Guardians Credit Union West Palm Beach FL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Guardians, your trusted financial partner located at 3469 Summit Blvd, West Palm Beach, FL 33406. Since our establishment in 1991, we have been dedicated to serving our community with a commitment to financial wellness and member satisfaction. With a robust membership base of over 36,807 individuals, we pride ourselves on being more than just a credit union; we are a part of your journey towards achieving your financial goals. Our total assets stand strong at $297,358,660, reflecting our stability and the trust placed in us by our members. We offer a variety of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and business banking services. We currently manage $46,850,506 in deposits and have facilitated a total of 13,519 loans and leases to help our members thrive. At Guardians, we understand that leadership is key to fostering a supportive environment. Under the guidance of our CEO Steven Bosack and Board President Herbert Kahlert, our team of 98 employees works diligently to ensure that every member receives the personalized service they deserve. Our drive-thru service and ATM availability make banking convenient for you. While members can visit us at 3469 Summit Blvd, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out at 561-686-4006 or visit us online at Guardians Credit Union. Join us today and experience the difference of being part of a credit union that truly cares about your financial future!

Branch History & Mission

Join Us Today!

If you're looking for a credit union that truly cares about its members, we invite you to become part of the Guardians family. Experience firsthand how we can help you achieve your financial dreams while being an active participant in our local community. Visit us today or call us at (561) 686-4006 for more information on how you can get started with Guardians!

Our Evolution

From our humble beginnings at 3469 Summit Blvd, Guardians has evolved significantly over the years. We started with a small team dedicated to providing personal banking services. Today, we employ nearly 100 staff members who are passionate about helping individuals and businesses achieve their financial goals. Our branch is equipped with modern amenities including ATM access and drive-thru banking for your convenience. While members can visit us at 3469 Summit Blvd West Palm Beach Fl 33406, official correspondence should be sent to 3469 Summit Blvd, West Palm Beach, FL 33406. We are proud to offer a variety of services ranging from checking and savings accounts to auto loans and business banking solutions. Our commitment to innovation has led us to implement online banking features that allow you to manage your finances easily from anywhere.

Our Mission

At Guardians, our mission is clear: we aim to provide accessible financial services while fostering a sense of community among our members. We believe in empowering individuals through education and support, ensuring that everyone has the opportunity to thrive financially. Our team is dedicated not only to meeting your banking needs but also to engaging in outreach programs that uplift local initiatives. We prioritize being a responsible member of the community by partnering with local organizations and participating in events that promote growth and well-being in West Palm Beach. This dedication is reflected in our commitment to ADA compliance and customer-centric initiatives designed for all members.

Branch Location & Accessibility

Accessibility Features

At Guardians, we prioritize making banking accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily navigate our space. Plus, ample parking is available right outside our doors for your convenience.

Banking Services

Guardians provides a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also have a drive-thru for quick transactions like deposits and withdrawals, along with shared service options for partner credit union members. While our main location is at 3469 Summit Blvd West Palm Beach Fl 33406, if you need to send official correspondence, please use our mailing address at 3469 Summit Blvd, West Palm Beach, FL 33406.

Call to Action

Ready to take the next step? We invite you to visit us or give us a call at (561) 686-4006. Our dedicated team is eager to assist you with all your banking needs!

Nearby Landmarks

Located just a stone's throw away from the bustling Summit Plaza, our branch is surrounded by familiar sights that make it easy for you to stop by. If you're in the area enjoying a meal or shopping, consider swinging by for your banking needs.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Visit us on Monday, Tuesday, and Thursday from 8:00 AM to 5:30 PM; Wednesday from 10:00 AM to 5:30 PM; Friday from 7:30 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM.

