Guardian Credit Union South Milwaukee WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Guardian Credit Union, your trusted financial partner located at 1025 Milwaukee Ave, South Milwaukee, WI 53172. Established in 1934, we have proudly served our community for nearly nine decades, helping over 26,000 members achieve their financial goals. With total assets of $293,355,406 and a strong commitment to our members, we provide a range of services designed to meet your banking needs. At Guardian Credit Union, we believe in the power of community. Our dedicated team of 92 employees, led by CEO Kevin Nitka and Board President Robert Jelinek, is here to assist you every step of the way. Whether you are looking for personal banking solutions like checking and savings accounts or need help with auto loans and mortgages, we are ready to support you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1025 Milwaukee Ave, South Milwaukee, WI 53172. We encourage you to explore our offerings online at guardiancu.org, where you can find information on all our services including online and mobile banking options. With total deposits amounting to $18,467,741 and net worth standing at $29,192,330, we are well-positioned to provide competitive rates and exceptional service. Our focus is not just on numbers; it's about building lasting relationships with our members. We invite you to stop by or give us a call at 414-546-7450 during our lobby hours from Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Let us help you navigate your financial journey with confidence!

Branch History & Mission

Community Commitment

Guardian Credit Union is deeply involved in the South Milwaukee community. We actively participate in local events and initiatives aimed at improving the quality of life for residents. Our team works hard to ensure that every member feels valued and supported throughout their financial journey. While members can visit us at 1025 Milwaukee Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. Join us at Guardian Credit Union and experience first-hand how we can help you reach your financial aspirations while becoming part of a caring community. Call us at 414-546-7450 or visit our website at guardiancu.org today! Together, let's build a brighter financial future!

Our Mission

At Guardian Credit Union, our mission is clear: we exist to empower our members by providing exceptional banking services while fostering a sense of community. We offer a wide range of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Every service is designed with our members' needs in mind. We believe that banking should be more than just transactions; it should be about building relationships. That's why we focus on supporting not only your financial wellbeing but also the communities we serve through various outreach programs and partnerships. In addition to traditional banking services, we have embraced modern technology to enhance your experience. With options for online banking and mobile payments available, managing your finances is more convenient than ever. We're committed to ensuring ADA compliance as well so that everyone can access our services without barriers.

Branch Location & Accessibility

Convenient Access and Parking

At Guardian Credit Union, we understand the importance of accessibility. Our branch is designed with your convenience in mind, featuring ADA-compliant entryways and ample parking available right outside. You can easily pop in for any banking needs or simply to ask questions about our services.

Operating Hours That Fit Your Schedule

We want to make banking as hassle-free as possible. That's why our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. This schedule gives you flexibility whether you're looking to deposit checks during your lunch break or stop by on the weekend.

Services Tailored for You

While you're here, take advantage of our wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we're here to help you every step of the way. Plus, with ATM availability right at our location, accessing cash has never been easier!

Stay Connected

If you have any questions or need assistance before visiting, feel free to give us a call at 414-546-7450. Our friendly staff is always ready to help you navigate your financial journey. Come visit Guardian Credit Union today! We look forward to serving you and making your banking experience as smooth as possible.

Member Eligibility

Becoming a member of Guardian is like joining a close-knit community where you can feel supported and valued. To qualify for membership, you simply need to meet a few friendly criteria that revolve around our shared values and commitment to the local area. If you live, work, or worship in the vicinity of South Milwaukee, or if you have family who are already members, you're likely eligible to join us! For the most detailed information about eligibility requirements, feel free to check out our resource at https://www.guardiancu.org/membership-and-services/ . Once you're ready to take the next step toward membership at Guardian, opening an account is a breeze. You can easily start the process online by visiting https://www.guardiancu.org/loans/apply/ , or if you'd prefer to speak with someone directly, don't hesitate to give us a call at (414) 546-7450. We're excited to welcome you into our community at 1025 Milwaukee Ave South Milwaukee Wi 53172, where we offer personalized services designed just for you!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we provide merchant services that simplify transactions for your business. Imagine having the ability to accept payments seamlessly, whether online or in-person, allowing you to focus on what matters most growing your business. Our services make it easy for customers to pay with confidence, ensuring smooth operations day-to-day. Whether you're a small startup or an established company, Guardian is here to partner with you on your journey. Visit us at 1025 Milwaukee Ave South Milwaukee Wi 53172 or call us at (414) 546-7450 to discover how our business banking solutions can help you thrive!

