Guadalupe Credit Union Espanola NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Guadalupe at our Espanola Branch, located conveniently at 460 N Riverside Dr Ste G, Espanola, NM 87532. Since our establishment in 1948, we've been dedicated to serving our community with trust and reliability. As a member-focused credit union, we pride ourselves on offering tailored financial solutions that meet the needs of our 29,642 members. At Guadalupe, we manage a robust asset base of $300,420,332 and maintain total deposits of $48,490,877. With a commitment to excellence, our net worth stands at an impressive $36,102,437, showcasing our financial strength and stability. Our members can access a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Under the leadership of CEO Tanya Romero-Sturgeon and Board President Linda Medina, our team of 104 dedicated employees works tirelessly to ensure that your banking experience is both smooth and satisfying. We understand that every member has unique needs; that's why we offer personalized assistance whether you visit us in person or connect through online banking. While members can visit us at 460 N Riverside Dr Ste G, official correspondence should be sent to the same address for convenience. If you're looking for reliable financial services backed by years of community trust, give us a call at 505-982-8942 or explore more about what we offer on our website: www.guadalupecu.org. We invite you to join us in building a brighter financial future together!

Branch History & Mission

Welcome to the heart of our community at Guadalupe, where we have proudly served the residents of Espanola, NM since 1948. Over the decades, our branch has grown from a small financial cooperative into a trusted partner for nearly 29,642 members. Our journey reflects a commitment to providing not just financial services but also community support and empowerment. Located at 460 N Riverside Dr Ste G, Espanola, NM 87532, our branch is easily accessible for all your banking needs. As you visit us, you might notice local landmarks that make this area special a vibrant community that we are proud to be part of. We understand that our members' lives are busy, which is why we offer convenient features like drive-thru banking and an ATM on-site, ensuring you can access your funds quickly and easily. At Guadalupe, our mission is clear: to enrich the lives of our members through personalized financial services while fostering a strong sense of community. We believe in building lasting relationships based on trust and transparency. Our total assets now stand at an impressive $300,420,332, enabling us to offer a wide range of products from checking accounts to auto loans and credit cards with rewards. Our evolution over the years is marked by significant milestones from humble beginnings in 1948 to embracing modern technology with online and mobile banking options today. We are proud to be ADA compliant and committed to making banking accessible for everyone. Our member-first approach includes partnerships with local organizations for outreach efforts that help improve the lives of those around us. While members can visit us at 460 N Riverside Dr Ste G, official correspondence should be sent to 460 N Riverside Dr Ste G, Espanola, NM 87532-2535 if needed. We invite you to experience our friendly service during lobby hours Monday through Friday or take advantage of our drive-thru service on Saturdays. Join us at Guadalupe and become part of a legacy that values community and financial growth. Whether you're looking to open an account or learn more about what we offer, we're here for you every step of the way. Together, let's build a brighter financial future! Feel free to reach out at 505-982-8942 or visit our website at guadalupecu.org for more information.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We offer ADA-compliant features to ensure everyone can visit us comfortably. Ample parking is available right outside our entrance, making it easy for you to stop by whether you're coming in for a quick deposit or a longer visit to discuss your financial goals.

Get in Touch

Have questions? Feel free to give us a call at 505-982-8942; our friendly staff is ready to assist you! Whether you're looking to open an account or need assistance with existing services, we invite you to visit us at the Guadalupe Espanola Branch today. Your financial journey starts here!

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, with extended hours on Fridays until 5:30 PM. On Wednesdays, we open a bit later from 10 AM to 5 PM. Plus, our drive-thru service is available on Saturdays from 9 AM until 1 PM for those who prefer quick access without leaving their vehicles.

Services Offered

At the Guadalupe Espanola Branch, we provide a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for easy deposits and withdrawals while our shared service center lets you conduct basic transactions if you're a member of one of our partner credit unions. For additional convenience, we also have an ATM available so you can withdraw cash or check your balance any time of day.

