Guardians Credit Union Fort Pierce FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Guardians, your trusted financial partner in the heart of Fort Pierce! Located at 4009 Okeechobee Rd, Fort Pierce, FL 34947, our credit union has been proudly serving our community since 1991. With a strong commitment to helping our members achieve their financial goals, we have grown to support over 36,807 members, providing them with a safe and reliable place for their banking needs. At Guardians, we understand that each member is unique. That's why we offer a range of services tailored just for you from personal banking and auto loans to mortgage refinancing and business banking solutions. Our total assets stand at an impressive $297,358,660, reflecting our strength and stability in the industry. With total deposits reaching $46,850,506, your savings are secure with us. Our dedicated team of 98 employees is led by CEO Steven Bosack and Board President Herbert Kahlert, who are committed to fostering a welcoming environment where you can thrive financially. We also pride ourselves on maintaining a robust net worth of $40,477,021 and holding $6,318,995 in cash reserves demonstrating our solid foundation and capacity to serve you better. Whether you're looking for loans or saving options, Guardians is here to help. Our members enjoy the benefits of competitive interest rates and personalized service that truly makes a difference. You can easily access your accounts through online banking or visit us during our convenient hours: Monday to Friday from 8:00 AM to 5:30 PM (with extended hours on Friday) and Saturdays from 9:00 AM to 12:00 PM. While you can reach us at our branch location for all your needs, please direct official correspondence to our mailing address at 4009 Okeechobee Rd, Fort Pierce, FL 34947-4563. Ready to take the next step? Give us a call at 772-462-1595 or visit our website at Guardians Credit Union today! We're excited to help you achieve your financial dreams.

Branch History & Mission

Commitment to Community

Guardians is deeply invested in the well-being of Fort Pierce and surrounding areas. We proudly participate in various community initiatives aimed at improving local lives through financial literacy programs, sponsorships of local events, and partnerships with other organizations that share our vision for a better tomorrow. Our branch features convenient operating hours from 8:00 AM to 5:30 PM on Monday, Tuesday, and Thursday; 10:00 AM to 5:30 PM on Wednesday; 7:30 AM to 6:00 PM on Friday; and 9:00 AM to 12:00 PM on Saturday. We also offer ATM availability and drive-thru banking services for those who prefer quick access without leaving their vehicles. As we continue this journey together with our members and community partners, we invite you to join us at Guardians Credit Union. Experience how we can help you achieve your financial goals while being part of an organization that truly cares about its members. Visit us today or check out our website at Guardians Credit Union for more information!

Our Mission

The mission of Guardians Credit Union is not just about banking; it's about enhancing lives and strengthening communities. We strive to offer competitive rates and low fees while fostering a welcoming environment where all members feel valued. We believe that financial education is crucial for making informed decisions, which is why we actively engage in community outreach programs and workshops. While members can visit us at our Fort Pierce branch for day-to-day banking needs, official correspondence should be sent to our mailing address at 4009 Okeechobee Rd, Fort Pierce, FL 34947-4563.

Branch Location & Accessibility

Accessibility and Amenities

At Guardians, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can comfortably access our services. We also offer a drive-thru banking option for added convenience perfect for those on the go!

Operating Hours

Our doors are open during convenient hours to fit your schedule. You can visit us Monday through Tuesday and Thursday from 8:00 AM to 5:30 PM, Wednesday from 10:00 AM to 5:30 PM, Friday from 7:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. These flexible hours make it easy for you to find a time that works for you.

Services Offered

Guardians Credit Union provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here for you every step of the way. Plus, our ATM availability ensures that you can easily access cash whenever needed. Ready to experience top-notch service? Feel free to give us a call at (772) 462-1595 or stop by our branch today! We look forward to serving you at Guardians Credit Union!

Member Eligibility

At Guardians, we believe that everyone deserves a chance to be part of a supportive community where your financial well-being comes first. Becoming a member is easier than you might think! If you live, work, worship, or go to school in the areas served by us, you're likely eligible for membership. We welcome individuals and families from all walks of life to join us on this journey toward achieving your financial goals. By choosing Guardians, you gain access to personalized services, competitive rates, and a network that truly cares about your success. Ready to take the next step? Opening an account with us is simple and straightforward! You can start the process online at http://www.Guardianscu.coop/apply/ or give us a call at (772) 462-1595 if you have any questions. For more details on our eligibility criteria. We can't wait to welcome you to the Guardians family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,483,300, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services empower businesses to streamline transactions and enhance customer experiences. Imagine a busy café utilizing our point-of-sale systems to quickly process payments while keeping lines moving efficiently. This means happier customers and increased sales. With our services at 4009 Okeechobee Rd Fort Pierce Fl 34947, Fort Pierce, FL, your business can thrive in today's competitive market. Let's work together to turn your vision into reality! Reach out to us at (772) 462-1595 or visit us at 4009 Okeechobee Rd Fort Pierce Fl 34947 to explore how we can assist you further.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure you have access when you need it most. We also provide basic ATM access for withdrawals and balance checks so managing your money is always within reach.

