Guardian Credit Union West Milwaukee WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Guardian Credit Union! Located at 4501 W Greenfield Ave, West Milwaukee, WI 53214, we've been serving our community since 1934. With a rich history and a commitment to our members, we are proud to provide personalized financial solutions tailored to your needs. Our total assets stand strong at an impressive $293,355,406, demonstrating our reliability and stability as your financial partner. At Guardian, we believe that every member matters. Currently, we proudly serve 26,756 members who trust us with their financial goals. Our dedication is reflected in our robust offerings, including auto loans, personal loans, and business banking services. In fact, we've issued over 79,144 loans and leases to help our members achieve their dreams. Your money is in good hands with us our total deposits reach $18,467,741, and we maintain a solid net worth of $29,192,330. This ensures that you can bank on us not just for today but for years to come. Additionally, our team of 92 employees, led by CEO Kevin Nitka and Board President Robert Jelinek, is always ready to assist you with care and expertise. While you can visit us at our branch for any service you need including ATM access and drive-thru banking official correspondence should be sent to the same address: 4501 W Greenfield Ave, West Milwaukee, WI 53214. We invite you to explore all that Guardian Credit Union has to offer. Whether you're looking for a new loan or just need assistance managing your finances, we're here for you. Feel free to call us at 414-546-7450 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Join us today and become part of a community-focused credit union that puts your interests first! For more information about membership or services, visit our website at Guardian Credit Union.

Branch History & Mission

At Guardian Credit Union, we take pride in our rich history and unwavering mission to serve our community. Established in 1934, our branch has grown alongside West Milwaukee, offering a reliable financial partner for generations. Located at 4501 W Greenfield Ave, our convenient location is easily accessible and close to local landmarks that make us a familiar presence in the neighborhood. Over the years, Guardian has evolved significantly. We started with a small group of dedicated members and have expanded to welcome over 26,000 individuals into our family. With total assets reaching an impressive $293,355,406, we are committed to providing quality financial services tailored to meet the needs of our diverse membership base. Our growth reflects not only our success but also our dedication to supporting the financial well-being of those we serve. Our mission is clear: we strive to empower our members by providing exceptional banking services while fostering community growth and support. We understand that financial matters can be overwhelming, which is why we focus on building strong relationships based on trust and understanding. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we're here for you. While members can visit us at 4501 W Greenfield Ave, official correspondence should be sent to the same address. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon for drive-thru services. In today's digital world, we offer online banking and mobile payment options to ensure that you can manage your finances anytime, anywhere. We prioritize accessibility with ADA-compliant facilities and strive to create a welcoming environment for all members of our community. Guardian Credit Union actively engages in partnerships and outreach programs aimed at uplifting local initiatives and causes. We believe in giving back, whether it's through volunteering or sponsoring events that benefit our neighbors. Join us at Guardian Credit Union and experience firsthand the difference a member-focused institution can make in your life. Together, let's build a brighter financial future! For more information or to become a member today, feel free to call us at 414-546-7450 or visit us online at guardiancu.org.

Branch Location & Accessibility

Get In Touch!

If you have any questions or want to learn more about what we can do for you, feel free to give us a call at 414-546-7450. Our friendly team is always ready to assist! We invite you to visit us at Guardian Credit Union where your financial well-being is our priority!

Location Highlights

Nestled near the bustling intersection of Greenfield Avenue and 45th Street, our branch is just a stone's throw away from several local favorites like the West Milwaukee Public Library and the vibrant shops along Greenfield Avenue. Parking is ample and accessible, with features that cater to all visitors, including ADA-compliant ramps for those who need extra assistance.

Operating Hours

At Guardian Credit Union, we value your time. Our lobby hours are Monday through Friday from 9 AM to 5 PM, making it easy to drop by during your busy day. If weekends suit you better, our drive-thru service is available on Saturdays from 9 AM until noon. This flexibility ensures that you can manage your banking needs whenever it's most convenient for you.

Services Offered

We offer a wide array of services designed to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need quick access? Our ATM service is available on-site for withdrawals and balance checks. Plus, our drive-thru banking provides an efficient way to handle deposits and simple transactions without leaving your car.

Member Eligibility

At Guardian, we believe in creating a welcoming community where everyone can thrive financially. Becoming a member is simple and open to anyone who lives, works, or worships in the area around 4501 W Greenfield Ave West Milwaukee Wi 53214. We also invite family members of existing members to join our credit union family. By choosing Guardian, you gain access to a range of financial services tailored just for you, whether it's personal banking, loans, or online services that make managing your money a breeze. If you're ready to take the next step and enjoy the benefits of membership, check out the detailed eligibility criteria at https://www.guardiancu.org/membership-and-services/ . When you're all set, opening an account is just a click away through our easy application process found here: https://www.guardiancu.org/loans/apply/ . If you have any questions or need assistance, don't hesitate to give us a call at (414) 546-7450. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Our solutions help you accept payments easily and efficiently, allowing you to focus on what you do best running your business. From credit card processing to mobile payment options, we provide tools that make transactions seamless for both you and your customers. Visit us at 4501 W Greenfield Ave West Milwaukee Wi 53214, West Milwaukee, WI 53214, or call us at (414) 546-7450 to learn more about how Guardian can empower your business!

