Guardian Credit Union Gulf Coast Alice TX | Top Auto Loans & Checking

Introduction

Welcome to Gulf Coast, your trusted financial partner located at 1909 E Main St, Alice, TX 78332. Since our establishment in 1940, we have proudly served our community with a commitment to providing exceptional banking solutions tailored to your needs. With a total membership of 18,793 and assets exceeding $306,950,391, we are dedicated to helping you achieve your financial goals. At Gulf Coast, we understand that banking is about more than just numbers; it's about building relationships and supporting our members every step of the way. Our team, led by CEO Jeremy Garza and Board President John Jackson, works diligently to create a welcoming environment for all. Whether you're looking for personal banking options like checking accounts or auto loans, or need assistance with business financing, we've got you covered. We take pride in our strong financial foundation, boasting a net worth of $27,068,951 and cash reserves of $2,478,577. Our diverse range of services includes everything from mortgages and credit cards to online banking and ATM access all designed to make managing your money easier. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 1909 E Main St, Alice, TX 78332. We invite you to reach out at 361-664-8331 or explore our website at Gulf Coast Credit Union for more information on how we can assist you. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Focus

Our branch is equipped with modern conveniences including ATM availability and drive-thru banking services for quick transactions. We prioritize customer satisfaction through initiatives like online banking and mobile payments that make managing your finances easier than ever before. We encourage everyone in Alice and surrounding areas to join our growing family at Gulf Coast. Experience firsthand how we prioritize your needs while working together towards a brighter financial future. Become a member today and let us help you navigate your financial journey with care and expertise! For more information or to speak with one of our friendly representatives, please call us at 361-664-8331 or visit us online at Gulf Coast Credit Union. Join us today!

Our Mission

The mission of Gulf Coast is not just about numbers; it's about people. We strive to enhance the financial well-being of our members while also giving back to the community that supports us. Our commitment goes beyond banking it's about fostering relationships and building trust. We actively engage in community outreach programs and partnerships aimed at supporting local initiatives that improve lives. While members can visit us at 1909 E Main St, official correspondence should be sent to the same address as there is no separate mailing address. Our convenient operating hours make it easy for you to access our services: Monday, Tuesday, Thursday, and Friday from 9:00 A.M. to 4:30 P.M. with drive-thru service available until 5:30 P.M. On Wednesdays, lobby hours are from 10:00 A.M. to 5:30 P.M., although please note that the lobby is temporarily closed but our drive-thru remains open.

Branch Location & Accessibility

Welcome to the Gulf Coast Credit Union, located at 1909 E Main St in Alice, TX. This convenient spot is easily accessible for all your banking needs and is situated near local landmarks, making it a familiar place for many residents in Jim Wells County. Whether you're coming from the bustling downtown area or nearby neighborhoods, our branch is designed to serve you efficiently. While members can visit us at 1909 E Main St, official correspondence should be sent to the same address. Our branch is ADA compliant, ensuring that everyone has easy access. You'll find ample parking available, so you can visit us without any hassle. We pride ourselves on our friendly service and commitment to convenience. Our lobby hours are tailored to fit your busy schedule: we're open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 4:30 PM. If you need to stop by on Wednesday, we welcome you from 10:00 AM until 5:30 PM. For those who prefer drive-thru banking, we're happy to accommodate you from 8:30 AM to 5:30 PM every weekday! Additionally, our branch features an ATM for quick cash withdrawals and balance checks whenever you need it. We also offer basic drive-thru services for deposits and simple transactions, ensuring that your banking experience is as smooth as possible. If you have any questions or want to learn more about our services like personal loans, auto financing, or online banking please don't hesitate to reach out! You can give us a call at 361-664-8331. We look forward to welcoming you soon!

Member Eligibility

At Gulf Coast, we believe that becoming a member is like joining a family that genuinely cares for you and your financial well-being. If you're wondering how to become part of our welcoming community, it's quite simple! Membership is open to individuals who live, work, worship, or attend school in the Alice area, along with their immediate family members. This means if you have connections to our vibrant community, you're likely eligible! We're here to support you every step of the way with a range of services designed to help you thrive financially. To get started on your journey with us, visit us at 1909 E Main St Alice Tx 78332, or give us a call at (361) 664-8331 for more information. You can also check out the eligibility details on our website at to ensure you meet all the criteria. Ready to open an account? It's easy! Just head over to https://ccgcfcu.com/loans/ and take that first step toward becoming a valued member of Gulf Coast. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. Every loan we provide is tailored to meet the unique needs of our members, ensuring they have access to the capital necessary for growth.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having a payment processing solution that not only accepts various forms of payment but also integrates seamlessly into your day-to-day operations. This means more time for you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $771,746, we continue to drive economic growth by financing new and expanding businesses in our community. If you're ready to take your business to the next level, visit us at 1909 E Main St Alice Tx 78332 in Alice, TX or give us a call at (361) 664-8331. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow easy access to your funds with minimal hassle. Plus, our drive-thru banking provides basic services such as deposits and withdrawals without leaving your car perfect for busy days! At Gulf Coast, we are committed to providing high-quality service and support through every interaction. For any questions or assistance regarding our services, feel free to call us at (361) 664-8331 or visit us in person at 1909 E Main St Alice Tx 78332. Let us help you take charge of your financial journey today!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing solutions make the process simple and affordable. Picture driving off in a reliable vehicle without breaking the bank. Our flexible terms and competitive rates ensure that you can find a loan that fits your budget perfectly.

