Guardian Credit Union Gulf Coast Port Aransas TX | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Gulf Coast, your trusted financial partner located at 1726 State Highway 361 Ste A, Port Aransas, TX 78373. Since our establishment in 1940, we have been dedicated to providing exceptional financial services to our community. With a growing membership of 18,793 individuals, we pride ourselves on offering personalized banking solutions tailored to meet your needs. At Gulf Coast, we understand that every member's financial journey is unique. That's why we maintain a robust portfolio with total assets amounting to $306,950,391 and total deposits of $14,460,737. Our commitment to your financial well-being is reflected in our total loans and leases of 10,014, ensuring that we can assist you in achieving your goals whether it's securing an auto loan or managing personal debt. Our leadership team, including CEO Jeremy Garza and Board President John Jackson, is dedicated to fostering a welcoming environment where members feel valued and supported. We are here not just to offer financial products but also to make a positive impact in the Port Aransas community. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 1726 State Highway 361 Ste A, Port Aransas, TX 78373-5074. With a net worth of $27,068,951 and cash in hand totaling $2,478,577, Gulf Coast stands strong as a reliable credit union ready to serve you. We invite you to explore all that we have to offer from checking and savings accounts to various loan options and online banking services. If you're interested in learning more or need assistance with your banking needs, please don't hesitate to call us at 361-312-1081. Your journey towards financial success starts here at Gulf Coast!

Branch History & Mission

Community Commitment

Gulf Coast takes pride in being an active participant in the Port Aransas community. We engage in various outreach efforts and partnerships aimed at supporting local initiatives and helping those in need. We know that when our community thrives, we all benefit. We invite you to join us at Gulf Coast! Experience personalized service from a team that genuinely cares about your financial well-being. Together, let's build a brighter future for you and your family. For more information or to become a member today, give us a call at 361-312-1081 or visit our website at ccgcfcu.com. Your journey towards financial empowerment starts here!

Our Mission

At Gulf Coast, our mission is clear: to empower our members by providing exceptional financial services while fostering a strong sense of community. We believe that banking should be accessible and supportive. That's why we offer a wide range of products from checking and savings accounts to auto loans and mortgages designed to help you achieve your financial goals. We are not just about numbers; we are about people. Our team is dedicated to ensuring that every member feels valued and understood. Whether you prefer online banking or in-person assistance, we strive to create experiences that meet your needs. Our digital advancements make it easy for you to manage your finances on your terms, with features like mobile payments and e-statements readily available. While members can visit us at 1726 State Highway 361 Ste A for all their banking needs, official correspondence should be sent to our mailing address at 1726 State Highway 361 Ste A, Port Aransas, TX 78373-5074.

Branch Location & Accessibility

Operating Hours

Our doors are open during convenient hours that fit into your busy schedule. You can stop by any time on weekdays just check our operating hours for specific details. If you have questions or need assistance, feel free to reach out by phone at 361-312-1081. Our team is here to help!

Parking and Accessibility

When you visit us, you'll find ample parking available right outside our door. We strive to make banking accessible for everyone, so our branch is equipped with features like ramps and ADA-compliant facilities. Whether you're stopping by for a quick transaction or planning a longer visit, we want to ensure your experience is comfortable.

Services Offered

At Gulf Coast, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got something for everyone. Need cash? Our ATM service is readily available for quick withdrawals and balance checks. While members can visit us at 1726 State Highway 361 Ste A, official correspondence should be sent to the same address listed above. We also want to let you know that we currently do not offer drive-thru banking or shared service centers. We invite you to come see us soon! Whether you're opening an account or seeking advice on loans and financing options, our friendly staff is eager to assist you on your financial journey. Your next stop should be at Gulf Coast branch where community meets convenience!

Member Eligibility

At Gulf Coast, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to become part of our community, it's pretty straightforward! We welcome individuals who live, work, worship, or attend school in the Port Aransas area. This means whether you're a local resident or just a frequent visitor, you might be eligible to join us! Membership comes with fantastic benefits, including access to personalized financial services and competitive loan options tailored just for you. To get started on your membership journey with us at Gulf Coast, simply visit us at our branch located at 1726 State Highway 361 Ste A Port Aransas Tx 78373 or give us a call at (361) 312-1081 for more information. You can also check out the detailed eligibility criteria by visiting . We're excited to help you open an account and start enjoying all the perks that come with being a valued member of our credit union! If you're ready to take the next step, you can find everything you need about opening an account here: https://ccgcfcu.com/loans/ .

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having efficient payment solutions can make a big difference. Our merchant services help streamline transactions, allowing you to focus on what matters most growing your business. Whether it's accepting payments online or via mobile devices, we're here to make your day-to-day operations easier. Located conveniently at 1726 State Highway 361 Ste A Port Aransas Tx 78373, Port Aransas, TX 78373, our dedicated team is ready to assist you. Feel free to reach us at (361) 312-1081 for personalized service and support tailored to your business needs!