Supporting Business Growth Through Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans are designed with you in mind. We offer competitive rates that can help turn your dream car into reality. With flexible terms and personalized service, financing your vehicle has never been easier. Picture yourself driving off in that new ride without the stress of complicated loan processes.

Business Banking

For our business members, we offer specialized banking services that include merchant services and business loans. Running a business comes with its challenges, but having a reliable financial partner can make all the difference. Whether you need funding for expansion or tools to streamline transactions, Guardian is here to support your entrepreneurial journey.

Convenient Access

We know how important access is when it comes to managing finances efficiently. That's why we provide ATM services for easy cash withdrawals and balance checks right when you need them. Plus, our online banking features allow you to handle transactions without ever needing to visit us in person. In summary, at Guardian, we're committed to providing personalized financial solutions tailored just for you. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at 414-546-7450 or visit us online at www.guardiancu.org. Let us help guide you toward a brighter financial future!

Credit Cards with Rewards

Our credit cards come with rewards that make every purchase count! Enjoy cashback offers or points for travel and shopping while managing everyday expenses conveniently. This way, you not only spend but also earn as you go along!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Guardian, we want to support you through this journey. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way. We provide tailored mortgage solutions that fit your budget and lifestyle.

Personal Banking

When it comes to personal banking, we understand that every member has different goals. That's why we offer checking and savings accounts tailored to help you manage your money effectively. Imagine having easy access to funds while earning competitive interest rates on your savings this is what our accounts provide! Our online and mobile banking options make it simple to check balances, transfer money, and pay bills anytime from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can regain control over your finances. Our straightforward application process allows for quick approvals so you can focus on what matters most getting back on track.

Digital & Online Banking

Convenient Mobile Features

On top of traditional online banking, we offer a mobile application that lets you manage your accounts wherever you are. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with mobile payments enabled, you can shop effortlessly right from your phone.

Online Banking Made Easy

Access your accounts 24/7 with our online banking services. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Dive into our online banking experience at https://www.guardiancu.org/ and enjoy real-time account management that fits into your busy life.

Security You Can Trust

Your security is our top priority. At Guardian, we ensure that all transactions are protected with robust security measures. While we don't currently support electronic signature authorization, our systems are built to keep your information safe. With our digital banking features, managing your money has never been easier or more secure. Explore all that Guardian has to offer and start enjoying the benefits today!

Stay Organized with E-Statements

Gone are the days of sifting through piles of paper. With e-statements available at Guardian, you can keep track of your finances in a tidy and efficient way. Sign up for electronic statements today and help the environment while simplifying your record-keeping!

Financial Strength

A Strong Financial Foundation

With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We're thrilled to have built a growing member base that trusts us with their finances. With a total of 52,769 share and deposit accounts, it's clear that our community values what we bring to the table. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 1025 Milwaukee Ave South Milwaukee Wi 53172 or call (414) 546-7450 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $50,400 in used auto loans and $179,817,485 in total loans and leases.

Member-Centric Savings Options

Your savings are secure with us! Members' funds are protected through $19,083,180 in share certificates and $31,274,087 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,131,595, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Loan Offering

Additional Support

If you're considering refinancing your current loans or want to learn more about eligibility options for any of our products, feel free to reach out. Our knowledgeable staff is ready to guide you through every step of the process. For any questions or assistance regarding our loan offerings, don't hesitate to call us at 414-546-7450. We're here to help you navigate your financial journey smoothly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore all that Guardian has to offer today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used one, we have options that fit your budget and lifestyle.

Credit Lines

For those who need extra flexibility in their budgeting or unexpected expenses arise, our total credit lines reach $90,758,854. This product provides you with peace of mind knowing you have access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953. This means you can start building equity and enjoying the benefits of owning your home without added stress.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,318,253 in loans helping members manage their finances effectively. These cards come with various perks designed to make your life easier.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By focusing on transparency and reliability, LendMesh empowers users to make informed choices when it comes to their borrowing needs. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. Each lender featured on LendMesh has undergone a thorough verification process, which means users can trust that they are accessing legitimate loan options. One of the key benefits of using LendMesh is its commitment to providing verified data. All loan offers come from credible financial institutions, allowing for a clear view of what's available in the market. Additionally, LendMesh features no sponsored listings; lenders are not prioritized based on paid promotions. This means that all results are presented in an unbiased manner, so users can easily find the best deals without any hidden agendas. With real-time rate comparisons, LendMesh keeps its database up-to-date with current loan rates from multiple institutions. This feature is especially useful for those looking to make decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GUARDIAN CREDIT UNION