Guardian is more than just a credit union; we are an integral part of Prattville's fabric. Our partnerships with local organizations reflect our dedication to making a positive impact. Through various outreach programs and initiatives, we strive to give back and support those in need. As we look towards the future, we continue to embrace technology while ensuring that accessibility remains a priority. With features such as online banking and mobile applications, we ensure that managing your finances is as easy as possible. Join us today at Guardian and experience firsthand how our commitment to service can benefit you and your family. Together, let's build a stronger community! For any inquiries or assistance, feel free to reach out at 334-244-9999.
From our humble beginnings over six decades ago, Guardian has transformed into a trusted financial partner for nearly 92,000 members. Our branch at 300 Jensen Rd, Prattville, AL 36067, is not just a place for banking; it is a hub for community connection and support. As we have expanded our services over the years from personal banking options like checking and savings accounts to auto loans and mortgage refinancing we have also prioritized building strong relationships within our community. We are proud to manage total assets of over $1 billion, enabling us to offer competitive rates and innovative products tailored to our members' needs. Our commitment extends beyond finances; we actively engage in community outreach efforts that make a difference in the lives of those around us.
Our mission at Guardian is straightforward: we aim to enrich the lives of our members by providing reliable financial services while fostering a spirit of community. We believe that everyone deserves access to quality banking options that can help them achieve their financial goals. Whether it's through personal loans, business banking solutions, or online services like mobile payments and e-statements, we strive to put our members first in everything we do. While members can visit us at 300 Jensen Rd for all their banking needs, official correspondence should be sent to the same address. We offer convenient operating hours from Monday through Friday from 9:00 AM to 4:00 PM, ensuring that we are available when you need us most.
If you have questions or need assistance, feel free to reach out! You can call us at 334-244-9999. We are excited to serve you and help you with personal banking needs such as checking and savings accounts, auto loans, mortgages, and more. While members can visit us at 300 Jensen Rd, official correspondence should be sent to the same address as our mailing address. We look forward to seeing you soon!
Our branch features ample parking and is designed with accessibility in mind, ensuring that all members can comfortably visit us. While you're here, take advantage of our ATM services for quick withdrawals and balance checks. Although we do not have a drive-thru service at this location, our staff is always ready to help you inside.
We understand that your time is valuable. That's why we operate from Monday through Friday, opening our doors at 9:00 AM and closing at 4:00 PM perfect for those who need to handle banking matters during work hours. Please note that we are closed on Saturdays.
In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly, whether your customers prefer credit cards or mobile wallets. Our services ensure you can focus on what matters most growing your business. Located at 300 Jensen Rd, Prattville, AL 36067, we're here to help you navigate the financial landscape with personalized support. Contact us today at 334-244-9999 and discover how Guardian can empower your business journey!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses.
If you're an entrepreneur or small business owner, our business banking services include merchant services and business loans tailored to help you grow your venture. We believe that strong businesses create strong communities, and we're committed to helping you succeed.
Enhance your purchasing power with our credit cards that offer rewards! They not only make shopping convenient but also reward you for every dollar spent. It's an excellent way to earn back some benefits while managing your finances effectively.
In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Washington Hill. With online banking, mobile payments, and person-to-person payment options available 24/7, managing your finances has never been easier. You can withdraw cash at our ATMs without hassle or check your account balance on-the-go all designed for maximum ease and accessibility. We invite you to explore all the services we offer at Guardian by visiting us at 300 Jensen Rd Prattville Al 36067 in Prattville, AL, or giving us a call at (334) 244-9999. Your financial wellbeing is our top priority! Let us partner with you on this journey towards achieving your financial goals.
Thinking about home ownership? Our mortgage loans and refinancing options provide flexible solutions for aspiring homeowners. We guide you through the process, making it simple to secure the funding you need. With personalized support from our dedicated staff, you can focus on finding your dream home rather than worrying about the paperwork.
For those seeking personal banking solutions, we offer checking and savings accounts designed for everyday use. Imagine having a reliable place to manage your funds while earning interest on your savings! Our accounts are easy to set up and come with online and mobile banking features that allow you to check balances, transfer money, and pay bills from anywhere.
Life can be unpredictable, which is why personal loans are available for those unexpected expenses or projects you've been planning. Whether you're consolidating debt or funding a special occasion, our personal loans are designed with your budget in mind.
If you're considering purchasing a new car, our auto loans and vehicle financing options make it straightforward. We understand that buying a car is a significant investment, and our competitive rates can help you drive off the lot without breaking the bank. Whether it's a new ride or a reliable used vehicle, we've got you covered.
In today's fast-paced world, having access to reliable digital banking tools is essential. At Guardian, we are committed to making banking accessible and straightforward for our members. Whether you're at home or on the move, our suite of online banking services ensures that managing your finances is both easy and secure. Join us today and experience the future of banking!
With our 24/7 online banking services available at https://www.myguardiancu.com/, managing your accounts has never been easier. You can check balances, pay bills, and transfer funds whenever it suits you. Plus, our mobile application puts all these capabilities right in your pocket, allowing you to bank anytime, anywhere. Need to send money to a friend? Our person-to-person transfers make this simple and quick. You can easily send cash to anyone, making splitting bills or repaying friends hassle-free. And if you're looking for ways to make payments even easier, our mobile payments feature lets you pay directly from your phone with just a tap.
Your security is our priority. With features like electronic signature authorization, you can sign documents securely without needing to print anything out. This means you can complete transactions quickly while still keeping your information safe. Keeping track of your statements has also become simpler with e-statements. You'll receive notifications when new statements are available, allowing you to review them at your convenience without cluttering your mailbox.
Our operations reflect efficiency with a net income of $3,353,331, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending at $911,982 and a growing member base reflected in our 187,611 accounts, we stand ready to help you navigate your financial journey.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 300 Jensen Rd Prattville Al 36067 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further demonstrated by our $24,222 in used auto loans and $857,470,944 in total loans and leases, supporting members' financial goals across various sectors.
With a net worth of $96,180,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. We aim to make the process simple and straightforward, so you can focus on enjoying your new ride.
For business owners, our outstanding commercial loans totaling $4,281,812 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting local entrepreneurs with tailored financial solutions. If you're considering refinancing any of these loan types or want more information about eligibility options, don't hesitate to reach out. Our friendly team is here to answer all your questions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at (334) 244-9999 or visit us at 300 Jensen Rd Prattville Al 36067 in Prattville, AL for personalized assistance with your loan needs. At Guardian, we're dedicated to helping you find the right solution for your financial journey.
For those who need extra flexibility, we provide credit lines with a total value of $315,323,650, allowing you to borrow as needed without having to reapply each time. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $26,816,839 in loans helping members manage their finances effectively.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.
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