Gulf Coast Educators Credit Union Pearland TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gulf Coast Educators, where your financial well-being is our top priority! Located at 1819 Broadway St Ste 109, Pearland, TX 77581, our credit union has proudly served the community since 1948. With a strong commitment to our members, we've built a trusted reputation that spans over seven decades. At Gulf Coast Educators, we are more than just a financial institution; we are a community partner dedicated to helping you achieve your financial goals. With a total membership of 59,676 and assets exceeding $1,280,109,508, we offer personalized services tailored to meet your unique needs. Our offerings include everything from checking and savings accounts to auto loans, mortgages, personal loans, and even business banking solutions. Our CEO, Linda Lukaszewski, along with Board President Stephen Harrell, leads a passionate team of 177 employees who are always ready to assist you. Whether you're looking for advice on managing your finances or exploring loan options, we're here for you every step of the way. In addition to our competitive rates and exceptional service, we take pride in being an integral part of the Pearland community. We believe in giving back and investing in local initiatives that make a difference in our members' lives. While members can visit us at our branch location in Pearland, official correspondence should be sent to 5953 Fairmont Pkwy, Pasadena, TX 77505. If you have any questions or need assistance, feel free to reach out at 281-487-9333. Explore our website at gcefcu.org for more information about our services or to get started with your account today! Come experience the difference with Gulf Coast Educators where your financial future is bright!

Branch History & Mission

Join Us

Our operating hours are Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to stop by or give us a call at 281-487-9333. We invite you to experience what sets Gulf Coast Educators apart. From exceptional service to tailored financial solutions, we're here for you every step of the way. Join us today and become part of a credit union that truly cares about its members and the community! Explore more about membership benefits on our website here, or start your journey with us by opening an account here. Together, let's build a stronger future!

Our Mission

At Gulf Coast Educators, our mission is simple yet profound: we strive to empower our members through accessible financial services while enhancing the communities we live in. We offer a wide range of products including personal checking and savings accounts, auto loans, mortgages, and business banking services all designed to meet your unique needs. Our focus on community support is evident through various outreach initiatives and partnerships that aim to uplift those around us. We understand that convenience matters in today's fast-paced world. That's why we provide essential digital banking solutions such as online banking and mobile payments, ensuring you can manage your finances whenever it suits you. Additionally, we are committed to accessibility for all members of our community. While you can visit us at our main location in Pearland, official correspondence should be directed to our mailing address at 5953 Fairmont Pkwy, Pasadena, TX 77505.

Branch Location & Accessibility

Convenience and Accessibility

At Gulf Coast Educators, we understand how important convenience is for our members. Our parking area provides ample space, and we have made sure our facilities are ADA compliant, featuring ramps and easy access points for everyone. Whether you need to pop in for a quick transaction or sit down for financial guidance, we have created an inviting atmosphere tailored just for you.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Friday from 8:00 AM to 5:00 PM. Unfortunately, we are closed on Saturdays and Sundays. So whether you're stopping by before work or during your lunch break, our dedicated staff is ready to assist you.

Services Available

Our Pearland East Office offers a variety of services designed with your financial well-being in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got what you need. Plus, enjoy the ease of ATM services right at our branch! While we don't currently offer drive-thru banking or shared service centers, our team is always available inside to provide personalized service tailored to your unique situation. For any questions or assistance, feel free to give us a call at 281-487-9333. We can't wait to welcome you in person and help you navigate your financial journey with confidence!

Member Eligibility

At Gulf Coast Educators, we believe that becoming a member is like joining a close-knit family where your financial well-being matters. If you're looking to become part of our community, you'll find that eligibility is quite inclusive! Anyone who works for or is associated with education in our local area can easily join us. This includes teachers, administrators, and even support staff. For those who live or work in Brazoria County or nearby areas, membership is also open to you! We invite you to explore the full details about eligibility at this link so you can see how easy it is to become one of us. Opening an account with Gulf Coast Educators is straightforward and welcoming. Once you've confirmed your eligibility, simply visit us at 1819 Broadway St Ste 109 Pearland Tx 77581 or give us a call at 281-487-9333. You can also start the process online by visiting this page. Joining our credit union means accessing a range of beneficial services designed to help you thrive financially while being supported by people who genuinely care about your success.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that can streamline your operations. Imagine having a payment processing system that fits seamlessly into your daily activities whether you're accepting payments online or in-store. Our tools help simplify transactions, allowing you to focus more on what matters: growing your business. Visit us at 1819 Broadway St Ste 109 Pearland Tx 77581 in Pearland, TX, or give us a call at (281) 487-9333 to learn how we can help empower your business today!

