GULF COAST EDUCATORS FEDERAL CREDIT UNION - Houston, TX

Welcome to Gulf Coast Educators, your trusted financial partner since 1948! Located at 14243 E Sam Houston Pkwy N Ste 100, Houston, TX 77044, our Summerwood Office is dedicated to serving the needs of our community. With a total membership of 59,676 and assets exceeding $1.28 billion, we pride ourselves on being a cornerstone for financial stability and growth in the area. While members can visit us at our branch, official correspondence should be sent to 5953 Fairmont Pkwy, Pasadena, TX 77505. We understand that banking is more than just transactions; it's about building relationships and fostering trust. Under the leadership of CEO Linda Lukaszewski and Board President Stephen Harrell, our team of 177 employees is committed to providing exceptional service tailored to your individual needs. With total deposits amounting to $51,815,491 and total loans reaching 38,552, we are here to support your financial goals whether that's securing a loan for your dream car or saving for your future. Our net worth stands strong at $186,552,220, ensuring that we have the resources necessary to serve you effectively. At Gulf Coast Educators, we offer a variety of services including personal banking, auto loans, mortgage options, and online banking solutions all designed with you in mind. You can easily access your accounts anytime through our user-friendly website at gcefcu.org. We invite you to visit us during lobby hours from Monday to Friday, 8:00 AM - 5:00 PM or contact us at 281-487-9333 for any inquiries. Experience the difference with Gulf Coast Educators where your financial journey is our priority!

Welcome to the Gulf Coast Educators family! Joining us is more than just opening an account; it's about becoming part of a community that truly cares for its members. At Gulf Coast Educators, we are committed to providing financial services tailored to your needs. To become a member, you simply need to meet certain eligibility criteria. If you are an employee or retiree of an educational institution, or if you have an immediate family member who is, you're already on the right path! We also welcome individuals who live, work, worship, or attend school in our local communities. For more detailed information on eligibility, feel free to visit our website at gcefcu.org. Once you know you're eligible, opening an account with us is a breeze! Just head over to our account opening page at myloan.gcefcu.org or give us a call at 281-487-9333. Our team is here to help and guide you through every step of the process. With Gulf Coast Educators, you're not just a number; you're part of a supportive network ready to assist you on your financial journey.

At Gulf Coast Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, reassuring you of our commitment to serving your needs. With a net worth of $186,552,220, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1454 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $352,130,855 in share certificates and $112,820,235 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $179,757,816 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $11,595 in used auto loans and an impressive total of $892,470,499 in loans and leases, supporting your financial goals across various sectors. Our ability to generate income is reflected in our net income of $4,190,990, highlighting our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $5,336,022. Total Share Accounts: 132,466, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast Educators is your trusted partner. Visit us at 14243 E Sam Houston Pkwy N Ste 100 Houston TX 77044 or call 281-487-9333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.