Gulf Coast Educators Credit Union Pearland TX | Top Auto Loans & Business Banking

Introduction

Welcome to Gulf Coast Educators, your trusted financial partner located at 8000 Broadway St, Pearland, TX 77581. Established in 1948, we have proudly served our community for over 75 years, growing alongside our members and adapting to their needs. Our commitment to excellent service is reflected in our membership of 59,676 individuals and a robust asset base of $1,280,109,508. At Gulf Coast Educators, we believe that everyone deserves access to reliable financial services. With a total deposit figure of $51,815,491, we ensure that your money is safe and accessible. Our members benefit from a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that each financial journey is unique; that's why we're here to guide you every step of the way. Our leadership team, led by CEO Linda Lukaszewski and Board President Stephen Harrell, is dedicated to fostering a community-centric approach. Together with our team of 177 employees, we work tirelessly to create an environment where members can thrive financially. While you can always visit us at our branch location for personal assistance, please note that official correspondence should be sent to our mailing address: 5953 Fairmont Pkwy, Pasadena, TX 77505. Whether you're looking for guidance on loans over 38,552 approved or seeking financial advice tailored just for you, we invite you to connect with us. Call us at 281-487-9333 or explore our website at www.gcefcu.org for more information. Join us today and discover how Gulf Coast Educators can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Our commitment extends beyond traditional banking. We actively engage in community outreach initiatives aimed at enhancing the quality of life in Pearland and surrounding areas. Whether it's through financial literacy programs or local sponsorships, Gulf Coast Educators is dedicated to giving back. While members can visit us at 8000 Broadway St, official correspondence should be sent to 5953 Fairmont Pkwy, Pasadena, TX 77505 if necessary. For any inquiries or assistance, feel free to reach out to us at 281-487-9333. Join us at Gulf Coast Educators and experience firsthand how we can help you thrive financially while making a positive impact in your community. Together, let's build a brighter future!

Our Mission

Our mission is simple yet profound: to enhance the lives of our members by offering tailored financial services while fostering a spirit of community support. We believe that when our members succeed, so does the community. This guiding principle drives us to provide a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We are more than just a financial institution; we are your partners in success. With services such as online and mobile banking, ATMs available for your convenience, and drive-thru access during operating hours (Monday through Friday from 8:00 am to 5:00 pm), we strive to make banking easy and accessible for everyone.

Branch Location & Accessibility

Accessibility Features

At Gulf Coast Educators, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can enter and navigate our facility comfortably. We also have ample parking available right outside for your convenience.

Connect With Us

Ready to take the next step? We invite you to visit us at Gulf Coast Educators today or give us a call at 281-487-9333 for any questions you may have. Your financial journey matters to us, and we're here to help every step of the way!

Operating Hours

We understand that life can be busy! That's why we offer flexible hours tailored to fit your schedule. Our lobby is open Monday through Friday from 8:00 am to 5:00 pm, while our drive-thru service extends even further, operating from 7:00 am to 7:00 pm on weekdays and 9:00 am to 12:00 pm on Saturdays. We're closed on Sundays, giving our team a well-deserved day off.

Services Offered

Our branch provides a wide array of services designed to meet all your banking needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need quick access to cash? Enjoy the convenience of our ATM services available right here at the branch. Plus, if you're looking for simple transactions like deposits or withdrawals, our drive-thru is ready for you!

Member Eligibility

At Gulf Coast Educators, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to become part of our community, eligibility is straightforward and welcoming. You can join us if you live, work, worship, or attend school in the areas we serve or if you have a family member who is already a member. We're dedicated to providing financial services that enhance the lives of our members, so you'll enjoy benefits like competitive rates on loans and savings accounts, as well as personalized service tailored to your needs. To learn more about the specifics of membership eligibility and what it means to be part of Gulf Coast Educators, feel free to visit our detailed page at https://www.gcefcu.org/about-us/membership/. When you're ready to open an account, the process is simple! Check out our account opening details at https://myloan.gcefcu.org/, or give us a call at (281) 487-9333. We're here to help you take this exciting step toward achieving your financial goals.

