GULF COAST FEDERAL CREDIT UNION - Theodore, AL

Welcome to Gulf Coast, your trusted partner in financial growth and community support! Located at 5808 Highway 90 Ste F, Theodore, AL 36582, we have been proudly serving our members since 1951. With a strong foundation built on trust and reliability, we currently serve 5,855 members, helping them achieve their financial goals through personalized banking solutions. At Gulf Coast, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to fit your needs, from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets stand at an impressive $46,390,829, reflecting our commitment to providing robust financial solutions while ensuring your peace of mind. As part of our dedication to the community, we also focus on responsible lending. With 5,977 loans and leases currently in place and total deposits reaching $5,871,971, we are well-equipped to help you navigate life's financial challenges. Additionally, our net worth of $3,633,135 and cash in hand amounting to $1,115,779 demonstrate our solid financial standing. Under the leadership of CEO John O'Brien and Board President Pebbles King, our team of 18 dedicated employees is here to assist you with all your banking needs. We pride ourselves on fostering a welcoming atmosphere where every member feels valued. While members can visit us at our branch for personal service, official correspondence should be sent to 5808 Highway 90 W, Theodore, AL 36582. We invite you to reach out by phone at 251-301-0278 or visit us online at gulfcoastfcu.org for more information about our services. Join us today and experience the Gulf Coast difference where community meets financial empowerment!

At Gulf Coast, we believe that everyone deserves a place where they can grow financially and feel supported. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join our community. We love to serve our neighbors and help them reach their financial goals. You can learn more about the specific eligibility criteria by visiting our website at . Once you find that you qualify, opening an account is just as easy! Give us a call at (251) 301-0278 for any questions, or stop by our branch located at 5808 Highway 90 Ste F Theodore Al 36582. We're here to help you every step of the way as you take advantage of all the benefits membership at Gulf Coast offers!

At Gulf Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that allows us to serve you effectively, ensuring your trust is well-placed. With a net worth of $3,633,135, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 783% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,287,950 in share certificates and $901,131 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,985,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,623,085 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,477,069 in total loans and leases. This includes $1,840 in used auto loans that help you drive away with confidence. Our operations reflect our efficiency as shown by the lack of negative net income; this positions us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The health of our credit union is further illustrated by our total share accounts of 9,973, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast is your trusted partner. Visit us at 5808 Highway 90 Ste F Theodore Al 36582 or call 251-301-0278 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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