Gulf Coast Community Credit Union Diberville MS | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Gulf Coast Community, your trusted financial partner in the heart of Diberville, MS. Located at 11522 Cinema Drive, we are proud to serve our growing community since 1935. With a solid foundation built on trust and reliability, we have become a cornerstone for over 11,974 members who count on us for their financial needs. At Gulf Coast Community, we understand the importance of making sound financial choices. Our total assets amount to a robust $128,950,176, reflecting our commitment to safeguarding your money and ensuring its growth. We have successfully provided over 4,411 loans, helping our members achieve their dreams of homeownership, vehicle purchases, and more. Our total deposits stand at $13,634,603, a testament to the confidence our members place in us. Our leadership team, led by CEO Lisa Graham and Board President Elmer Dickens, is dedicated to maintaining a member-centric approach in all that we do. They ensure that every decision made is in the best interest of our community. With a team of 59 employees, we strive to provide personalized service that makes banking easier and more accessible for everyone. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 12364 Highway 49, Gulfport, MS 39503. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered! Explore our wide array of services designed specifically for you at gulfcoastcommunityfcu.com. We invite you to join us on this journey towards financial wellness. Feel free to reach out by calling us at 228-539-7029 or stop by our branch during operating hours from 9:00 a.m. - 5:00 p.m. CST Monday through Thursday and until 5:30 p.m. on Fridays. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

We understand the importance of giving back. That's why Gulf Coast Community actively participates in various community outreach efforts and partnerships that strengthen local ties. We aim not just to serve but also uplift those around us through financial education programs and support for local initiatives. While members can visit us at 11522 Cinema Drive, official correspondence should be sent to 12364 Highway 49, Gulfport, MS 39503 if needed.

Join Us Today!

We invite everyone in the D'iberville area and beyond to become part of the Gulf Coast Community family. Experience firsthand the benefits of being a member with us whether it's accessing affordable loans or enjoying personalized service tailored just for you. Visit our website at gulfcoastcommunityfcu.com or stop by today to learn more about how we can help you achieve your financial goals!

Our Mission

The mission of Gulf Coast Community is simple yet impactful: we strive to provide exceptional financial services while fostering community growth and support. We believe that banking should be more than just transactions; it should be about building relationships and empowering individuals. Our dedicated team works tirelessly to ensure that each member feels valued and supported in their financial journey. As part of our commitment to innovation, we have embraced digital advancements that allow for convenient banking experiences. From online banking and mobile payments to e-statements and electronic signatures, we make it easy for our members to manage their finances anytime, anywhere.

Branch Location & Accessibility

Convenient Access and Parking

Our branch is designed with your convenience in mind. We offer ample parking space right outside the entrance, making it easy for you to stop by and take care of your banking needs. Plus, our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can access our services without hassle.

Friendly Banking Hours

We understand that life gets busy, so we strive to accommodate your schedule. Our lobby hours are from 9:00 a.m. to 5:00 p.m. CST Monday through Thursday and extend slightly later until 5:30 p.m. on Fridays. Whether you need assistance with personal banking or have questions about loans and accounts, our friendly team is here to help during these hours.

Get in Touch!

We're excited to welcome you at our D'iberville Branch! If you have any questions or would like more information about our services, don't hesitate to give us a call at 228-539-7029. We invite you to visit us soon and experience the friendly service that makes Gulf Coast Community your trusted financial partner!

Services Tailored for You

At Gulf Coast Community, we offer a wide range of services designed for your everyday banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored just for you. If you're in a hurry or prefer quick transactions, our drive-thru service allows you to complete simple transactions like deposits and withdrawals without leaving your vehicle. And with ATM availability on-site, accessing your funds has never been easier.

Member Eligibility

At Gulf Coast Community, we're excited to welcome you into our family! Becoming a member is not just about opening an account; it's about joining a supportive community that values your financial well-being. If you're looking to become a part of something special, you'll be pleased to know that membership is open to anyone who lives, works, or worships in Harrison County and surrounding areas. We also extend our arms to those who have family members already part of our credit union. This means more people can enjoy the benefits of personalized service and competitive rates on loans and savings. To get started with your membership at Gulf Coast Community, all you need to do is visit us at 11522 Cinema Drive, Diberville, MS 39540, or give us a call at 228-539-7029. You can find detailed eligibility criteria on our website at gulfcoastcommunityfcu.com. Once you're ready to open an account, simply follow the easy steps outlined on our account opening page here: gulfcoastfcuib.com. We can't wait for you to join us!

