Guadalupe Credit Union El Prado NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Guadalupe Credit Union, your trusted financial partner located at 1520 Paseo Del Pueblo Norte, El Prado, NM 87529. Established in 1948, we have proudly served our community for over 75 years, building lasting relationships with our members and helping them achieve their financial goals. With a strong membership base of 29,642 individuals and total assets exceeding $300 million, we are dedicated to providing personalized banking solutions tailored to your needs. At Guadalupe Credit Union, we understand that each member is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to exceptional service is reflected in our experienced team of 104 employees, led by our CEO Tanya Romero-Sturgeon and Board President Linda Medina. Together, we strive to create a welcoming environment where you can feel confident managing your finances. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 1883, El Prado, NM 87529. We invite you to explore the many benefits of membership today! With total deposits amounting to $48,490,877 and cash in hand of $3,917,771, you can trust that your money is safe with us. Whether you're looking for personal banking options or business solutions, Guadalupe Credit Union is here for you. Feel free to reach out at (575) 758-3899 or visit our website at guadalupecu.org for more information. Join us in creating a brighter financial future together!

Branch History & Mission

Welcome to the heart of our community at Guadalupe, where our journey began in 1948. Located at 1520 Paseo Del Pueblo Norte in El Prado, NM, we have proudly served our members for over seven decades. Our history is rich with commitment to providing financial services that empower individuals and families. As we evolved from a small credit union into a trusted financial partner, we have grown alongside our community, reaching a total membership of 29,642 and managing assets of $300,420,332. At Guadalupe, our mission is simple yet powerful: to enhance the financial well-being of our members while supporting the community around us. We believe that when our members thrive, so does the entire community. Whether it's through personal banking services like checking and savings accounts or loans for vehicles and homes, we aim to make banking accessible and beneficial for everyone. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 1883, El Prado, NM 87529. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Additionally, we provide ATM services and drive-thru banking for quick transactions. Over the years, we've embraced technological advancements that make banking easier for you. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. We also prioritize accessibility by ensuring compliance with ADA standards so that all members can comfortably use our services. Community outreach is at the forefront of what we do. We actively seek partnerships that align with our values of service and support. From local events to educational initiatives, we strive to uplift those around us and create lasting impacts. Join us today at Guadalupe! Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and the community. For more information or inquiries, feel free to call us at 575-758-3899 or visit our website at Guadalupe Credit Union. Let's grow together!

Branch Location & Accessibility

Convenient Access and Features

At Guadalupe, we prioritize accessibility for all our members. Our location includes features like ADA-compliant ramps to ensure everyone can access our services without any hassle. Parking is available nearby, allowing for easy access whether you're driving or walking. We understand that your time is valuable. That's why we offer convenient drive-thru banking for quick deposits and withdrawals, as well as ATM availability right on-site. Whether you're in a hurry or looking to chat with one of our friendly staff members about your financial needs, we have you covered.

Join Us Today!

We invite you to visit the Guadalupe Taos Branch and discover the many ways we can assist you in achieving your financial goals. If you have any questions or need assistance before your visit, don't hesitate to call us at 575-758-3899. Our dedicated team is always ready to help!

Operating Hours

Our lobby hours are designed to fit your schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Fridays until 6:00 PM. Feel free to drop by during these hours; we're excited to help you with personal banking, auto loans, mortgage services, and more!

Member Eligibility

At Guadalupe, we believe that becoming a member is like joining a family that cares about your financial well-being. If you're looking to join us at our El Prado branch, located at 1520 Paseo Del Pueblo Norte, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the Taos area. It's as simple as that! You'll not only gain access to a wide range of financial services tailored for your needs but also enjoy the personalized support and community spirit that sets us apart from traditional banks. To learn more about the eligibility criteria and how you can become a member, feel free to check out our detailed information at this link. If you have any questions or need assistance with the account opening process, don't hesitate to reach out to us at 575-758-3899. We're here to help you every step of the way as you embark on your journey with Guadalupe!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine processing payments easily while focusing on what matters most growing your business. Our merchant services provide secure payment solutions that can enhance customer experiences and boost sales. Located at 1520 Paseo Del Pueblo Norte El Prado Nm 87529, El Prado, NM, our team is ready to assist you with all your business banking needs. Whether you're looking for a loan or need help managing transactions, we're here for you. Reach out at (575) 758-3899 during our convenient hours to learn more about how we can support your business goals!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

We know that rewards matter too! That's why our Credit Cards with Rewards program gives you more than just purchasing power; it offers benefits that enhance your spending experience. If you're a business owner, we've got you covered as well. Our Business Banking services include everything from Merchant Services to help you accept payments easily, to Business Loans that support your growth ambitions.

