Gulf Coast Community Credit Union Gulfport MS | Low Mortgage Rates & Quick Auto Loans

Introduction

At Gulf Coast Community, we believe that every member of our community deserves a trusted partner for their financial journey. Located at 12364 Highway 49, Gulfport, MS 39503, our branch has been serving local families since 1935. With a strong commitment to providing personalized service and reliable financial products, we are proud to support over 11,974 members in achieving their financial goals. As of now, our total assets stand at an impressive $128,950,176, with total deposits reaching $13,634,603. We understand that financial stability is crucial, which is why we maintain a net worth of $22,272,409 and have cash in hand amounting to $1,958,235. Whether you're looking for auto loans or savings accounts, our dedicated team works hard to offer you the best options tailored to your needs. Under the leadership of CEO Lisa Graham and Board President Elmer Dickens, our experienced staff of 59 employees is always ready to assist you with friendly service. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same address: 12364 Highway 49, Gulfport, MS 39503. We invite you to explore the array of services we offer from personal banking solutions like checking and savings accounts to business banking options including merchant services and business loans. With over 4,411 loans and leases granted, we take pride in being a reliable source for financing in our community. Connect with us today by calling (228) 539-7029, or visit our website at gulfcoastcommunityfcu.com for more information. Join us as we continue to build a brighter financial future together!

Branch History & Mission

Welcome to Gulf Coast Community, a credit union deeply rooted in the heart of Gulfport, MS. Since our doors first opened in 1935, we have proudly served our community, growing alongside our members and adapting to their needs. With a rich legacy that spans over eight decades, we are more than just a financial institution; we are a trusted partner dedicated to enhancing the lives of those we serve. Our branch is conveniently located at 12364 Highway 49, Gulfport, MS 39503, making it easy for members to access our services. Whether you are stopping by for personal banking or utilizing our drive-thru service, we are here for you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 5:30 PM for lobby services and from 8:00 AM to 5:30 PM for drive-thru transactions. At Gulf Coast Community, our mission is simple yet powerful: to empower individuals and families by providing affordable financial services while fostering a spirit of community support. We believe that financial wellness is within everyone's reach. That's why we offer various products such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions tailored to meet your unique needs. As of today, we proudly serve over 11,974 members with total assets amounting to $128,950,176. Our commitment extends beyond banking; we actively engage in community outreach initiatives that support local charities and events. By partnering with organizations that share our vision for growth and well-being in Gulfport and surrounding areas, we strive to make a positive impact every day. In an ever-changing world, we also embrace technological advancements to enhance your banking experience. With online banking options available along with mobile payments and e-statements, managing your finances has never been easier or more secure. While members can visit us at 12364 Highway 49 Gulfport Ms 39503, official correspondence should be sent to 12364 Highway 49, Gulfport, MS 39503. For any inquiries or assistance, don't hesitate to call us at (228) 539-7029. Join Gulf Coast Community today and discover how our member-focused approach can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Gulf Coast Community! Conveniently located at 12364 Highway 49 in Gulfport, MS, our branch is designed to meet your banking needs with ease and comfort. Whether you're stopping by for a quick transaction or looking to explore our services, we're here to help you every step of the way. Our branch sits near popular local landmarks, making it easy to find. With ample parking available, you can visit us without the hassle of searching for a spot. Plus, we ensure that our facilities are accessible for everyone, including ADA-compliant features and ramps for those who may need them. For your convenience, our operating hours are Monday through Thursday from 9:00 am to 5:00 pm, and on Fridays, we extend our lobby hours from 9:00 am to 5:30 pm. If you prefer drive-thru banking, we've got you covered with service starting at 8:00 am on Fridays. You can also enjoy ATM access whenever you need it! While members can visit us at our branch address for all your banking needs, please send any official correspondence to the same address: 12364 Highway 49, Gulfport, MS 39503. Feel free to reach out to us at 228-539-7029 if you have any questions or need assistance before your visit. We look forward to welcoming you at Gulf Coast Community!

Member Eligibility

At Gulf Coast Community, we believe in building a community where everyone feels welcome and valued. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in the Harrison County area, you are likely eligible to join us. We also extend our membership to family members of current members, making it easy for your loved ones to enjoy the same benefits. By joining Gulf Coast Community, you gain access to personalized financial services tailored to your needs, competitive rates on loans, and a supportive environment focused on helping you achieve your financial goals. To learn more about eligibility requirements or to check if you qualify, please visit our website at https://www.gulfcoastcommunityfcu.com/about-us/become-a-member.html. When you're ready to take the next step toward membership, opening an account is just a click away! You can easily start the process by visiting https://www.gulfcoastfcuib.com/dbank/live/app/register or give us a call at (228) 539-7029 for any questions. We can't wait to welcome you into our community at 12364 Highway 49 Gulfport Ms 39503!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no specific member commercial loans funded, we are eager to partner with local entrepreneurs in Gulfport, MS. We also recognize the importance of providing access to financing for everyone; therefore, we are ready to offer flexible options for non-member commercial loans as well.