Member Eligibility

At Guardians, we believe that joining our credit union is like becoming part of a close-knit family where you can feel supported and understood. To become a member, all you need is to meet a few simple eligibility criteria. Whether you're a resident of Palm Beach County or work for one of our partner organizations, we welcome you with open arms. We also cater to those who are related to existing members, making it easy for families to stay connected and benefit from our services together. For specific details about the eligibility requirements, please visit us at . Once you're ready to take the next step, opening an account at Guardians is straightforward and hassle-free. Just head over to our account opening page at http://www.Guardianscu.coop/apply/, and you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to give us a call at (561) 686-4006. We're here to help you on your journey toward financial wellness in our welcoming community located at 3469 Summit Blvd West Palm Beach Fl 33406!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,483,300, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a reliable partner for your payment processing needs. Our merchant services simplify transactions so you can focus on what matters most running your business. From accepting credit cards to managing payroll, we offer practical tools that make everyday operations smoother. Visit us at 3469 Summit Blvd West Palm Beach Fl 33406 in West Palm Beach, FL to learn more about how our business banking and commercial services can help elevate your success. You can also reach us at (561) 686-4006 for any inquiries. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options are designed to help you hit the road in no time. With competitive rates and flexible terms, we make it easy to get behind the wheel of your dream vehicle without breaking the bank.

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored for entrepreneurs looking to grow their ventures. We're here to help fuel your success.

Convenient Access

At Guardians, convenience is key. Our ATM services allow for quick cash withdrawals and balance checks whenever needed. Additionally, our drive-thru service simplifies simple transactions like deposits and withdrawals without leaving your car. We also participate in shared branching with partner credit unions, giving members access to basic transactions at various locations across the country. If you're ready to experience personalized service and a variety of financial solutions tailored just for you, don't hesitate! Call us today at (561) 686-4006 or visit us at 3469 Summit Blvd West Palm Beach Fl 33406. Let's work together towards achieving your financial dreams! For more information about our services, check out our website: Main Office.

Credit Cards with Rewards

For those who love rewards, our credit cards come with various benefits that can enhance your everyday purchases. Whether it's cash back or travel points, using our credit card means earning while you spend.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? We offer mortgage loans that can help you secure the perfect home. Our knowledgeable staff will guide you through the process, ensuring you find a loan that meets your budget and goals.

Personal Banking Services

Whether you're looking to open a checking or savings account, Guardians offers various personal banking options designed to fit your lifestyle. Imagine being able to manage your money effortlessly with our online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer making banking simpler than ever.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you find yourself needing extra cash, our personal loans can provide the financial cushion you need. Plus, if you're juggling multiple debts, consider our debt consolidation options to simplify your payments into one manageable monthly amount.

Digital & Online Banking

Additional Services

Need to send money to a friend? Unfortunately, we do not provide person-to-person transfer services at this time. However, our commitment to convenience doesn't stop there. You won't have to worry about signing documents in person either; our electronic signature authorization feature allows you to complete necessary forms quickly and securely. Whether you're checking on savings or planning for future investments, Guardians is here to support you every step of the way with our comprehensive online banking tools. Embrace the ease of managing your finances digitally with us today!

Key Features

Our online banking service is user-friendly, allowing you to check your account balances, view transaction history, and pay bills with just a few clicks. You can also opt for e-statements, making it easy to keep track of your finances without the clutter of paper statements. We prioritize your security, ensuring that your data is protected while you enjoy the convenience of online banking. While we currently do not offer mobile payments or a dedicated mobile application, our website is fully optimized for mobile use. This means you can still perform transactions and access all features right from your smartphone or tablet.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 87,952, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $669,227 further highlights our commitment to supporting your financial journey. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardians is your trusted partner. Visit us at 3469 Summit Blvd West Palm Beach Fl 33406 or call (561) 686-4006 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $34,585,662 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our diverse loan offerings. We support your goals with $3,084 in used auto loans and $220,822,537 in total loans and leases.

Member Savings Securely Managed

Members' savings are secured through $27,878,996 in share certificates and $31,023,908 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,803,202 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $40,477,021, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,361 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,022,939 in used vehicle loans and $22,540,204 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to finance your next vehicle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,483,300 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financing solutions that help drive success. If you're considering refinancing any existing loans or exploring eligibility options for our products, please reach out to us at (561) 686-4006. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Guardians today and discover how our loan offerings can help you take control of your financial future!

Credit Lines and Personal Financing

For those who need extra flexibility, our total credit lines of $9,273,000 allow members to access funds when needed without the hassle of traditional loans. Additionally, we offer unsecured credit card loans totaling $11,415,688, which provide convenient ways to manage expenses while enjoying rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,938,372, make buying or refinancing simple. We offer various mortgage products designed for different financial situations, ensuring you find the right fit for your budget.

Loan Aggregator

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Guardians