Guardians Credit Union West Palm Beach FL | Best Auto Loans & ATM Services

Introduction

Welcome to Guardians, your trusted partner in financial success, located at 8993 Okeechobee Blvd, West Palm Beach, FL 33411. Since our establishment in 1991, we have proudly served our community, growing to a membership of over 36,807 individuals. Our commitment to providing exceptional service and support has made us a cornerstone of financial well-being in the area. At Guardians, we understand that every financial journey is unique. That's why we offer a wide array of services designed to meet your needs, from personal banking options like checking and savings accounts to specialized loans for auto financing and mortgages. With total assets exceeding $297 million and deposits around $46 million, you can rest assured that your money is safe with us. While members can visit us at our branch location, official correspondence should be sent to the same address: 8993 Okeechobee Blvd, West Palm Beach, FL 33411. Our dedicated team of 98 employees, led by CEO Steven Bosack and Board President Herbert Kahlert, is here to help guide you through all your banking needs. We pride ourselves on being more than just a credit union; we are a community of support and trust. Whether you're looking for competitive loan rates or simply seeking advice on managing your finances, we're here for you. Contact us today at (561) 686-4006 or explore our website at Guardians Credit Union to learn more about how we can assist you. Let's achieve your financial goals together!

Branch History & Mission

At Guardians, we take pride in our rich legacy of service and community support. Established in 1991, our branch has grown to become a trusted financial partner for the people of West Palm Beach, Florida. Located at 8993 Okeechobee Blvd, we're not just a credit union; we're a cornerstone of our community, dedicated to helping our members achieve their financial goals. Since opening our doors over three decades ago, we have steadily expanded our offerings and membership. Today, with a total membership of 36,807 and assets totaling $297,358,660, Guardians is committed to providing personal banking solutions that truly make a difference in people's lives. Our mission is clear: we aim to empower our members through accessible financial services while fostering a sense of belonging and community. As you visit us at our branch in West Palm Beach, you'll notice how we've embraced modern banking trends without losing sight of our core values. We strive to offer services that are easy to use and designed with our members in mind. From checking and savings accounts to auto loans and mortgage refinancing options, we ensure that everyone can find what they need under one roof. While members can visit us at 8993 Okeechobee Blvd West Palm Beach Fl 33411, official correspondence should be sent to 8993 Okeechobee Blvd, West Palm Beach, FL 33411. Our commitment extends beyond financial products. We actively engage in community outreach efforts, partnering with local organizations to support initiatives that uplift the neighborhoods we serve. Whether it's hosting financial literacy workshops or contributing to local charities, Guardians believes in giving back and making a positive impact. For those who prefer digital convenience, we offer online banking services that allow members to manage their finances from anywhere. Our focus on customer-centric initiatives includes ADA compliance measures to ensure that all members have access to our services. With no ATM or drive-thru service available at this location but shared service center options for added flexibility, we invite you to experience the warmth and dedication of our team. Our operating hours are designed for your convenience: Monday through Thursday from 10:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join us at Guardians today! Experience the benefits of being part of a credit union that puts its members first and strives for excellence every day. For more information about becoming a member or exploring our offerings further, please give us a call at (561) 686-4006 or visit our website at GuardiansCU.coop. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Guardians Credit Union branch located at 8993 Okeechobee Blvd in beautiful West Palm Beach, Florida! Our convenient location is not only easy to find but also offers a warm and inviting atmosphere for all your banking needs. Whether you're visiting us for personal banking, auto loans, or business services, we are here to help you every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same mailing address: 8993 Okeechobee Blvd, Suite 112, West Palm Beach, FL 33411. We encourage you to stop by and experience our friendly service firsthand! Situated near popular landmarks, including local shops and parks, our branch is easily accessible with ample parking available. We've made sure that everyone can visit us comfortably our facility is ADA compliant and includes ramps for easy entry. We understand that your time is valuable. That's why we offer convenient operating hours: from 10:00 AM to 5:00 PM Monday through Thursday and 9:00 AM to 6:00 PM on Friday. If you have questions or need assistance outside these hours, feel free to give us a call at 561-686-4006. Our dedicated team is always ready to provide support. Although we do not have ATM availability or drive-thru services at this location, we are proud to offer shared services for basic transactions like deposits and withdrawals for partner credit union members. This means you can access essential banking services even if you're a member of another participating credit union. At Guardians Credit Union, we focus on providing tailored financial solutions including checking and savings accounts, vehicle financing options, mortgage loans, personal loans, credit cards with rewards, and business banking services. We invite you to visit us soon at our West Palm Beach branch! Experience the personalized service that sets us apart in the community. For more information about our services or to start your membership journey today, check out our website at Guardians Credit Union or click here to apply online. We look forward to welcoming you!

