GULF COAST COMMUNITY FEDERAL CREDIT UNION - Bay St Louis, MS

At Gulf Coast Community, we believe that strong communities are built on trust and support. Since our establishment in 1935, we have been dedicated to providing exceptional financial services to our members in Bay St Louis, MS. Located at 295 Highway 90 Ste 27, our branch is more than just a place for banking; it's a community hub where relationships flourish and financial goals become attainable. With a total membership of 11,974 and assets exceeding $128,950,176, we take pride in our commitment to serve you better every day. Our team of 59 employees is led by our CEO, Lisa Graham, and Board President, Elmer Dickens, who are both passionate about enhancing the member experience through personalized service and innovative solutions. While members can visit us at our Bay St Louis branch, official correspondence should be sent to our mailing address at 12364 Highway 49, Gulfport, MS 39503. We invite you to explore a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With total deposits amounting to $13,634,603 and cash readily available at $1,958,235, we ensure your funds are secure while helping you achieve your financial aspirations. Join us on this journey towards financial empowerment! Whether you're looking for assistance with loans where we currently manage over 4,411 loans or want to learn more about how we can help your business thrive with tailored services, we're here for you. For any inquiries or assistance, feel free to call us at (228) 466-9975 or visit our website at gulfcoastcommunityfcu.com. We look forward to welcoming you into the Gulf Coast Community family!

At Gulf Coast Community, we take pride in our rich history and deep-rooted commitment to serving the Bay St Louis community. Since our opening in 1935, we have grown alongside our members, adapting to their needs while staying true to our core mission: to provide accessible financial services that empower individuals and strengthen our community. Located at 295 Highway 90 Ste 27, Bay St Louis, MS 39520, our branch stands as a testament to resilience and dedication. Over the years, we have evolved from a small credit union into a thriving institution with over 11,974 members and total assets reaching $128,950,176. This growth reflects not just our financial success but also the trust and loyalty of those we serve. Our mission is simple yet impactful: to provide personal banking solutions that foster financial well-being for all members. We offer a range of services tailored to meet diverse needs, including checking and savings accounts, auto loans, mortgage loans, and business banking options. Our commitment extends beyond financial transactions; we strive to enhance the quality of life for our members through active community involvement and outreach efforts. While members can visit us at 295 Highway 90 Ste 27, official correspondence should be sent to 12364 Highway 49, Gulfport, MS 39503. We understand the importance of convenience; that's why we offer ATM availability and various online banking options like mobile payments and e-statements. Although we currently do not have drive-thru service or shared service centers, our dedicated staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 5:30 pm. As we look toward the future, Gulf Coast Community remains committed to advancing accessibility in banking. We embrace technology while ensuring compliance with ADA standards so that everyone can benefit from our services. Our partnerships with local organizations enhance our outreach programs, allowing us to give back meaningfully. Join us on this journey as we continue to build a brighter future together. Experience the benefits of being part of Gulf Coast Community where your financial needs are met with care and integrity. Reach out today at (228) 466-9975 or visit us online at gulfcoastcommunityfcu.com. Together, let's make your financial goals a reality!

Joining the Gulf Coast Community feels like becoming part of a warm, welcoming family. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in Hancock County, you're already on your way! We also invite immediate family members of existing members to join our community. This means that not only can you benefit from our services, but your loved ones can too! At Gulf Coast Community, we pride ourselves on providing personalized banking solutions that truly cater to your needs, whether it's for checking accounts, loans, or financial advice. To get started with membership and open an account, just visit us at 295 Highway 90 Ste 27, Bay St Louis, MS 39520 or give us a call at (228) 466-9975. For more details about eligibility and to ensure you have the most current information, check out our website at https://www.gulfcoastcommunityfcu.com/about-us/become-a-member.html . Once you're ready to take the next step in joining our community, the process is quick and easy! You can find everything you need to know about opening an account at https://www.gulfcoastfcuib.com/dbank/live/app/register . We can't wait to welcome you into our family!

At Gulf Coast Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and performance, which is why we are proud to share insights into our financial strength. With a net worth of $22,272,409, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $23,224,359 in share certificates and $5,037,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,752,764 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,703,610 in total loans and leases and $19,203,754 allocated specifically for used auto loans. Our operational efficiency is reflected in our net income of $131,681, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $269,298. Total Share Accounts: 25,013, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast Community is your trusted partner. Visit us at 295 Highway 90 Ste 27 Bay St Louis MS 39520 or call 228-466-9975 to learn more about how we can help you achieve your financial goals.