Guadalupe Credit Union Santa Fe NM | Low Mortgage Rates & Business Banking

Introduction

Welcome to Guadalupe, your trusted financial partner located at 3601 Mimbres Ln, Santa Fe, NM 87507. Established in 1948, we have proudly served our community for over 75 years, growing alongside our members and adapting to their needs. With a strong commitment to delivering personalized banking services, we currently boast a membership of 29,642 individuals who rely on us for their financial needs. At Guadalupe, we understand that every dollar matters. That's why we're proud to manage total assets of $300,420,332, with $48,490,877 in deposits and a net worth of $36,102,437. Our focus is not just on numbers; it's about the relationships we build and the dreams we help fulfill. Whether you're looking for an auto loan or planning to open a checking account, our diverse range of services is designed with you in mind. Our dedicated team of 104 employees, led by CEO Tanya Romero-Sturgeon and Board President Linda Medina, strives to provide exceptional service that goes beyond transactions. We are here to listen and offer guidance tailored specifically for you whether it's financial advice or assistance with loans totaling 16,048 in leases. While members can visit us at our branch location for all your banking needs from personal banking solutions to business services official correspondence should be directed to our mailing address: 3601 Mimbres Lane, Santa Fe, NM 87507-2891. We invite you to explore all that Guadalupe has to offer by visiting our website at guadalupecu.org. For any questions or assistance, feel free to reach out via phone at 505-982-8942. Your financial journey starts here with us!

Branch History & Mission

Commitment to Community

Guadalupe's mission goes beyond banking; it's about building lasting relationships within our community. We strive to support local initiatives and foster partnerships that uplift those around us. Whether it's through financial literacy programs or community outreach events, we believe in giving back and making a positive impact. Our commitment to accessibility is evident in our operating hours open Monday through Friday from 9 AM to 5 PM and our convenient drive-thru service on Fridays until 5:30 PM and Saturdays from 9 AM to 1 PM. We also offer ATM services for quick transactions whenever you need them.

Looking Ahead

As we move forward, we embrace technology while ensuring that we remain ADA compliant and focused on customer-centric initiatives. Digital banking options like online banking and mobile payments provide ease and convenience for our members without sacrificing the personalized service that defines us. We invite you to join the Guadalupe family! Experience firsthand how we can assist you in achieving your financial goals while being part of a community-focused credit union. Together, let's build a brighter future for Santa Fe. For more information or assistance, feel free to reach out at 505-982-8942 or visit us online at Guadalupe Credit Union. We look forward to serving you!

Our Story

Located at 3601 Mimbres Ln, just a stone's throw away from the bustling heart of Santa Fe, Guadalupe has been a cornerstone for those seeking financial stability and growth. Over the years, we've expanded our offerings to include a variety of services such as personal banking, auto loans, mortgage financing, and credit cards with rewards. Our mission is clear: we are dedicated to enhancing the lives of our members through responsible lending practices and comprehensive financial education. While members can visit us at 3601 Mimbres Ln, official correspondence should be sent to 3601 Mimbres Lane, Santa Fe, NM 87507-2891 if different from our branch address. This ensures that your inquiries are addressed promptly and efficiently.

Branch Location & Accessibility

Welcome to the Guadalupe Rodeo Branch, your friendly neighborhood credit union located at 3601 Mimbres Ln, Santa Fe, NM 87507. We pride ourselves on being conveniently situated to serve our members in Santa Fe County and beyond. Our location is easily accessible, making it simple for you to stop by for all your banking needs. Whether you're visiting us for personal banking or business services, you can find our branch nestled near local landmarks that make it easy to remember where we are. With ample parking available, you can feel confident driving in without worrying about finding a spot. Plus, our facility is designed with accessibility in mind, ensuring everyone can access our services comfortably. At the Guadalupe Rodeo Branch, we understand that your time is valuable. That's why we offer extended operating hours throughout the week: from 9:00 AM to 5:00 PM Monday through Friday, with drive-thru services available until 5:30 PM on Fridays. We even open our drive-thru on Saturdays from 9:00 AM to 1:00 PM for those who need to take care of their banking on the weekend. Need cash in a pinch? We're proud to provide ATM services right at our branch. If you prefer the convenience of drive-thru banking, we've got you covered there too! You can handle deposits, withdrawals, and simple transactions without ever needing to step inside. Additionally, our shared service center allows members from partner credit unions to access their accounts easily. For any questions or assistance, don't hesitate to reach out! You can call us at 505-982-8942. We look forward to welcoming you into our branch soon and helping you with all your financial needs!

