactions through our mobile app, you can handle your banking needs on the go.

Flexible Financing Options

Life can be unpredictable, and sometimes you may need additional support. Our personal loans and debt consolidation services provide flexible options for those unexpected moments or when you're looking to simplify your finances. Plus, with our credit cards featuring rewards, you can earn benefits on everyday purchases while enjoying the convenience of cashless transactions.

Personal Banking Solutions

We understand that everyone has unique financial needs. That's why our personal banking services include checking and savings accounts that help you manage your day-to-day expenses while earning interest on your savings. If you're looking to make a significant purchase or need some extra funds, our auto loans and vehicle financing options are here to help you get on the road quickly. For those considering homeownership, we offer mortgage loans and refinancing solutions tailored for various budgets.

Digital & Online Banking

At Gulf Winds, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, whether you're at home or on the go. With our services, you can take control of your banking right from your smartphone or computer. One of the standout features is our comprehensive online banking platform, available 24/7 at https://www.gogulfwinds.com/. This means you can check balances, pay bills, and transfer funds whenever it suits you. Plus, with e-statements available, you can access your financial statements anytime without the clutter of paper. It's a smart way to stay organized! For those who love convenience, our mobile application makes banking even simpler. Whether you want to send money through person-to-person transfers or make purchases using mobile payments, everything is just a tap away. And when it comes to security, rest assured that we use top-notch measures to keep your information safe. We also offer an electronic signature authorization feature, which allows you to sign documents electronically no more printing or mailing forms! This not only saves time but also helps reduce paper waste. At Gulf Winds, we strive to make banking accessible for everyone. Our user-friendly tools allow you to manage your accounts in real-time, ensuring that you are always in control of your finances. With our digital services, you can enjoy the convenience of banking on your terms!

Financial Strength

At Gulf Winds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know that your money is safe and secure, which is why we are proud to share our strong financial position with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $115,946,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 963 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $347,105,972 in share certificates and $77,957,093 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $112,975,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,489 in used auto loans and $836,407,566 in total loans and leases. Our operational efficiency is highlighted by our net income of $825,583, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 236 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at an impressive 159,669, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Winds is your trusted partner. Visit us at 456 S Alabama Ave Monroeville Al 36460 or call 850-479-9601 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $344,637,989 in used vehicle loans and $96,266,648 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so that you can drive away with confidence.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, Gulf Winds offers flexible lines of credit totaling $415,291,043. This can be an excellent option for managing unexpected expenses or making significant purchases without the need for a traditional loan. We also provide unsecured credit card loans with a total of $30,813,688 available. These cards come with flexible terms that help our members manage their finances effectively while enjoying the convenience of cashless transactions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,895,221, make buying or refinancing simple. We know that purchasing a home is a big step, and our team is here to guide you through the process.

Refinancing Options

If you currently have existing loans or mortgages that you're interested in refinancing for better rates or terms, our team is ready to assist you. We can help evaluate your current situation and guide you toward solutions that may save you money over time. For any inquiries about our loan offerings or eligibility criteria, feel free to reach out at 850-479-9601 or visit us at our branch located at 456 S Alabama Ave Monroeville AL 36460. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed decisions about your financial future.

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Gulf Winds