Member Eligibility

At Guadalupe, we're excited to welcome new members into our community! Joining us is simple and open to anyone who lives, works, or attends school in the Espanola area. If you have family members who are already part of our credit union, they can also sponsor your membership. This means that whether you're a long-time resident or just starting your journey with us, you can enjoy the benefits of being a member. Our supportive environment offers access to personalized financial services that truly cater to your needs. To get started on your membership journey at Guadalupe, visit us at 460 N Riverside Dr Ste G, Espanola, NM 87532, or give us a call at 505-982-8942 for more details. You can also check out the full eligibility criteria at this link. We look forward to helping you thrive as part of our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer essential merchant services that can simplify transactions for your business. Picture this: you're running a busy café, and with our merchant services, customers can pay quickly and easily using their preferred methods be it credit cards, mobile payments, or digital wallets. This not only enhances customer satisfaction but also boosts your sales efficiency. Located at 460 N Riverside Dr Ste G Espanola Nm 87532 in Espanola, NM, we're here to help you navigate the financial landscape with confidence. Reach out at (505) 982-8942 to explore how our business banking solutions can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans disbursed, our aim is to provide flexible financing solutions that empower local entrepreneurs. Imagine having the funding needed to purchase new equipment, hire additional staff, or open a new location all with the backing of a trusted partner like Guadalupe.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking offerings include merchant services and business loans designed to keep your company thriving. We understand how critical it is for businesses to have access to funds and tools that foster growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features. With these tools at your fingertips, managing your finances has never been easier! From checking balances to transferring funds, everything can be done from the comfort of your home or on-the-go using our mobile app.

Easy Access Options

For those who prefer face-to-face interactions or need quick cash, our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, offer easy access during branch hours. If you're part of another credit union, enjoy the benefits of Basic Shared Branch Transactions, allowing you to conduct essential banking tasks without any hassle. At Guadalupe, we're committed to ensuring all members receive outstanding service through various channels online or in-person. To learn more about how we can assist you with any financial needs or questions, don't hesitate to reach out at (505) 982-8942. We look forward to serving you! Explore all these services and more by visiting us at Espanola Branch today!

Flexible Loan Options

If you're looking for extra cash, our Personal Loans & Debt Consolidation services can assist with everything from unexpected expenses to consolidating existing debts into one manageable payment. This can be particularly useful during times when life throws a curveball. For those who love rewards, don't forget about our Credit Cards with Rewards! You can earn points on everyday purchases, making it easier to treat yourself later.

Home Financing

Thinking about purchasing a home? Our Mortgage Loans & Refinancing services can guide you through the process. Picture yourself settling into your new home while enjoying peace of mind from knowing you have secured an affordable mortgage option tailored just for you.

Personal Banking Solutions

We understand that everyone has different banking needs. That's why we offer Personal Banking options including checking and savings accounts designed to help you manage your finances easily. Imagine being able to set aside money for a vacation while keeping your daily expenses separate our accounts make this simple. In addition, we provide Auto Loans & Vehicle Financing to help you get behind the wheel of your next car without breaking the bank. Whether it's a new ride or a reliable used vehicle, our competitive rates can help make your dreams come true.

Digital & Online Banking

Key Services Available

Our online banking platform at https://www.guadalupecu.org/ allows you to manage your finances with ease. You can check your balance, pay bills, and transfer money all from the comfort of your home or on the go. Plus, with 24/7 online banking services, you never have to worry about being tied down by traditional banking hours. Want to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just enter the recipient's details, and you're good to go! If you're always on the move, our mobile application is here to help you manage your account right from your smartphone. The app also supports mobile payments, making transactions even more convenient.

Security & Accessibility

Your security is our priority. At Guadalupe, we use electronic signature authorization for secure transactions, so you can feel confident knowing your information is protected. Additionally, e-statements are available, giving you easy access to your financial documents without the clutter of paper statements. We believe that banking should be user-friendly and accessible for everyone. Our digital services are designed with you in mind making it easier than ever to stay on top of your finances. Whether you're at home or out and about, Guadalupe ensures that managing your money is just a click away. Embrace the ease of digital banking today!

Financial Strength

At Guadalupe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which demonstrates our commitment to you and your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $36,102,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,630,921 in share certificates and $18,486,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,501,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,228,086 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,242 in used auto loans and $186,454,722 in total loans and leases, we're here to support your financial goals across various sectors. While we report a net income of $603,661, reflecting our operational efficiency, we ensure continued offerings of competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,022,724. Total Share and Deposit Accounts: 68,393, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guadalupe is your trusted partner. Visit us at 460 N Riverside Dr Ste G Espanola Nm 87532 or call (505) 982-8942 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,879,324 in used vehicle loans and $12,633,779 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible options that can fit your budget.

Credit Lines

For those looking for extra flexibility, our total credit lines amounting to $8,000,000 provide you with access to funds whenever you need them. This way, you can handle emergencies or make planned purchases without stress. If you're considering refinancing any of your existing loans or want to learn more about eligibility options for our various products, feel free to reach out! You can contact us at 505-982-8942 or visit us at our branch located at 460 N Riverside Dr Ste G, Espanola NM 87532. For more details about our offerings and services including personal banking and online banking options, visit us at Guadalupe Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you with all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,803,077. With competitive rates and personalized service, we're here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,839,313 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes pride in offering accurate loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing data from legitimate institutions means you can trust that you're getting reliable information.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GUADALUPE CREDIT UNION - Espanola, NM

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