Auto Loans & Vehicle Financing

If you're planning to purchase a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing solutions are tailored for you. Picture driving off in that new car with a loan that fits your budget and lifestyle. We make the process simple and straightforward so you can focus on enjoying your new ride.

Business Banking Services

For small business owners, we offer comprehensive Business Banking services including Merchant Services & Business Loans. This means you have access to tools that can help grow your business effectively and efficiently.

Credit Cards with Rewards

With our Credit Cards with Rewards, spending can earn you benefits! Whether it's cash back, travel points, or other perks, using our credit card becomes not just a necessity but an opportunity to earn rewards for everyday purchases.

Drive-Thru and Shared Branch Transactions

Our Basic Drive-Thru Banking allows for quick transactions like deposits and withdrawals without leaving your car. Plus, if you're a member of a partner credit union, you can utilize our shared branch transactions for additional convenience. At Guardians, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial success. If you'd like to learn more about how we can assist you with any of these services or if you're ready to take the next step in your financial journey, please don't hesitate to reach out at (772) 462-1595 or visit us at 4009 Okeechobee Rd Fort Pierce Fl 34947 in beautiful Fort Pierce, FL. Your future starts here!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services offer competitive rates and personalized support. We know that purchasing a home is one of the biggest decisions you'll ever make, so we guide you every step of the way. Whether it's your first house or an investment property, we have options that can help make it happen.

Online & Mobile Banking

We prioritize convenience with our robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills from anywhere at any time perfect for the busy lifestyle!

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include Checking & Savings Accounts that help you keep track of your money easily. Imagine having the flexibility to withdraw cash at our convenient ATMs or making deposits through our drive-thru service without any hassle.

Personal Loans & Debt Consolidation

Need extra cash for an unexpected expense? Our Personal Loans & Debt Consolidation services can help relieve financial stress by consolidating high-interest debts into one manageable payment. This allows you to take control of your finances and work towards achieving your goals without feeling overwhelmed.

Digital & Online Banking

Key Features

Our online banking platform provides you with real-time account management tools that make it easy to keep track of your finances. You can check balances, review transaction history, and pay bills all from the comfort of your home or wherever you are. Plus, our e-statements feature allows you to receive your account statements electronically, giving you quick access while helping the environment by reducing paper waste. While we currently do not offer mobile payments or a mobile application, our robust online banking services ensure that you can manage everything efficiently through our website. Although person-to-person transfers aren't available right now, we prioritize ease of use in all our offerings.

Security and Accessibility

Your security is our top priority. We take strong measures to protect your personal information and ensure safe transactions. Our user-friendly interface makes it simple for members of all ages to navigate their accounts without feeling overwhelmed. At Guardians, we're committed to providing accessible financial solutions that empower you to take charge of your money. Discover how easy it can be to manage your finances by visiting us online at https://www.guardianscu.coop/ today!

Financial Strength

A Growing Membership Base

We currently manage a robust base of 87,952 share accounts, showing that more people are choosing Guardians as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardians is your trusted partner. Visit us at 4009 Okeechobee Rd Fort Pierce Fl 34947 or call (772) 462-1595 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $34,585,662 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $3,084 in used auto loans and $220,822,537 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $27,878,996 in share certificates and $31,023,908 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $340,437 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $40,477,021, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,022,939 in used vehicle loans and $22,540,204 in new vehicle loans already helping members get on the road. We also have refinancing options available for those who want to lower their monthly payments or consolidate their existing auto loans.

Business Loans

For business owners, our outstanding commercial loans totaling $3,483,300 provide the capital needed to grow and expand. We support local businesses by offering tailored financing solutions that fit your unique needs. Each loan product we offer comes with eligibility options designed to help as many members as possible access these benefits. You can easily find more information about eligibility on our website or by calling us directly at 772-462-1595. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals, visit us at our branch located at 4009 Okeechobee Rd Fort Pierce Fl 34947 or apply online today!

Credit Lines and Personal Loans

For those needing extra flexibility, our credit lines total $9,273,000, allowing you to access funds when necessary without taking out a full loan. Additionally, we provide unsecured credit card loans with a total of $11,415,688 available. These cards come with flexible terms designed to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,938,372, make buying or refinancing simple. We understand that navigating the mortgage process can be daunting; that's why our team is here to guide you every step of the way.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, making it easier to compare rates effectively.

GUARDIANS CREDIT UNION - Fort Pierce, FL

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