Member Eligibility

At Guadalupe, we believe that becoming a member means joining a family that supports your financial journey. If you're looking to join our community, the good news is that eligibility is broad and welcoming! Generally, anyone who lives, works, or worships in the Santa Fe area can apply for membership. We also extend this opportunity to family members of current members, making it easier for you to share the benefits of our services with those you care about. Joining us opens up a world of advantages, from competitive loan rates to personalized service that puts your needs first. For specific details on eligibility criteria, feel free to check out this resource. If you're ready to take the next step or have questions, give us a call at (505) 982-8942. We're excited to welcome you to Guadalupe at 3601 Mimbres Ln Santa Fe Nm 87507!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine a busy café where customers enjoy their coffee while seamlessly paying with their mobile wallets. Our point-of-sale systems make it easy for you to manage payments and enhance customer experience. When you choose Guadalupe, you're not just getting financial products; you're partnering with a team dedicated to your success. Visit us at 3601 Mimbres Ln Santa Fe Nm 87507 in Santa Fe, NM or call us at (505) 982-8942 to learn how we can support your business journey.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our online and mobile banking platforms let you access your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make person-to-person payments all from the palm of your hand. Additionally, our ATM and cash withdrawal services ensure that accessing cash is never an issue. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, we strive to make every visit quick and efficient. Plus, if you're a member of one of our partner credit unions, basic shared branch transactions like deposits and withdrawals are at your fingertips.

Flexible Lending Options

We understand that life can bring unexpected expenses. That's why we provide personal loans and debt consolidation services to help you manage those situations effectively. Our credit cards come with rewards designed to benefit you every time you shop. For business owners, Guadalupe also offers comprehensive business banking services. From merchant services that simplify transactions to business loans that support your growth ambitions, we are here to partner with you on your journey.

Personal Banking Solutions

When it comes to personal banking, we offer various options that make managing your money easier. You can choose from our checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or simply want a safe place for your daily spending, our accounts come with features that help you track and grow your finances. For those considering buying a car, our auto loans and vehicle financing options make the process straightforward. Imagine driving off in your dream vehicle with manageable payments that suit your budget. If purchasing a home is on your horizon, our mortgage loans and refinancing solutions can help you navigate the complexities of homeownership with confidence.

Visit Us Today!

We invite you to visit us at our branch located at 3601 Mimbres Ln Santa Fe Nm 87507 in Santa Fe, NM. Our friendly team is ready to assist you with any questions or concerns you may have about our offerings. You can reach us at (505) 982-8942 during business hours from 9:00 AM to 5:00 PM on weekdays and until 1:00 PM on Saturdays for drive-thru service only. At Guadalupe, we are committed to supporting our members' financial journeys every step of the way. Discover how we can help by exploring our full range of services today!

Digital & Online Banking

Key Features

Our user-friendly mobile application lets you check your balance, pay bills, and transfer money with just a few taps. Need to send cash to a friend? Our person-to-person transfer feature makes it simple to send money quickly and securely. Plus, with electronic signature authorization, signing documents is a breeze no need for printing or mailing. If you prefer going paperless, you'll be happy to know that e-statements are available, allowing you to view your account statements online whenever you need them. This not only saves trees but also keeps your information organized in one secure place.

Security and Accessibility

We prioritize your security while ensuring ease of use. Our digital banking platforms are equipped with the latest technology to keep your information safe. Whether you're using our mobile payments feature or accessing your account through the web, rest assured that your data is protected. With our commitment to providing accessible banking solutions, Guadalupe ensures that managing your finances is straightforward and hassle-free. Join us today and experience the benefits of modern banking at Guadalupe!

Financial Strength

Commitment to Growth

With $35,228,086 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,242 in used auto loans and $186,454,722 in total loans and leases, we support our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 68,393, showing a strong and growing member base that trusts us with their finances. Our commitment to your success is reflected in every aspect of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guadalupe is your trusted partner. Visit us at 3601 Mimbres Ln Santa Fe Nm 87507 or call (505) 982-8942 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $67,630,921 in share certificates and $18,486,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,501,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial results reflect our commitment to operational efficiency. This is showcased by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $36,102,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,879,324 in used vehicle loans and $12,633,779 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle. If you're considering refinancing your current auto loan, we can help you explore eligibility options that might reduce your monthly payments.

Credit Lines

For those who need access to funds as expenses arise, our credit lines totaling $8,000,000 provide a convenient solution. You can draw from this line when needed and only pay interest on what you use. At Guadalupe, we're committed to supporting our members' financial journeys. For more information on our loan offerings or to discuss how we can assist you further, please call us at 505-982-8942. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your financial well-being is important to us let's work together to meet your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,803,077, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you understand your options and find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,839,313 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive rates that can help you make the most out of your purchases while maintaining control over your spending.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits that enhance the user experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how LendMesh has made a positive impact on users' financial decisions. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers presented are fair and transparent. By ensuring all data comes from legitimate financial institutions, LendMesh promotes an environment of confidence for those looking to compare their loan options.

Guadalupe