Guadalupe Credit Union Mora NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Guadalupe at our Mora Branch, a trusted financial partner in the heart of Mora, NM. Since we opened our doors in 1948, we have been dedicated to serving our community with integrity and care. With a current membership of over 29,642 individuals, we pride ourselves on being more than just a credit union; we're a family that supports each other through every financial journey. At our branch located at 508 Nm 518 Mora, NM 87732, we provide a range of services designed to meet your needs, from personal banking solutions like checking and savings accounts to vehicle loans and mortgages. We understand that each member has unique financial goals, which is why our expert team is here to guide you every step of the way. If you need to reach us by mail, please send correspondence to PO Box 92, Mora, NM 87732. Our commitment to excellence is reflected in our impressive financial standing. Currently, we hold assets totaling $300,420,332 and have secured deposits amounting to $48,490,877. Our net worth stands strong at $36,102,437, ensuring that we are well-equipped to support your financial aspirations. Additionally, with over 16,048 loans and leases facilitated for our members, we strive to empower you with the resources you need. Under the leadership of our CEO, Tanya Romero-Sturgeon, and Board President, Linda Medina, we continue to foster an environment where trust and community engagement thrive. Our dedicated team of 104 employees is always ready to assist you during our operating hours Monday through Thursday from 9 AM to 5 PM and Fridays until 6 PM. We invite you to explore what Guadalupe can offer you. Whether you're looking for competitive loan rates or convenient online banking options, visit us today or give us a call at 575-387-2644. Join us in building a brighter financial future together! For more information about our services and how to become a member, check out our website at Guadalupe Credit Union.

Branch History & Mission

Welcome to the Mora Branch of Guadalupe Credit Union, where we have proudly served our community since 1948. Nestled in the heart of Mora, New Mexico, at 508 Nm 518, our branch has a rich history of supporting local families and businesses. Over the years, we have witnessed significant growth and change, evolving alongside our members' needs and aspirations. Today, we are honored to serve over 29,642 members and manage total assets of approximately $300,420,332. From our humble beginnings, we set out with a clear mission: to provide accessible financial services while fostering a sense of community. At Guadalupe Credit Union, our commitment goes beyond traditional banking; we strive to uplift and empower our members through personalized service and innovative solutions. Whether it's helping you secure an auto loan or guiding you in managing your savings, we prioritize your financial well-being. While members can visit us at 508 Nm 518, official correspondence should be sent to PO Box 92, Mora, NM 87732. Our convenient operating hours make it easy for you to access our services: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We also offer ATM access for quick withdrawals and balance checks making banking even more convenient for you. Our mission extends beyond financial transactions; it includes nurturing relationships within the community. We actively engage in local events and initiatives that promote economic development and support those in need. Our partnerships with various organizations help us reach more individuals who may benefit from our services. As we continue to embrace modern advancements in banking technology like online banking and mobile payments we remain dedicated to ensuring that all members feel valued and included. Our facilities comply with ADA standards, making them accessible to everyone. Join us on this journey! Experience firsthand how Guadalupe Credit Union is committed to enhancing lives through better banking. Together, let's build a brighter financial future for you and your family. If you're interested in becoming a member or learning more about our services, please don't hesitate to reach out at 575-387-2644 or visit our website at Guadalupe Credit Union.

Branch Location & Accessibility

Accessibility and Parking

We know how important accessibility is for all our members. Our branch is designed with convenience in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services easily. Additionally, we offer ample parking right outside our door, so you won't have to worry about finding a spot when you visit us.

Get in Touch!

Ready to experience friendly service and expert financial guidance? We invite you to visit us or give us a call at 575-387-2644. Join us at Guadalupe's Mora Branch today your financial journey starts here!

Operating Hours

Our team is ready to assist you during the week! We're open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 6:00 PM. Feel free to stop by during these times for personal banking services that include checking and savings accounts, auto loans, mortgage options, and more.

Services and Amenities

At Guadalupe's Mora Branch, we pride ourselves on offering a variety of services tailored to meet your financial needs. You can take advantage of our ATM availability for quick cash withdrawals or balance checks anytime. While we don't have drive-thru banking services available at this location, our friendly staff is always ready to help you inside the branch. If you need to send official correspondence, please note that while you can visit us at our branch address in Mora, NM, any mail should be directed to PO Box 92 in Mora for proper handling.