Digital and Convenient Access

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your accounts anytime and anywhere. Whether you're making deposits, checking balances, or transferring funds between accounts, all it takes is a few taps on your device. Additionally, we offer ATM & Cash Withdrawal Services for easy access to cash. Need quick assistance? Our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your car!

Personal Banking Services

One of the cornerstones of our offerings is Personal Banking. We understand that managing day-to-day finances is essential for our members. With our Checking & Savings Accounts, you can easily handle your everyday transactions while earning interest on your savings. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options are designed to make the process straightforward and affordable. Imagine driving off in your dream vehicle without breaking the bank! For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions provide flexible terms that fit your unique situation. Life can sometimes throw unexpected expenses your way, which is why we also offer Personal Loans & Debt Consolidation services to help ease those financial burdens.

Shared Branch Transactions

As part of our commitment to accessibility, we also provide Basic Shared Branch Transactions, allowing members from partner credit unions to perform deposits and withdrawals at our location. This means greater flexibility when managing your money. At Guadalupe, we're dedicated to ensuring all members feel valued and supported in their financial endeavors. If you have any questions or need assistance navigating any of our services, don't hesitate to reach out! You can contact us at 575-758-3899 during business hours or visit us in person. Join us today and discover how we can assist you with all your banking needs at Guadalupe where community meets financial empowerment!

Digital & Online Banking

Always There When You Need Us

With our 24/7 online banking services, you're never left waiting. Accessing your account at any hour means you can manage your finances whenever it suits you. We prioritize security in all our digital offerings, so you can feel confident that your personal information is protected. At Guadalupe, we strive to provide accessible, easy-to-use tools that empower our members. Explore all the digital banking options we offer today and take control of your financial future!

Key Features for Your Convenience

Our online banking service allows you to view balances, transfer funds, and pay bills with just a few clicks. You can enjoy the benefit of E-Statements, which are not only eco-friendly but also help you track your finances more efficiently. Plus, with Electronic Signature Authorization, signing documents has never been easier or more secure. For those who prefer banking on-the-go, our mobile application is available to make transactions simple and fast right from your smartphone. Whether you're out shopping or relaxing at home, you can easily send money to friends and family using our Person-to-Person Transfers feature. And if you're interested in making payments through your mobile device, our Mobile Payments feature lets you do just that convenience at its best!

Financial Strength

Growing Together

With net shares amounting to $10,022,724, funds are readily available for lending and investments. We also serve a strong member base with a total of 68,393 share accounts, showing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guadalupe is your trusted partner. Visit us at 1520 Paseo Del Pueblo Norte El Prado Nm 87529 or call (575) 758-3899 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $603,661. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 102 full-time employees and 2 part-time employees who are ready to assist you with knowledgeable service.

Reinvesting for You

With $35,228,086 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support our community with $3,242 in used auto loans and $186,454,722 in total loans and leases, helping our members realize their dreams across various sectors.

Secure Savings Options

Members' savings are secured through $67,630,921 in share certificates and $18,486,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,501,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $36,102,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,879,324 in used vehicle loans and $12,633,779 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and ensure you find the best loan option.

Credit Lines and Unsecured Loans

If you need extra funds for unexpected expenses or projects, our credit lines total $8,000,000, providing flexibility for managing cash flow. Additionally, we also offer flexible terms on unsecured credit card loans with a total of $2,839,313 in loans helping members manage their finances effectively. These products are designed to give you quick access to cash when needed without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,803,077, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your needs and budget. If you're considering refinancing your current mortgage, be sure to ask us about eligibility options that can save you money.

Why Choose Us?

At Guadalupe, we pride ourselves on transparent service and making banking accessible for everyone. We focus on building relationships with our members and providing resources that empower them financially. Our dedicated team is ready to assist you in exploring all available options and finding the right solution for your needs. For more information about our loan offerings or to speak with one of our friendly representatives, please call us at 575-758-3899. You can also visit us at our branch located at 1520 Paseo Del Pueblo Norte El Prado NM 87529. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

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GUADALUPE CREDIT UNION - El Prado, NM

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