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

In addition to loans, we provide comprehensive merchant services that make transactions easy. Imagine being able to accept payments quickly and securely, allowing you to focus on what matters most serving your customers. Our solutions are designed to streamline your operations so you can run your business more efficiently. Visit us at 8000 Broadway St Pearland Tx 77581 or give us a call at (281) 487-9333 to learn more about how our business banking and commercial services can help elevate your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? With our auto loans and vehicle financing options, purchasing your dream vehicle becomes a breeze. We offer competitive rates and tailored plans that fit your budget, ensuring you drive away with confidence. Our simple application process makes it easy for you to get started.

Business Banking Services

For entrepreneurs and small business owners in Pearland, we offer business banking services including merchant services and business loans. We're here to support your growth by providing the financial tools necessary for success.

Convenient Access Options

At Gulf Coast Educators, convenience is key. We boast ATM services for quick cash withdrawals and balance checks, alongside basic drive-thru banking options for deposits and simple transactions. You can easily manage your finances at times that work best for you. We invite you to visit us at 8000 Broadway St Pearland Tx 77581 or give us a call at (281) 487-9333 for more information about how we can assist you today. Discover how we can help you achieve your financial goals while enjoying the benefits of being part of our community at Pearland West Office!

Credit Cards with Rewards

Don't forget about our credit cards! They come with exciting rewards that allow you to earn points on every purchase. Whether it's cashback or travel rewards, using our credit card can turn everyday spending into something special.

Mortgage Loans & Refinancing

If owning a home is on your list of goals, look no further than our mortgage loans. We provide various mortgage options to suit first-time buyers and seasoned homeowners alike. Plus, if you're considering refinancing your existing mortgage for better terms or lower rates, our team can guide you through the process with ease.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to your everyday financial needs. Imagine easily accessing your money through our online and mobile banking services, allowing you to check balances, make transfers, and pay bills from anywhere. For those larger purchases or emergencies, our personal loans and debt consolidation options provide flexible solutions to help you regain control of your finances.

Digital & Online Banking

Key Features

Our online banking includes features like electronic signature authorization, which streamlines the process for signing documents securely. You can also sign up for e-statements, allowing you to receive your bank statements electronically no more waiting for the mail! If you're always on the move, our mobile application lets you manage your accounts right from your smartphone. Plus, with mobile payments enabled, making purchases has never been easier or faster. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds without any hassle. Whether it's splitting a dinner bill or sending a gift, it's all just a few taps away.

Security and Accessibility

We take security seriously at Gulf Coast Educators. All transactions are protected with robust security measures, ensuring that your information stays safe while you enjoy the convenience of online banking. Our platform is designed to be intuitive and easy to navigate, so even those who aren't tech-savvy will feel confident using it. In summary, Gulf Coast Educators provides a range of digital banking options that allow you to manage your finances efficiently and securely. Experience the freedom of banking on your terms today!

Financial Strength

At Gulf Coast Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice of financial partner. With a net worth of $186,552,220, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1454 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $352,130,855 in share certificates and $112,820,235 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $179,757,816 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $11,595 in used auto loans and an impressive $892,470,499 in total loans and leases available to help support your financial goals across various sectors. Our operational efficiency shines through with a net income of $4,190,990, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our dedication is reflected not only in our finances but also in the trust placed in us by our community. With 132,466 total share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast Educators is your trusted partner. Visit us at 8000 Broadway St Pearland TX 77581 or call 281-487-9333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,544,763 in used vehicle loans and $88,681,830 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to find the right fit for your budget.

Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,602,566 in loans helping members manage their finances effectively. Whether you need to cover unexpected costs or want to take advantage of rewards programs, our credit cards can provide the financial flexibility you need.

Credit Lines

For those looking for additional flexibility in managing their finances, our total credit lines available amount to $760,096,741. This gives you access to funds when you need them without having to go through the full loan application process each time. We are dedicated to ensuring that our members have the resources they need at every stage of their financial journey. For more details on our loan offerings or to explore eligibility options further, don't hesitate to reach out. You can contact us at 281-487-9333, visit us at 8000 Broadway St Pearland Tx 77581, or check out our website at Gulf Coast Educators. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,571,488, make buying or refinancing simple. We offer a variety of mortgage products designed to meet different needs and budgets. If you're interested in refinancing your current mortgage, we can guide you through eligibility options to help reduce your monthly payments or access cash for other expenses.

Loan Aggregator

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