Business Banking & Commercial Services

At Gulf Coast Community in Diberville, MS, we understand that business owners need more than just a bank; they need a partner who believes in their vision. Whether you're launching a startup or expanding an established enterprise, our business banking and commercial services are designed to support your unique journey. Imagine walking into your new storefront, equipped with the financial backing to make your dreams come true. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services ensure you have the tools you need to accept payments easily, manage transactions smoothly, and focus on what really matters growing your business. Let us be part of your success story at Gulf Coast Community, located at 11522 Cinema Drive Diberville Ms 39540. Together, we can build a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Take advantage of our ATM services, where you can withdraw funds or check balances without stepping inside the branch. Our basic drive-thru banking also supports deposits and simple transactions for those on the go. At Gulf Coast Community, we are committed to providing services that simplify your banking experience while ensuring accessibility and convenience at every turn. If you're interested in learning more about how we can support your financial journey, please reach out by calling us at (228) 539-7029 or visit us at our branch location. We look forward to welcoming you into our community!

Business Banking

For our business members, we provide essential services like merchant services and business loans. We're dedicated to supporting local businesses in their growth journeys.

Credit Cards

To enhance your spending power, we offer credit cards with rewards. Enjoy cash back or points for every purchase, making every dollar spent work for you.

Digital Banking Services

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, keeping track of your finances has never been easier.

Personal Banking

We understand that managing your money is important. That's why we offer various checking and savings accounts designed to fit different lifestyles. With our competitive interest rates and no monthly fees on many accounts, you can keep more of your hard-earned money. When life calls for a new vehicle, consider our auto loans and vehicle financing options. We make it easy to get behind the wheel with flexible terms and competitive rates that help you drive away happy. If you're thinking about purchasing a home or refinancing your existing mortgage, our mortgage loans are here to help. Our knowledgeable staff will guide you through the process, making it as smooth as possible. For those unexpected expenses or plans that require a bit more funding, check out our personal loans and debt consolidation options. We aim to provide you with solutions that can ease financial pressure and help you achieve your goals.

Digital & Online Banking

Key Services

Our 24/7 online banking services give you the freedom to manage your accounts on your schedule. You can check balances, transfer funds, and pay bills with just a few clicks. If you prefer using your smartphone, our mobile application makes it even easier to stay connected with your finances while you're on the go. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly send funds without hassle. Plus, with mobile payments enabled, you can make purchases directly from your phone no need for cash or cards.

Security and Ease of Use

We prioritize your security with electronic signature authorization for added protection when accessing sensitive information. Enjoy peace of mind knowing that your transactions are safe and secure. Additionally, our e-statements offer a convenient way to keep track of your account activity while reducing paper clutter. You can easily access past statements at any time through our online portal. Whether you're at home or out and about, Gulf Coast Community ensures that banking is not only accessible but also user-friendly. Experience the modern way to bank today!

Financial Strength

At Gulf Coast Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a robust financial foundation that supports our community and enhances the lives of our members. With a net worth of $22,272,409, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $23,224,359 in share certificates and $5,037,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,752,764 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $11,703,054 in used auto loans and over $77 million in total loans and leases, we support our members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our net income of $131,681, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $269,298. Total Share Accounts: 25,013, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast Community is your trusted partner. Visit us at 11522 Cinema Drive Diberville Ms 39540 or call 228-539-7029 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,203,754 in used vehicle loans and $1,850,629 in new vehicle loans already helping members get on the road. Our competitive rates make it easier for you to get behind the wheel without breaking the bank.

Credit Lines

In addition to personal loans and mortgages, we provide access to credit lines totaling $45,097,883. This option allows you the flexibility to borrow as needed while only paying interest on what you use. If you're interested in refinancing or want more information about eligibility options for any of our loan products, feel free to reach out. Our team is here to assist you with tailored solutions that fit your individual needs. For more information or assistance regarding our loan offerings, please visit us at 11522 Cinema Drive, Diberville, MS 39540, or give us a call at 228-539-7029 during our operating hours: Monday to Thursday from 9:00 a.m. - 5:00 p.m., and Friday from 9:00 a.m. - 5:30 p.m. CST. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Gulf Coast Community can help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,852,409, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand your options and can make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be a great way to cover unexpected expenses while enjoying low-interest rates.

Loan Aggregator

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Call to Action

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers presented are fair and transparent. By partnering with credible financial institutions, LendMesh ensures that every loan comparison reflects current market conditions and adheres to strict regulatory guidelines.