Merchant Services That Make Sense

Imagine running your business smoothly with efficient payment processing and financial management at your fingertips. Our merchant services can help you streamline operations, accept various payment methods, and enhance customer satisfaction. By integrating these services into your daily operations, you can focus more on what you do best growing your business. We invite you to visit us at 12364 Highway 49 Gulfport Ms 39503 or call us at (228) 539-7029 to learn more about how our business banking and commercial services can benefit you today!

Comprehensive List Of Services

Convenient Access Options

We understand that convenience matters. That's why we offer ATM services for cash withdrawals and balance checks without the need to enter a branch. For those who prefer face-to-face interactions but still want efficiency, our drive-thru banking allows for quick deposits and withdrawals without having to park. At Gulf Coast Community, we're committed to making your banking experience as enjoyable as possible. From personal banking needs to business solutions and digital conveniences, we strive to support you every step of the way. Ready to take the next step? Visit us today at 12364 Highway 49 Gulfport Ms 39503 or call us at (228) 539-7029! Explore all that we have to offer by visiting our website at Main Office. Join our community of satisfied members who trust us with their financial needs!

Embracing Digital Banking

In today's fast-paced world, managing finances online has never been easier. With our online and mobile banking features, you can access your accounts anytime and anywhere. Whether it's making deposits, checking balances, or transferring funds between accounts, everything is just a click away. Plus, with our person-to-person payment service, sending money to friends and family is quick and hassle-free.

Loans That Fit Your Needs

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help you manage those financial bumps smoothly. Additionally, if you prefer earning rewards while spending, check out our credit cards that come with attractive benefits. For entrepreneurs and business owners, Gulf Coast Community offers robust business banking solutions. Our merchant services facilitate easy transactions for your customers while our business loans provide the capital needed for growth.

Personal Banking Solutions

Managing your money should be easy and convenient. That's why we offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're looking to save for a special occasion or need everyday access to your funds, we've got you covered. If you're planning to purchase a vehicle, our auto loans and vehicle financing services make the process simple and straightforward. We provide competitive rates and flexible terms that work with your budget. For those interested in homeownership, explore our mortgage loans and refinancing options designed to make buying or refinancing your home as stress-free as possible.

Digital & Online Banking

Key Features for You

Imagine checking your account balance or transferring money between accounts without having to step into a branch. Our 24/7 online banking services make this possible! You can enjoy real-time account management right from your computer or mobile device. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in a snap. Security is our priority, which is why we offer electronic signature authorization for your peace of mind when signing important documents online. Plus, you can opt for e-statements to keep track of your transactions without the hassle of paper clutter.

On-the-Go Banking

For those who prefer banking on the move, our mobile application is available for download. This app not only lets you check balances and make payments but also supports mobile payments so you can pay directly from your phone with ease. Whether you're at home or out running errands, accessing your finances has never been simpler. At Gulf Coast Community, we believe that banking should be accessible and user-friendly. Our digital services are tailored to meet the needs of our members while keeping security tight and transactions safe. Join us today and experience how easy it is to manage your money with our innovative online solutions!

Financial Strength

Building Trust with Members

Total Share and Deposit Accounts: 25,013, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $269,298. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast Community is your trusted partner. Visit us at 12364 Highway 49 Gulfport Ms 39503 or call (228) 539-7029 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $21,752,764 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $1,170 in used auto loans and $77,232,610 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $23,224,359 in share certificates and $5,037,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Robust Financial Health

With a net worth of $22,272,409, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,722 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $131,681 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Offerings

In addition to auto and mortgage loans, we provide credit lines with a total value of $45,097,883. These can be an excellent option for those who want quick access to funds without committing to a traditional loan structure. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our team at Gulf Coast Community is dedicated to finding solutions that work best for you. For more information about our loan offerings or assistance with the application process, please contact us at (228) 539-7029 or visit us at 12364 Highway 49, Gulfport MS 39503. You can also explore our website at Gulf Coast Community for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,203,754 in used vehicle loans and $1,850,629 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,852,409, make buying or refinancing simple. We provide personalized service to ensure you understand your options and find the right mortgage solution for your circumstances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $0 in loans available, we aim to help members manage their finances effectively while providing peace of mind through easy-to-understand repayment plans.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every listed loan comes from legitimate financial institutions, giving users peace of mind about the accuracy of the information they see.