Business Banking

For small business owners, we provide tailored business banking services such as merchant services and business loans to help fuel growth. Whether you're starting a new venture or expanding an existing one, our team understands the unique challenges faced by businesses and is ready to assist.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits like cash back or travel points. It's like earning rewards just for shopping! Use it wisely to build your credit while enjoying perks along the way.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we have plans that cater to different needs. Imagine turning the key to your new home with confidence knowing you've made a smart financial choice.

Online & Mobile Banking

We know convenience is key in today's world. That's why Alice offers comprehensive online and mobile banking options that let you manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills on-the-go all at your fingertips!

Personal Banking

Managing your money should be easy and convenient. That's why we offer robust personal banking options, including checking and savings accounts tailored for all lifestyles. Imagine having a checking account that not only keeps your funds safe but also helps you save for that dream vacation or new home. With our savings accounts, you can watch your money grow while enjoying competitive interest rates.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you have a safety net ready when you need it most. Additionally, if managing multiple debts feels overwhelming, our debt consolidation services can simplify your payments into one easy monthly installment, helping you regain control over your finances.

Digital & Online Banking

Key Services Offered

With our online banking services available at https://ccgcfcu.com/ , you can enjoy features like E-Statements, allowing you to view your account statements electronically and reducing paper clutter. Plus, if you're looking for speed and convenience, our Mobile Payments feature lets you pay directly from your smartphone with just a few taps. Our Mobile Application is another fantastic tool that puts all these features right in your pocket. Whether you're checking balances, transferring funds, or making payments, everything is designed to be simple and straightforward. You can also enjoy the flexibility of Person-to-Person Transfers, which makes sending money to friends and family quick and hassle-free.

Security and Accessibility

Your security is our top priority. We utilize Electronic Signature Authorization, so signing documents online is both safe and efficient. With 24/7 Online Banking Services, you have full control over your accounts whenever you need it. This means managing your finances has never been easier or more secure. At Gulf Coast, we believe that banking should fit into your lifestyle effortlessly. Our digital tools are here to help you manage your finances in real-time, giving you peace of mind and the freedom to handle transactions when it suits you best. Explore our online banking options today by visiting https://ccgcfcu.com/ !

Financial Strength

Committed Team Serving You

We take pride in having 91 full-time employees who are dedicated to providing excellent service. Whether you're visiting us at the branch or calling us at (361) 664-8331, you will always find knowledgeable staff ready to assist you with your financial needs. Our community continues to grow with 30,673 total share accounts an indication of the trust placed in us by our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast is your trusted partner. Visit us at 1909 E Main St Alice Tx 78332 or call (361) 664-8331 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $26,738,288 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $4,298 in used auto loans and $273,486,418 in total loans and leases supporting your financial aspirations across various sectors. Our operational efficiency is reflected in our $-1,462,271, which enables us to keep offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $141,674,791 in share certificates and $18,852,811 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your financial goals by focusing resources on benefits that matter most to you. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,633,479, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $27,068,951, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth underscores our ability to weather economic fluctuations while continuing to support our members' needs. Our net worth ratio of $882 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $101,586,668 in used vehicle loans and $64,877,702 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a new or used vehicle, our friendly team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $771,746 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team can work with you to customize a solution that fits your vision. At Gulf Coast, we pride ourselves on transparency and support throughout your borrowing journey. If you're interested in any of our loan products or would like to discuss refinancing options available for existing loans, don't hesitate to reach out. You can visit us at our branch located at 1909 E Main St Alice Tx 78332, or call us at 361-664-8331 for more information. Let's work together to make your financial aspirations a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $59,905. We make buying or refinancing simple and straightforward. Our dedicated staff will help you explore eligibility options so you can find the right plan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,388,207 in loans helping members manage their finances effectively, our credit cards come with valuable rewards that can enhance your everyday spending experience.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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GULF COAST FEDERAL CREDIT UNION