Comprehensive List Of Services

Business Banking Services

For business owners, we offer specialized services such as Merchant Services & Business Loans. If you're looking to expand or invest in new equipment, our team will work closely with you to find the right financing solutions that align with your business goals.

Convenient Access and Support

We know convenience matters. That's why at Pearland East Office, you'll find ATMs available for quick cash withdrawals and balance checks without the hassle of long lines. Plus, if you have questions or need assistance, don't hesitate to reach out! You can contact us at (281) 487-9333, and our friendly staff will be more than happy to help. Located conveniently at 1819 Broadway St Ste 109 Pearland Tx 77581, Pearland, TX 77581, we invite you to visit us during lobby hours from Monday through Friday between 8:00 AM and 5:00 PM. In today's fast-paced world, managing your finances shouldn't be complicated. With our comprehensive list of services designed for individuals and businesses alike, we aim to make banking simple and accessible for everyone. Ready to take the next step? Visit us online at https://www.gcefcu.org/ or come by our branch today!

Credit Options for Everyday Needs

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come in handy. Whether it's for emergencies or planned expenses, having access to credit can provide peace of mind. Plus, don't forget about our Credit Cards with Rewards a smart choice for everyday purchases that can help you earn points towards exciting rewards.

Financing Your Dreams

If you're thinking about purchasing a new car or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options have got you covered. We understand how important it is to secure competitive rates and flexible terms. Our experts are ready to guide you through the process so you can focus on what matters most getting behind the wheel or settling into your dream home.

Personal Banking Solutions

Managing your money should be easy and convenient. That's why we offer Personal Banking options like Checking & Savings Accounts that fit various lifestyles. Imagine being able to effortlessly check your account balance or transfer funds using our Online & Mobile Banking features. With just a few taps on your smartphone, you can handle banking tasks anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking platform lets you check balances, transfer funds, and pay bills anytime, anywhere. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also make mobile payments with just a few taps on your smartphone, allowing you to shop with ease and confidence. We know that security is important to you. That's why we offer electronic signature authorization for your convenience while ensuring that your transactions remain safe. Plus, with e-statements available, you can access your financial documents without the clutter of paper statements.

User-Friendly Experience

To enhance your banking experience, our mobile application is user-friendly and packed with features that help you manage your accounts in real-time. Whether you're checking transactions or transferring funds on the go, everything is right at your fingertips. At Gulf Coast Educators, we strive to provide accessible and easy-to-use services that fit into your lifestyle. With our digital banking tools, you can take control of your finances anytime you need. Join us today and discover how our online banking solutions can simplify your life!

Financial Strength

At Gulf Coast Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength that demonstrate our commitment to you. With a net worth of $186,552,220, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1454 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $352,130,855 in share certificates and $112,820,235 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $179,757,816 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is robust: with $11,595 in used auto loans and a total of $892,470,499 in loans and leases, we're equipped to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $4,190,990, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 132,466, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast Educators is your trusted partner. Visit us at 1819 Broadway St Ste 109 Pearland Tx 77581 or call 281-487-9333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Offerings

In addition to personal loans and credit options, we have total credit lines available amounting to $760,096,741, ensuring that whether you're planning a big purchase or need funds for an emergency expense, we've got you covered. Our commitment is to provide excellent service and support throughout your borrowing journey. If you're interested in learning more about your eligibility or how to apply for any of our loan products, please call us at 281-487-9333 or visit our website at gcefcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,544,763 in used vehicle loans and $88,681,830 in new vehicle loans already helping members get on the road. We provide flexible terms that make financing easy and accessible.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,571,488, making buying or refinancing simple. We also offer refinancing options that can help reduce your monthly payments or free up cash for other expenses.

Unsecured Credit Cards

Managing finances can be challenging, but our flexible terms on unsecured credit card loans totaling $30,602,566 help members navigate their spending effectively. With no collateral required and easy application processes, these cards can provide you with the purchasing power you need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that empower you to make informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly identify the best options available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects our dedication to helping consumers make smarter financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that you receive fair and transparent offers tailored to your financial needs.