Tailored Loan Options

Imagine securing a loan that fuels your dreams. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $771,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Are you a business owner? Our Business Banking services are here to support your ventures. From essential Merchant Services to flexible Business Loans, we understand what it takes to help your business thrive in today's economy.

Convenient Access

We pride ourselves on providing convenient access to cash through our ATM & Cash Withdrawal Services. With basic ATM access available, members can easily withdraw cash or check balances anytime, anywhere. As digital banking continues to shape how we manage our finances, we're proud to offer features like Mobile Payments and secure online banking that empower you with control over your finances right at your fingertips. No matter where you are in your financial journey, Gulf Coast is here for you every step of the way. For more information about any of these services or to speak with one of our friendly representatives, don't hesitate to reach out at (361) 312-1081 or visit us online at Port Aransas. Let us help you take charge of your financial future!

Credit Cards with Rewards

For those who enjoy earning perks while they spend, our Credit Cards with Rewards program offers benefits that add value to every purchase. It's not just about transactions; it's about getting something back every time you use your card.

Home Financing

Thinking about buying a home or refinancing your current mortgage? At Gulf Coast, we offer Mortgage Loans & Refinancing solutions that can help make homeownership a reality. Our knowledgeable staff can guide you through the process, ensuring you find an option that suits your budget and lifestyle.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed to fit various lifestyles. Imagine easily managing your day-to-day expenses with our user-friendly online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills from anywhere. Our Personal Banking services also include competitive rates on Auto Loans & Vehicle Financing, making it easier for you to drive away in the car of your dreams without breaking the bank.

Personal Loans

If you're facing unexpected expenses or looking to consolidate debt, consider our Personal Loans & Debt Consolidation options. We understand that life can throw curveballs, and having the right support makes all the difference.

Digital & Online Banking

A Seamless Experience

Our digital services are built with your convenience in mind. From accessing e-statements to making payments on the fly, every feature is designed for easy navigation and quick access. With Gulf Coast, managing your finances has never been more straightforward. Experience the freedom of digital banking today! Visit us online at https://ccgcfcu.com/ and take control of your financial journey with confidence.

Convenient Online Banking Services

With just a few clicks at https://ccgcfcu.com/ , you can access your accounts 24/7 through our online banking services. Whether you want to check your balance, transfer funds, or pay bills, everything is at your fingertips. Our online banking system is designed for ease of use, ensuring that you have real-time access to your finances without any hassle.

Enhanced Security Features

Security is our top priority. We provide electronic signature authorization to ensure that all transactions are safe and secure. Plus, with options for e-statements available, you can keep track of your finances without worrying about paper clutter or the risk of sensitive information being compromised.

Mobile Banking at Your Convenience

On the go? No problem! Our mobile application makes it easy for you to manage your accounts right from your smartphone. You can enjoy features like mobile payments and person-to-person transfers, allowing you to send money quickly and securely to friends or family whenever needed.

Financial Strength

A Growing Community Trust

Total Share Accounts: 30,673 show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,292,621, which further demonstrates our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Gulf Coast is your trusted partner. Visit us at 1726 State Highway 361 Ste A Port Aransas Tx 78373 or call 361-312-1081 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $26,738,288 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $4,298 in used auto loans and a total of $273,486,418 in loans and leases.

Member-Centric Savings Options

Members' savings are secured through $141,674,791 in share certificates and $18,852,811 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,633,479, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our current net income status. Although we have reported a net income of -$1,462,271, it reflects our ongoing commitment to investing back into our community and services for future growth. We also take pride in having 91 full-time employees ready to assist you with knowledgeable service every day.

Solid Financial Foundation

With a net worth of $27,068,951, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $101,586,668 in used vehicle loans and $64,877,702 in new vehicle loans already helping members get on the road, our financing options are designed with you in mind. Whether you're purchasing a brand-new vehicle or a reliable used car, we have flexible terms that can fit your budget.

Business Loans

For business owners looking to expand or manage cash flow better, our outstanding commercial loans totaling $771,746 provide the capital needed to grow your business. We understand the unique challenges businesses face and tailor our solutions accordingly. At Gulf Coast, we prioritize transparency and accessibility in all our loan offerings. If you're interested in refinancing or need more information about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 361-312-1081 for any inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here; let us help you take the next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $59,905, providing the necessary support for first-time buyers or those looking to refinance their current mortgage.

Unsecured Credit Card Loans

Managing finances effectively is crucial for many households. We also offer flexible terms on unsecured credit card loans, with a total of $1,388,207 in loans helping members navigate their monthly expenses and build credit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This approach guarantees that users are presented with legitimate loan options that meet stringent regulatory guidelines.

GULF COAST FEDERAL CREDIT UNION - Port Aransas, TX