GULF TRUST FEDERAL CREDIT UNION

Welcome to Gulf Trust Federal Credit Union, your trusted partner in financial growth and community support, located at 2533 Denny Ave, Pascagoula, MS 39567. Established in 1972, we have proudly served our members for over five decades, creating a welcoming environment where your financial well-being is our top priority. At Gulf Trust, we believe that banking should be personal. With a total membership of 2,919 and a dedicated team of 10 employees, we work hard to provide services tailored to meet your unique needs. Our assets total an impressive $26,684,564, reflecting our commitment to the prosperity of our members and the community. Our offerings are diverse and designed for everyone from personal banking solutions such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also cater to businesses with our merchant services and business loans. With $2,081,863 in total deposits and a net worth of $5,256,467, you can trust us to safeguard your money while helping you achieve your financial goals. Led by CEO Jennifer Spiriti and Board President Lee Guy, Gulf Trust is not just about transactions; it's about building relationships. We understand the importance of having a reliable financial institution by your side. That's why we are always available for you whether through our drive-thru service from 7:30 AM to 5:00 PM or during lobby hours from 9:00 AM to 5:00 PM. While members can visit us at 2533 Denny Ave, official correspondence should be sent to the same address. If you're looking for a credit union that genuinely cares about its members and strives to make a positive impact in the community, look no further than Gulf Trust Federal Credit Union. Ready to take control of your financial future? Visit us or give us a call at (228) 762-0659 today!

Becoming a member of Gulf Trust is like joining a friendly neighborhood club where everyone supports each other's financial journey. Located at 2533 Denny Ave Pascagoula Ms 39567, we welcome anyone who lives, works, worships, or attends school in our community. If you're a family member of an existing member, you're also eligible to join us! We believe that financial services should be personal and accessible, so you'll find that becoming part of our credit union comes with many benefits. With competitive rates on loans and savings accounts, personalized service, and a strong commitment to community support, our members enjoy more than just banking; they become part of something special. The process to join is straightforward and welcoming. You can check all the eligibility details at http://www.gulftrustcu.org/membership for the most current information. If you're ready to take the next step or have questions about opening an account, feel free to reach out at (228) 762-0659. We're here to help you every step of the way!

At Gulf Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to serving you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $5,256,467, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,968 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,406,271 in share certificates and $43,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,121,271 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $204 in used auto loans and $17,412,459 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $106,685, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $159,512. Total Share and Deposit Accounts: 8,171, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Trust is your trusted partner. Visit us at 2533 Denny Ave Pascagoula Ms 39567 or call (228) 762-0659 to learn more about how we can help you achieve your financial goals.