Comprehensive List Of Services

Business Banking Services

Small business owners will find valuable support in our business banking services, including merchant services and business loans tailored to help grow your enterprise. We understand the challenges of managing finances while running a business, and we're here to provide solutions that fit.

Convenient Access Anytime

To ensure you always have access when you need it most, we offer ATM & cash withdrawal services right at your fingertips. Plus, our drive-thru banking service allows for quick transactions like deposits and withdrawals without leaving your vehicle. We invite you to experience all that Guardian has to offer! For any questions or assistance regarding our services, don't hesitate to reach out at (414) 546-7450. Join us today at Guardian Credit Union-west Milwaukee Office, where we are dedicated to helping you achieve your financial goals!

Home Financing Solutions

Purchasing a home is one of the biggest decisions you'll make, which is why our mortgage loans and refinancing options are designed to be as user-friendly as possible. We take the time to explain each step of the process so that you feel informed and empowered as you move forward. Our team is here to guide you through various loan types that fit your unique situation.

Personal Banking Made Easy

For those looking to open a checking or savings account, we offer tailored solutions designed for your lifestyle. Imagine having the flexibility to access your money anytime through our online and mobile banking features. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options are competitive and straightforward. With flexible terms and low rates, you can drive off with confidence knowing you have made a smart financial choice.

Supporting Your Financial Growth

For those looking to consolidate debt or make personal purchases, our personal loans can help ease the financial burden with manageable repayment plans. Additionally, if rewards matter to you, explore our credit cards with rewards that allow you to earn while spending perfect for those everyday expenses!

Digital & Online Banking

E-Statements for Easy Tracking

Say goodbye to paper clutter! With e-statements available at Guardian, you can view your account statements electronically. This not only helps keep your financial information organized but also contributes to a greener environment. In summary, our digital and online banking services at Guardian provide the accessibility and ease-of-use you need for real-time account management. Visit us at https://www.guardiancu.org/ to learn more about how we can help simplify your banking experience today!

Go Mobile with Confidence

Stay connected with our mobile application, which allows you to manage your accounts right from your smartphone. You can enjoy features like mobile payments, making transactions quick and convenient wherever you are. No more fumbling for cash or cards just tap and go!

Online Banking Made Simple

Our online banking platform at https://www.guardiancu.org/ is user-friendly and accessible 24/7. Whether you need to check your balance, transfer money, or pay bills, you can do it all from the comfort of your home or while on the go. Plus, with person-to-person transfers available, sending money to friends or family has never been easier.

Secure Your Transactions

Security is our top priority. Although we don't currently support electronic signature authorization, rest assured that all online transactions are protected with advanced security measures. You can bank confidently knowing that your information is safe with us.

Financial Strength

Commitment to Member Savings

Members' savings are secured through $19,083,180 in share certificates and $31,274,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts stand at 52,769, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $1,514,756, we are well-positioned to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 4501 W Greenfield Ave West Milwaukee Wi 53214 or call us at 414-546-7450 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our net income of $1,131,595, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Financial Foundation

With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $50,400 in used auto loans and a total of $179,817,485 in loans and leases available.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options tailored to your needs.

Commercial Loans

For business owners, our outstanding commercial loans totaling $508,695 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are committed to supporting your journey toward success. At Guardian, we also offer refinancing options and various eligibility criteria to ensure you find the right fit for your financial situation. If you're ready to explore your loan options further or need assistance with the application process, feel free to reach out at (414) 546-7450 or visit us at 4501 W Greenfield Ave West Milwaukee Wi 53214 in West Milwaukee, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Lines and Unsecured Credit Cards

For those who prefer flexibility, we also provide credit lines with a total availability of $90,758,854. Plus, our unsecured credit card loans amounting to $3,318,253 can assist you in managing your finances effectively without needing collateral. These options allow you to handle unexpected expenses or make significant purchases with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953, make buying or refinancing simple. We are here to guide you through the process and help you secure your dream home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed decisions based on accurate and up-to-date information. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. These standards are based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers for users. By focusing on verified data, LendMesh allows users to compare loan options with confidence. One of the standout features of LendMesh is its commitment to transparency. All loan offers are sourced from legitimate financial institutions, guaranteeing that users receive trustworthy information. Additionally, there are no sponsored listings on the platform. LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results so that you can find the best deal without any hidden agendas. The platform also provides real-time rate comparisons, giving you access to up-to-date loan rates from multiple institutions. This feature is crucial in today's fast-changing financial landscape, allowing you to make timely and well-informed choices about your borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure favorable financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GUARDIAN CREDIT UNION - West Milwaukee, WI