Member Eligibility

Becoming a member of Guadalupe is like joining a close-knit community where your financial well-being is our top priority. If you live, work, or worship in Mora County, you're already on the right path to membership! We welcome anyone who shares our values and commitment to helping each other thrive. Our members enjoy a range of benefits, from personalized banking services to competitive loan rates, all designed to empower you financially. To learn more about specific eligibility criteria, visit us at http://www.guadalupecu.org/membershipsavings it's a great resource for checking details or any updates. Ready to get started? Opening an account is simple and straightforward! Just give us a call at (575) 387-2644, and we'll guide you through the process. Join us at Guadalupe, located at 508 Nm 518 Mora Nm 87732, and take the first step towards a brighter financial future together!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner by your side while you focus on running your business. Our merchant services help streamline payments, making it easier for you to accept transactions from customers. This means more time for you to innovate and serve your clients without worrying about cash flow interruptions. Located at 508 Nm 518 Mora Nm 87732, Mora, NM 87732, we invite you to explore how our business banking solutions can empower your enterprise. Give us a call at (575) 387-2644 or visit us today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that accessing your funds is quick and easy. With ATMs available at convenient locations, withdrawing cash is just a few taps away. At Guadalupe, we strive to meet all of your financial needs under one roof. No matter what service you choose, our friendly staff is always ready to assist you with personalized care. Ready to take the next step? Visit us at the Mora Branch or give us a call at 575-387-2644 today! Explore how we can help make managing your finances easier and more rewarding than ever before!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel. With competitive rates and flexible terms, financing your vehicle can be quick and hassle-free. Picture yourself cruising down the road in a car that fits both your budget and your style!

Business Banking

For local entrepreneurs, we offer robust Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals with tailored financial products.

Credit Cards with Rewards

Maximize your spending power with our Credit Cards with Rewards program. Earn points on everyday purchases and enjoy benefits like cashback rewards or travel perks. It's not just about making payments; it's about earning while you spend!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized guidance throughout the process. Our team is here to help you find the best solution that suits your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your finances anytime, anywhere. With secure access through our mobile app or website, banking has never been easier.

Personal Banking

Whether you're opening your first checking account or looking to save for the future, our Personal Banking services have you covered. We offer checking and savings accounts tailored to meet your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills from anywhere.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help ease the burden. We aim to provide financial relief by offering loans that can be used for various purposes whether it's consolidating debt or funding a special project.

Digital & Online Banking

Access Your Accounts Anytime

Our 24/7 online banking services allow you to check your balance, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you can always stay in control of your finances through our user-friendly platform available at https://www.guadalupecu.org/.

Effortless Transactions

Need to send money to a friend? With our person-to-person transfer feature, it's quick and simple. No more waiting in line or dealing with cash just a few taps on your mobile device, and you're done! Plus, if you prefer using mobile payments, we've got that covered too. Our mobile payments feature lets you make purchases directly from your phone.

Secure and Simple

We take security seriously. Our electronic signature authorization ensures that your transactions are safe and verified. You can also sign up for e-statements to keep track of your financial activity without the clutter of paper documents. Everything is designed with your ease of use in mind.

Stay Connected On-the-Go

With our mobile application available for download, managing your accounts has never been easier. Check balances, view transaction history, and even deposit checks right from your phone it's all at your fingertips! Experience banking that fits your lifestyle with Guadalupe. We're committed to providing the tools and support you need for real-time account management and peace of mind. For more details about our digital services, visit us at https://www.guadalupecu.org/ today!

Financial Strength

Growing Trust

Total Share Accounts: 68,393, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,022,724. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guadalupe is your trusted partner. Visit us at 508 Nm 518 Mora Nm 87732 or call (575) 387-2644 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $67,630,921 in share certificates and $18,486,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,501,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is also reflected in our operational efficiency with a net income of $603,661, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 102 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable support.

Reinvestment for Growth

With $35,228,086 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,242 in used auto loans and $186,454,722 in total loans and leases.

Solid Foundation

With a net worth of $36,102,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,879,324 in used vehicle loans and $12,633,779 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a loan that suits your budget and lifestyle.

Credit Lines

If you prefer having access to funds when necessary without a specific purchase in mind, consider our credit lines. With a total of $8,000,000, these lines provide an excellent option for managing cash flow and unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,803,077, make buying or refinancing simple. We offer various mortgage solutions tailored to fit different financial situations, allowing you to invest in your future with confidence.

Refinancing Options

We also have refinancing options available if you're looking to lower your monthly payments or consolidate debt. Our team is here to help you explore eligibility options tailored specifically for your situation. Feel free to reach out if you have any questions or need assistance with the application process! You can contact us at (575) 387-2644 or visit us at 508 Nm 518 Mora NM 87732 during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,839,313 in loans helping members manage their finances effectively. These cards come with competitive rates and no collateral requirement, giving you the freedom to use them as needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender is carefully vetted, allowing you to compare legitimate offers without the fear of misleading information.

GUADALUPE CREDIT UNION - Mora, NM

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