Member Eligibility

Becoming a member of Guardians means joining a welcoming community that truly cares about your financial well-being. If you're interested in membership, you'll be pleased to know that it's open to individuals who live, work, worship, or attend school in the West Palm Beach area. This inclusive approach ensures that many can benefit from our services, which include everything from personal banking to auto loans and business financing. Ready to take the next step? Opening an account is simple! Just visit us at 8993 Okeechobee Blvd West Palm Beach Fl 33411 or give us a call at (561) 686-4006 for more details. You can also explore the specific eligibility criteria and stay updated by checking out our resource at . We're excited to have you join us at Guardians, where your financial goals become our shared mission!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,483,300, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies payment processing. Our merchant services allow you to accept payments seamlessly, whether online or in-store. This means more time spent on your passion and less on paperwork. By streamlining your transactions, you can focus on what truly matters growing your business. Visit us at 8993 Okeechobee Blvd West Palm Beach Fl 33411 in West Palm Beach, FL, or give us a call at (561) 686-4006 to learn more about how we can support your business journey.

Comprehensive List Of Services

Business Banking Options

If you're a business owner, Guardians is here to support you too! Our business banking services, including merchant services and business loans, are designed to help your enterprise thrive. Whether you need funds for expansion or efficient transaction processing solutions, we've got you covered.

Connect With Us

We invite you to experience the comprehensive suite of services at Guardians. For more information or to open an account, please call us at 561-686-4006 or visit our website at Guardians. Our friendly team is ready to assist you with any questions and help guide you towards making the best financial decisions for your future. Join us today!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere whether it's checking balances or transferring money between accounts. You can also take advantage of our ATM and cash withdrawal services when you need cash on the go. For members who belong to partner credit unions, we provide basic shared branch transactions like deposits and withdrawals, ensuring that you have access to essential banking functions no matter where you are.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that help you manage your day-to-day finances. Imagine effortlessly keeping track of your expenses while saving for future goals all in one place. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those interested in home ownership or refinancing, our mortgage loans provide competitive rates and flexible terms to fit your lifestyle. Plus, if you're dealing with debt, our personal loans and debt consolidation services can help simplify your financial situation by combining multiple payments into one manageable loan. Don't forget about our credit cards with rewards, which allow you to earn while you spend! Each purchase brings you closer to exciting rewards that can enhance your everyday life.

Digital & Online Banking

Key Features

One of the standout features is the availability of e-statements. You can easily opt-in to receive your statements electronically, making it easier to keep track of your finances without the clutter of paper statements. Plus, with no mobile payments feature available at this time, you can rest assured that our focus is on providing secure and efficient online banking. Although we currently do not offer a mobile application or person-to-person transfers, our website remains user-friendly and easy to navigate. You won't need an electronic signature authorization for most transactions, simplifying the process even further. In today's fast-paced world, having reliable digital banking options means peace of mind. At Guardians, we prioritize your security while ensuring that managing your finances is straightforward and stress-free. Embrace the convenience of modern banking with us today!

Financial Strength

Member-Focused Savings

Members' savings are secured through $27,878,996 in share certificates and $31,023,908 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,803,202 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $34,585,662 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $3,084 in used auto loans and $220,822,537 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $40,477,021, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,361 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $669,227. Total Share Accounts: 87,952, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardians is your trusted partner. Visit us at 8993 Okeechobee Blvd West Palm Beach Fl 33411 or call (561) 686-4006 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,022,939 in used vehicle loans and $22,540,204 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, our financing solutions make it easier than ever to drive off with confidence.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $3,483,300 provide the capital needed to expand your operations. We understand that running a business comes with unique challenges and opportunities; our tailored loan products are designed to meet your specific needs. At Guardians, we are committed to providing clear and accessible financing options for all members. Plus, if you're considering refinancing any of these loans or would like information about eligibility options available through us, don't hesitate to reach out! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Guardians can help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,938,372, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our team is ready to guide you through every step.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $11,415,688 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when unexpected costs arise.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring complete transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: The platform delivers up-to-date loan rates from multiple institutions, helping users make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Explore your options confidently with the most reliable data at your fingertips. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers. Each loan comparison reflects accurate rates and terms, allowing users to compare options with confidence.

Guardians